COL Financial Group, Inc. (PSE:COL)

COL Financial Group Statistics

Total Valuation

PSE:COL has a market cap or net worth of PHP 8.87 billion.

Market Cap	8.87B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, May 16, 2025.

Earnings Date	May 16, 2025
Ex-Dividend Date	May 15, 2025

Share Statistics

PSE:COL has 5.95 billion shares outstanding.

Current Share Class	5.95B
Shares Outstanding	5.95B
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.00%
Owned by Insiders (%)	54.30%
Owned by Institutions (%)	16.50%
Float	2.68B

Valuation Ratios

The trailing PE ratio is 17.68.

PE Ratio	17.68
Forward PE	n/a
PS Ratio	7.52
PB Ratio	3.54
P/TBV Ratio	3.58
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.11, with a Debt / Equity ratio of 0.01.

Current Ratio	1.11
Quick Ratio	1.11
Debt / Equity	0.01
Debt / EBITDA	n/a
Debt / FCF	-0.09
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 20.81%.

Return on Equity (ROE)	20.81%
Return on Assets (ROA)	3.98%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	8.01M
Profits Per Employee	3.41M
Employee Count	147
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

In the past 12 months, PSE:COL has paid 100.04 million in taxes.

Income Tax	100.04M
Effective Tax Rate	16.65%

Stock Price Statistics

The stock price has decreased by -35.22% in the last 52 weeks. The beta is 0.22, so PSE:COL's price volatility has been lower than the market average.

Beta (5Y)	0.22
52-Week Price Change	-35.22%
50-Day Moving Average	1.58
200-Day Moving Average	1.80
Relative Strength Index (RSI)	42.32
Average Volume (20 Days)	571,850

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSE:COL had revenue of PHP 1.18 billion and earned 501.39 million in profits. Earnings per share was 0.08.

Revenue	1.18B
Gross Profit	879.67M
Operating Income	601.27M
Pretax Income	600.84M
Net Income	501.39M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.08

Balance Sheet

The company has 9.55 billion in cash and 29.84 million in debt, giving a net cash position of 9.52 billion or 1.60 per share.

Cash & Cash Equivalents	9.55B
Total Debt	29.84M
Net Cash	9.52B
Net Cash Per Share	1.60
Equity (Book Value)	2.50B
Book Value Per Share	0.42
Working Capital	1.08B

Cash Flow

In the last 12 months, operating cash flow was -319.16 million and capital expenditures -18.70 million, giving a free cash flow of -337.86 million.

Operating Cash Flow	-319.16M
Capital Expenditures	-18.70M
Free Cash Flow	-337.86M
FCF Per Share	-0.06

Margins

Gross margin is 74.66%, with operating and profit margins of 51.03% and 42.56%.

Gross Margin	74.66%
Operating Margin	51.03%
Pretax Margin	51.00%
Profit Margin	42.56%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.06, which amounts to a dividend yield of 3.69%.

Dividend Per Share	0.06
Dividend Yield	3.69%
Dividend Growth (YoY)	5.61%
Years of Dividend Growth	1
Payout Ratio	17.66%
Buyback Yield	n/a
Shareholder Yield	3.69%
Earnings Yield	5.66%
FCF Yield	-3.81%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 22, 2024. It was a forward split with a ratio of 1.25.

Last Split Date	Oct 22, 2024
Split Type	Forward
Split Ratio	1.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	4