COL Financial Group, Inc. (PSE:COL)

COL Financial Group Statistics

Total Valuation

PSE:COL has a market cap or net worth of PHP 8.75 billion.

Market Cap	8.75B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, August 15, 2025.

Earnings Date	Aug 15, 2025
Ex-Dividend Date	May 15, 2025

Share Statistics

PSE:COL has 5.95 billion shares outstanding.

Current Share Class	5.95B
Shares Outstanding	5.95B
Shares Change (YoY)	n/a
Shares Change (QoQ)	+4.12%
Owned by Insiders (%)	62.98%
Owned by Institutions (%)	16.50%
Float	2.16B

Valuation Ratios

The trailing PE ratio is 18.21.

PE Ratio	18.21
Forward PE	n/a
PS Ratio	7.42
PB Ratio	3.80
P/TBV Ratio	3.85
P/FCF Ratio	17.53
P/OCF Ratio	16.80
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.09, with a Debt / Equity ratio of 0.01.

Current Ratio	1.09
Quick Ratio	1.09
Debt / Equity	0.01
Debt / EBITDA	n/a
Debt / FCF	0.05
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 21.63%.

Return on Equity (ROE)	21.63%
Return on Assets (ROA)	3.91%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	8.02M
Profits Per Employee	3.34M
Employee Count	147
Asset Turnover	0.10
Inventory Turnover	n/a

Taxes

In the past 12 months, PSE:COL has paid 100.58 million in taxes.

Income Tax	100.58M
Effective Tax Rate	17.33%

Stock Price Statistics

The stock price has decreased by -16.48% in the last 52 weeks. The beta is 0.11, so PSE:COL's price volatility has been lower than the market average.

Beta (5Y)	0.11
52-Week Price Change	-16.48%
50-Day Moving Average	1.50
200-Day Moving Average	1.61
Relative Strength Index (RSI)	44.71
Average Volume (20 Days)	303,300

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSE:COL had revenue of PHP 1.18 billion and earned 491.02 million in profits. Earnings per share was 0.08.

Revenue	1.18B
Gross Profit	869.72M
Operating Income	586.52M
Pretax Income	580.39M
Net Income	491.02M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.08

Balance Sheet

The company has 9.78 billion in cash and 23.78 million in debt, giving a net cash position of 9.76 billion or 1.64 per share.

Cash & Cash Equivalents	9.78B
Total Debt	23.78M
Net Cash	9.76B
Net Cash Per Share	1.64
Equity (Book Value)	2.30B
Book Value Per Share	0.38
Working Capital	875.41M

Cash Flow

In the last 12 months, operating cash flow was 520.61 million and capital expenditures -21.55 million, giving a free cash flow of 499.06 million.

Operating Cash Flow	520.61M
Capital Expenditures	-21.55M
Free Cash Flow	499.06M
FCF Per Share	0.08

Margins

Gross margin is 73.75%, with operating and profit margins of 49.74% and 41.64%.

Gross Margin	73.75%
Operating Margin	49.74%
Pretax Margin	49.22%
Profit Margin	41.64%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	42.32%

Dividends & Yields

This stock pays an annual dividend of 0.06, which amounts to a dividend yield of 3.72%.

Dividend Per Share	0.06
Dividend Yield	3.72%
Dividend Growth (YoY)	5.61%
Years of Dividend Growth	1
Payout Ratio	19.02%
Buyback Yield	n/a
Shareholder Yield	3.72%
Earnings Yield	5.61%
FCF Yield	5.71%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 22, 2024. It was a forward split with a ratio of 1.25.

Last Split Date	Oct 22, 2024
Split Type	Forward
Split Ratio	1.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	6