Philippine Business Bank, Inc. (PSE:PBB)
7.05
-0.02 (-0.28%)
At close: May 12, 2026
Philippine Business Bank Income Statement
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 9,833 | 9,902 | 9,253 | 8,162 | 5,724 | 5,586 |
Interest Income on Investments | 1,571 | 1,537 | 1,379 | 1,134 | 855.34 | 748.33 |
Total Interest Income | 11,404 | 11,440 | 10,632 | 9,296 | 6,580 | 6,335 |
Interest Paid on Deposits | 3,834 | 3,943 | 3,647 | 2,740 | 976.04 | 644.21 |
Interest Paid on Borrowings | 260.51 | 244.79 | 320.74 | 134.41 | 56.14 | 194.11 |
Total Interest Expense | 4,094 | 4,188 | 3,968 | 2,874 | 1,032 | 838.32 |
Net Interest Income | 7,310 | 7,252 | 6,664 | 6,421 | 5,547 | 5,496 |
Net Interest Income Growth (YoY) | 5.59% | 8.81% | 3.79% | 15.76% | 0.93% | -2.33% |
Income From Trading Activities | 70.61 | 83.99 | - | 287.76 | - | - |
Gain (Loss) on Sale of Assets | 7.82 | 7.82 | 5.67 | 84.61 | -16.62 | 9.92 |
Other Non-Interest Income | 937 | 908.27 | 843.49 | 608.18 | 946.19 | 556.01 |
Total Non-Interest Income | 1,015 | 1,000 | 849.16 | 980.55 | 929.57 | 565.93 |
Non-Interest Income Growth (YoY) | 9.69% | 17.77% | -13.40% | 5.48% | 64.25% | -51.61% |
Revenues Before Loan Losses | 8,326 | 8,252 | 7,514 | 7,402 | 6,477 | 6,062 |
Provision for Loan Losses | 1,054 | 1,029 | 958.4 | 1,053 | 820.61 | 747.36 |
| 7,271 | 7,222 | 6,555 | 6,349 | 5,656 | 5,315 | |
Revenue Growth (YoY) | 7.48% | 10.18% | 3.26% | 12.24% | 6.42% | 19.13% |
Salaries and Employee Benefits | 1,539 | 1,529 | 1,345 | 1,359 | 1,183 | 975.88 |
Occupancy Expenses | 455.17 | 438.66 | 374.79 | 356.28 | 328.28 | 305.92 |
Selling, General & Administrative | 668.28 | 697.71 | 557.19 | 568.86 | 494.53 | 644.99 |
Other Non-Interest Expense | 2,332 | 1,945 | 1,831 | 1,676 | 1,731 | 1,557 |
Total Non-Interest Expense | 4,994 | 4,610 | 4,108 | 3,960 | 3,737 | 3,484 |
EBT Excluding Unusual Items | 2,277 | 2,612 | 2,447 | 2,388 | 1,919 | 1,831 |
Legal Settlements | -96.91 | -96.91 | -51.04 | -49.07 | -56.42 | -37.74 |
Pretax Income | 2,180 | 2,515 | 2,396 | 2,339 | 1,862 | 1,793 |
Income Tax Expense | 652.4 | 618.95 | 614.03 | 515.33 | 551.03 | 624.73 |
Net Income | 1,528 | 1,896 | 1,782 | 1,824 | 1,311 | 1,168 |
Preferred Dividends & Other Adjustments | 39.6 | 39.6 | 39.6 | 39.6 | 118.8 | - |
Net Income to Common | 1,488 | 1,857 | 1,742 | 1,784 | 1,193 | 1,168 |
Net Income Growth | -17.89% | 6.41% | -2.30% | 39.08% | 12.26% | 24.42% |
Basic Shares Outstanding | 827 | 819 | 819 | 800 | 644 | 644 |
Diluted Shares Outstanding | 827 | 819 | 819 | 800 | 644 | 644 |
Shares Change (YoY) | 1.45% | - | 2.32% | 24.30% | - | - |
EPS (Basic) | 1.80 | 2.27 | 2.13 | 2.23 | 1.85 | 1.81 |
EPS (Diluted) | 1.80 | 2.27 | 2.13 | 2.23 | 1.85 | 1.81 |
EPS Growth | -19.44% | 6.56% | -4.57% | 20.37% | 2.10% | 24.42% |
Dividend Per Share | - | - | 0.450 | 0.450 | 0.350 | - |
Dividend Growth | - | - | - | 28.57% | - | - |
Effective Tax Rate | 29.92% | 24.61% | 25.63% | 22.03% | 29.59% | 34.84% |
Source: S&P Global Market Intelligence. Banks template. Financial Sources.