Philippine Business Bank Cash Flow Statement

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	1,896	1,782	1,824	1,311	1,168
Depreciation & Amortization	438.66	330.24	295.18	328.28	305.92
Other Amortization	-	34.38	38.76	4.65	7.67
Gain (Loss) on Sale of Assets	-7.82	4.5	-62.28	16.62	-9.92
Gain (Loss) on Sale of Investments	-	8.32	-26.16	34.86	4.84
Total Asset Writedown	1,029	-	-	820.61	-
Provision for Credit Losses	-	958.4	1,053	-	747.36
Change in Trading Asset Securities	-294.36	-3,391	-4,560	260.19	9,619
Change in Other Net Operating Assets	-640.01	-16,244	-12,119	-12,044	-2,804
Other Operating Activities	-420.59	-1,107	298.02	-203.84	2.55
Operating Cash Flow	2,002	-17,625	-13,259	-9,471	9,041
Capital Expenditures	-80.43	-115.05	-150.35	-95.73	-196.15
Sale of Property, Plant and Equipment	16.63	8.01	22.99	9.68	84.71
Investment in Securities	2,287	-251.26	-2,792	-326	-7,610
Purchase / Sale of Intangibles	-18.58	-71.55	-21.83	-16.42	-35.89
Investing Cash Flow	2,205	-429.85	-2,941	-428.47	-7,758
Long-Term Debt Issued	43,973	25,863	4,500	2,000	-
Long-Term Debt Repaid	-40,753	-26,226	-1,416	-3,646	-110.98
Total Debt Repaid	-40,753	-26,226	-1,416	-3,646	-110.98
Net Debt Issued (Repaid)	3,220	-363.12	3,084	-1,646	-110.98
Issuance of Common Stock	-	-	1,438	312.5	-
Common Dividends Paid	-408.04	-368.44	-286.56	-	-
Preferred Dividends Paid	-	-39.6	-39.6	-118.8	-
Total Dividends Paid	-408.04	-408.04	-326.16	-118.8	-
Net Increase (Decrease) in Deposit Accounts	-4,091	13,092	11,975	2,138	12,053
Financing Cash Flow	-1,280	12,321	16,171	685.84	11,942
Net Cash Flow	2,927	-5,734	-29.11	-9,213	13,225
Free Cash Flow	1,921	-17,740	-13,409	-9,567	8,845
Free Cash Flow Margin	26.60%	-270.62%	-211.22%	-169.13%	166.41%
Free Cash Flow Per Share	2.30	-21.67	-16.77	-14.86	13.74
Cash Interest Paid	-	4,684	2,654	1,058	832.27
Cash Income Tax Paid	-	800.15	618.83	458.87	568.48

Source: S&P Global Market Intelligence. Banks template. Financial Sources.