Philippine Business Bank Cash Flow Statement

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	1,528	1,896	1,782	1,824	1,311	1,168
Depreciation & Amortization	439.21	375.52	330.24	295.18	328.28	305.92
Other Amortization	31.71	31.71	34.38	38.8	4.65	7.67
Gain (Loss) on Sale of Assets	21.53	23.6	4.5	-62.31	16.62	-9.92
Gain (Loss) on Sale of Investments	-0.9	-	-	-1.01	34.86	4.84
Total Asset Writedown	25	-	-	-	820.61	-
Provision for Credit Losses	1,029	1,029	958.4	1,053	-	747.36
Change in Trading Asset Securities	793.31	-294.36	-3,391	-4,560	260.19	9,619
Change in Other Net Operating Assets	-6,696	-640.01	-16,244	-12,119	-12,044	-2,804
Other Operating Activities	-503.33	-420.59	-374.8	272.86	-203.84	2.55
Operating Cash Flow	-3,332	2,002	-16,901	-13,259	-9,471	9,041
Capital Expenditures	-141.62	-80.43	-115.05	-150.35	-95.73	-196.15
Sale of Property, Plant and Equipment	16.63	16.63	8.01	22.99	9.68	84.71
Investment in Securities	1,956	2,287	-251.26	-2,792	-326	-7,610
Purchase / Sale of Intangibles	-18.58	-18.58	-71.55	-21.83	-16.42	-35.89
Investing Cash Flow	1,813	2,205	-429.85	-2,941	-428.47	-7,758
Long-Term Debt Issued	-	43,973	25,863	4,500	2,000	-
Long-Term Debt Repaid	-	-40,753	-26,226	-1,416	-3,646	-110.98
Total Debt Repaid	-44,781	-40,753	-26,226	-1,416	-3,646	-110.98
Net Debt Issued (Repaid)	-807.76	3,220	-363.12	3,084	-1,646	-110.98
Issuance of Common Stock	-	-	-	1,438	312.5	-
Common Dividends Paid	-368.44	-368.44	-368.44	-286.56	-	-
Preferred Dividends Paid	-39.6	-39.6	-39.6	-39.6	-118.8	-
Total Dividends Paid	-408.04	-408.04	-408.04	-326.16	-118.8	-
Net Increase (Decrease) in Deposit Accounts	3,488	-4,091	12,368	11,975	2,138	12,053
Financing Cash Flow	2,272	-1,280	11,597	16,171	685.84	11,942
Net Cash Flow	753.4	2,927	-5,734	-29.11	-9,213	13,225
Free Cash Flow	-3,473	1,921	-17,016	-13,409	-9,567	8,845
Free Cash Flow Margin	-47.77%	26.60%	-259.58%	-211.22%	-169.13%	166.41%
Free Cash Flow Per Share	-4.20	2.35	-20.78	-16.76	-14.86	13.74
Cash Interest Paid	4,191	4,191	3,960	2,654	1,058	832.27
Cash Income Tax Paid	848.72	848.72	800.15	618.83	458.87	568.48

Source: S&P Global Market Intelligence. Banks template. Financial Sources.