Philippine Business Bank, Inc. (PSE:PBB)

Philippine Business Bank Statistics

Total Valuation

PSE:PBB has a market cap or net worth of PHP 5.81 billion.

Market Cap	5.81B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, April 22, 2026.

Earnings Date	Apr 22, 2026
Ex-Dividend Date	Jul 10, 2025

Share Statistics

PSE:PBB has 818.75 million shares outstanding. The number of shares has decreased by -0.15% in one year.

Current Share Class	818.75M
Shares Outstanding	818.75M
Shares Change (YoY)	-0.15%
Shares Change (QoQ)	-1.34%
Owned by Insiders (%)	42.91%
Owned by Institutions (%)	n/a
Float	245.17M

Valuation Ratios

The trailing PE ratio is 3.13.

PE Ratio	3.13
Forward PE	n/a
PS Ratio	0.80
PB Ratio	0.27
P/TBV Ratio	0.27
P/FCF Ratio	3.03
P/OCF Ratio	2.90
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	4.16
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.36%.

Return on Equity (ROE)	9.36%
Return on Assets (ROA)	1.13%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.07%
Revenue Per Employee	3.89M
Profits Per Employee	1.02M
Employee Count	1,856
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PSE:PBB has paid 618.95 million in taxes.

Income Tax	618.95M
Effective Tax Rate	24.61%

Stock Price Statistics

The stock price has decreased by -16.67% in the last 52 weeks. The beta is 0.12, so PSE:PBB's price volatility has been lower than the market average.

Beta (5Y)	0.12
52-Week Price Change	-16.67%
50-Day Moving Average	7.34
200-Day Moving Average	7.79
Relative Strength Index (RSI)	44.06
Average Volume (20 Days)	83,580

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSE:PBB had revenue of PHP 7.22 billion and earned 1.90 billion in profits. Earnings per share was 2.27.

Revenue	7.22B
Gross Profit	7.22B
Operating Income	2.52B
Pretax Income	2.52B
Net Income	1.90B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.27

Balance Sheet

The company has 20.52 billion in cash and 8.00 billion in debt, with a net cash position of 12.52 billion or 15.29 per share.

Cash & Cash Equivalents	20.52B
Total Debt	8.00B
Net Cash	12.52B
Net Cash Per Share	15.29
Equity (Book Value)	21.17B
Book Value Per Share	23.91
Working Capital	8.49B

Cash Flow

In the last 12 months, operating cash flow was 2.00 billion and capital expenditures -80.43 million, giving a free cash flow of 1.92 billion.

Operating Cash Flow	2.00B
Capital Expenditures	-80.43M
Depreciation & Amortization	n/a
Net Borrowing	3.22B
Free Cash Flow	1.92B
FCF Per Share	2.35

Margins

Gross Margin	n/a
Operating Margin	34.83%
Pretax Margin	34.83%
Profit Margin	26.26%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	26.60%

Dividends & Yields

This stock pays an annual dividend of 0.45, which amounts to a dividend yield of 6.34%.

Dividend Per Share	0.45
Dividend Yield	6.34%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	21.52%
Buyback Yield	0.15%
Shareholder Yield	6.49%
Earnings Yield	32.62%
FCF Yield	33.05%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 1, 2017. It was a forward split with a ratio of 1.2.

Last Split Date	Aug 1, 2017
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	4