Philippine Business Bank, Inc. (PSE:PBB)

Philippine Business Bank Statistics

Total Valuation

PSE:PBB has a market cap or net worth of PHP 5.77 billion.

Market Cap	5.77B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, May 13, 2026.

Earnings Date	May 13, 2026
Ex-Dividend Date	Jul 10, 2025

Share Statistics

PSE:PBB has 818.75 million shares outstanding. The number of shares has increased by 1.45% in one year.

Current Share Class	818.75M
Shares Outstanding	818.75M
Shares Change (YoY)	+1.45%
Shares Change (QoQ)	+4.08%
Owned by Insiders (%)	42.91%
Owned by Institutions (%)	n/a
Float	245.17M

Valuation Ratios

The trailing PE ratio is 3.92.

PE Ratio	3.92
Forward PE	n/a
PS Ratio	0.79
PB Ratio	0.27
P/TBV Ratio	0.27
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.09
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.42%.

Return on Equity (ROE)	7.42%
Return on Assets (ROA)	0.94%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.98%
Revenue Per Employee	3.77M
Profits Per Employee	772,311
Employee Count	1,927
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PSE:PBB has paid 652.40 million in taxes.

Income Tax	652.40M
Effective Tax Rate	29.92%

Stock Price Statistics

The stock price has decreased by -11.62% in the last 52 weeks. The beta is 0.13, so PSE:PBB's price volatility has been lower than the market average.

Beta (5Y)	0.13
52-Week Price Change	-11.62%
50-Day Moving Average	7.21
200-Day Moving Average	7.65
Relative Strength Index (RSI)	45.26
Average Volume (20 Days)	184,410

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSE:PBB had revenue of PHP 7.27 billion and earned 1.49 billion in profits. Earnings per share was 1.80.

Revenue	7.27B
Gross Profit	7.27B
Operating Income	2.28B
Pretax Income	2.18B
Net Income	1.49B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.80

Balance Sheet

The company has 16.40 billion in cash and 3.80 billion in debt, with a net cash position of 12.60 billion or 15.39 per share.

Cash & Cash Equivalents	16.40B
Total Debt	3.80B
Net Cash	12.60B
Net Cash Per Share	15.39
Equity (Book Value)	21.09B
Book Value Per Share	24.75
Working Capital	2.99B

Cash Flow

In the last 12 months, operating cash flow was -3.33 billion and capital expenditures -141.62 million, giving a free cash flow of -3.47 billion.

Operating Cash Flow	-3.33B
Capital Expenditures	-141.62M
Depreciation & Amortization	n/a
Net Borrowing	-807.76M
Free Cash Flow	-3.47B
FCF Per Share	-4.24

Margins

Gross Margin	n/a
Operating Margin	31.32%
Pretax Margin	29.98%
Profit Margin	21.01%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.45, which amounts to a dividend yield of 6.36%.

Dividend Per Share	0.45
Dividend Yield	6.36%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	26.71%
Buyback Yield	-1.45%
Shareholder Yield	4.93%
Earnings Yield	25.78%
FCF Yield	-60.18%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 1, 2017. It was a forward split with a ratio of 1.2.

Last Split Date	Aug 1, 2017
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	2