Philippine Business Bank, Inc. (PSE:PBB)

Philippine Business Bank Balance Sheet

Financials in millions PHP. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	13,205	12,124	8,682	9,257	12,281	20,959
Investment Securities	16,343	13,745	15,635	20,297	14,378	15,450
Trading Asset Securities	3,754	10,468	10,174	6,782	2,222	2,482
Total Investments	20,097	24,213	25,809	27,080	16,600	17,932
Gross Loans	125,983	131,228	131,902	117,038	104,563	91,996
Allowance for Loan Losses	-7,666	-7,307	-6,435	-5,926	-4,993	-4,214
Other Adjustments to Gross Loans	-196.98	-228	-203.84	-200.59	-195.09	-143.36
Net Loans	118,120	123,693	125,263	110,912	99,375	87,638
Property, Plant & Equipment	1,003	983.36	982.16	874.74	708.32	621.81
Goodwill	121.89	121.89	121.89	121.89	121.89	121.89
Other Intangible Assets	339.74	342.73	355.86	318.7	337.71	368.38
Investments in Real Estate	3,374	2,910	2,027	1,415	1,257	659.7
Accrued Interest Receivable	1,166	1,152	1,067	956.13	1,104	1,031
Other Receivables	464.49	655.07	613.95	370.12	192.2	525.01
Restricted Cash	217.5	116.09	631.09	797.52	400.93	792.33
Other Current Assets	473.56	328.27	459.73	541.38	628.11	103.68
Long-Term Deferred Tax Assets	2,133	2,033	1,766	1,613	1,357	1,142
Other Real Estate Owned & Foreclosed	23.77	42.4	72.46	43.15	67.84	75.06
Other Long-Term Assets	151.97	106.32	98.69	72.86	76.97	62.11
Total Assets	160,936	168,863	167,992	154,414	134,550	132,032

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	1,270	1,223	1,367	987.76	485.61	435.43
Accrued Expenses	978.8	805.7	637.68	993.44	853.6	739.16
Interest Bearing Deposits	134,734	134,946	139,094	126,719	114,526	112,418
Total Deposits	134,734	134,946	139,094	126,719	114,526	112,418
Current Portion of Long-Term Debt	-	8,000	4,563	4,750	1,000	-
Current Portion of Leases	-	172.82	155.12	142.43	138.59	98.37
Current Income Taxes Payable	57.1	130.73	93.78	128.06	231.56	139.4
Other Current Liabilities	964.85	1,199	1,474	2,103	1,832	374.36
Long-Term Debt	-	-	-	-	500	2,995
Long-Term Leases	572.48	410.77	397.44	314.08	194.5	151.46
Pension & Post-Retirement Benefits	90.15	90.15	101.46	95.53	58.49	75.82
Other Long-Term Liabilities	723.25	715.95	747.9	166.61	153.48	142.14
Total Liabilities	139,390	147,694	148,631	136,400	119,974	117,569

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Preferred Stock, Redeemable	-	-	-	-	-	620
Preferred Stock, Convertible	620	620	620	620	620	-
Total Preferred Equity	620	620	620	620	620	620
Common Stock	8,188	8,188	8,188	8,188	6,438	6,438
Additional Paid-In Capital	1,998	1,998	1,998	1,998	1,998	1,998
Retained Earnings	11,856	11,172	9,684	8,310	6,812	5,620
Comprehensive Income & Other	-1,116	-809.26	-1,130	-1,102	-1,292	-212.39
Total Common Equity	20,926	20,549	18,740	17,394	13,956	13,843
Shareholders' Equity	21,546	21,169	19,360	18,014	14,576	14,463
Total Liabilities & Equity	160,936	168,863	167,992	154,414	134,550	132,032

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	572.48	8,584	5,115	5,207	1,833	3,245
Net Cash (Debt)	17,887	14,009	13,741	15,825	15,064	22,734
Net Cash Growth	17.89%	1.95%	-13.17%	5.05%	-33.74%	18.07%
Net Cash Per Share	21.85	17.11	16.78	19.78	23.40	35.32
Filing Date Shares Outstanding	818.75	818.75	818.75	818.75	643.75	643.75
Total Common Shares Outstanding	818.75	818.75	818.75	818.75	643.75	643.75
Book Value Per Share	25.56	25.10	22.89	21.25	21.68	21.50
Tangible Book Value	20,464	20,084	18,263	16,954	13,497	13,353
Tangible Book Value Per Share	24.99	24.53	22.31	20.71	20.97	20.74

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 25, 2026

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