Philippine Business Bank Balance Sheet

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	10,124	12,124	8,682	9,257	12,281	20,959
Investment Securities	14,645	13,745	15,635	20,297	14,378	15,450
Trading Asset Securities	6,274	10,468	10,174	6,782	2,222	2,482
Total Investments	20,919	24,213	25,809	27,080	16,600	17,932
Gross Loans	-	131,228	131,902	117,038	104,563	91,996
Allowance for Loan Losses	-	-7,307	-6,435	-5,926	-4,993	-4,214
Other Adjustments to Gross Loans	-	-228	-203.84	-200.59	-195.09	-143.36
Net Loans	-	123,693	125,263	110,912	99,375	87,638
Property, Plant & Equipment	975.97	983.36	982.16	874.74	708.32	621.81
Goodwill	-	121.89	121.89	121.89	121.89	121.89
Other Intangible Assets	-	342.73	355.86	318.7	337.71	368.38
Investments in Real Estate	2,992	2,910	2,027	1,415	1,257	659.7
Accrued Interest Receivable	-	1,152	1,067	956.13	1,104	1,031
Other Receivables	-	655.07	613.95	370.12	192.2	525.01
Restricted Cash	-	116.09	631.09	797.52	400.93	792.33
Other Current Assets	-	328.27	459.73	541.38	628.11	103.68
Long-Term Deferred Tax Assets	2,083	2,033	1,766	1,613	1,357	1,142
Other Real Estate Owned & Foreclosed	-	42.4	72.46	43.15	67.84	75.06
Other Long-Term Assets	1,205	106.32	98.69	72.86	76.97	62.11
Total Assets	164,026	168,863	167,992	154,414	134,550	132,032
Accounts Payable	-	1,223	1,367	987.76	485.61	435.43
Accrued Expenses	4,701	805.7	637.68	993.44	853.6	739.16
Interest Bearing Deposits	134,437	134,946	139,094	126,719	114,526	112,418
Total Deposits	134,437	134,946	139,094	126,719	114,526	112,418
Current Portion of Long-Term Debt	-	8,000	4,563	4,750	1,000	-
Current Portion of Leases	-	172.82	155.12	142.43	138.59	98.37
Current Income Taxes Payable	-	130.73	93.78	128.06	231.56	139.4
Other Current Liabilities	-	1,199	1,474	2,103	1,832	374.36
Long-Term Debt	3,800	-	-	-	500	2,995
Long-Term Leases	-	410.77	397.44	314.08	194.5	151.46
Pension & Post-Retirement Benefits	-	90.15	101.46	95.53	58.49	75.82
Other Long-Term Liabilities	-	715.95	747.9	166.61	153.48	142.14
Total Liabilities	142,938	147,694	148,631	136,400	119,974	117,569
Preferred Stock, Redeemable	-	-	-	-	-	620
Preferred Stock, Convertible	-	620	620	620	620	-
Total Preferred Equity	-	620	620	620	620	620
Common Stock	8,808	8,188	8,188	8,188	6,438	6,438
Additional Paid-In Capital	1,998	1,998	1,998	1,998	1,998	1,998
Retained Earnings	11,431	11,172	9,684	8,310	6,812	5,620
Comprehensive Income & Other	-1,148	-809.26	-1,130	-1,102	-1,292	-212.39
Total Common Equity	21,089	20,549	18,740	17,394	13,956	13,843
Shareholders' Equity	21,089	21,169	19,360	18,014	14,576	14,463
Total Liabilities & Equity	164,026	168,863	167,992	154,414	134,550	132,032
Total Debt	3,800	8,584	5,115	5,207	1,833	3,245
Net Cash (Debt)	12,599	14,009	13,741	15,825	15,064	22,734
Net Cash Growth	2.27%	1.95%	-13.17%	5.05%	-33.74%	18.07%
Net Cash Per Share	15.24	17.11	16.78	19.78	23.40	35.32
Filing Date Shares Outstanding	852.15	818.75	818.75	818.75	643.75	643.75
Total Common Shares Outstanding	852.15	818.75	818.75	818.75	643.75	643.75
Book Value Per Share	24.75	25.10	22.89	21.25	21.68	21.50
Tangible Book Value	21,089	20,084	18,263	16,954	13,497	13,353
Tangible Book Value Per Share	24.75	24.53	22.31	20.71	20.97	20.74

Source: S&P Global Market Intelligence. Banks template. Financial Sources.