Philippine Business Bank Balance Sheet

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	9,327	7,567	9,257	12,281	20,959	8,857
Investment Securities	16,459	16,135	20,297	14,378	15,450	7,409
Trading Asset Securities	10,363	10,174	6,782	2,222	2,482	12,101
Total Investments	26,823	26,309	27,080	16,600	17,932	19,510
Gross Loans	126,499	132,518	117,038	104,563	91,996	86,722
Allowance for Loan Losses	-7,043	-6,435	-5,926	-4,993	-4,214	-3,774
Other Adjustments to Gross Loans	-198.72	-203.84	-200.59	-195.09	-143.36	-266.53
Net Loans	119,258	125,879	110,912	99,375	87,638	82,681
Property, Plant & Equipment	961.78	982.16	874.74	708.32	621.81	689.97
Goodwill	121.89	121.89	121.89	121.89	121.89	121.89
Other Intangible Assets	349.08	355.86	318.7	337.71	368.38	378.25
Investments in Real Estate	2,922	2,027	1,415	1,257	659.7	499.88
Accrued Interest Receivable	1,064	1,067	956.13	1,104	1,031	1,046
Other Receivables	513.26	613.94	370.12	192.2	525.01	244.45
Restricted Cash	136.39	631.09	797.52	400.93	792.33	612.53
Other Current Assets	566.91	461.38	541.38	628.11	103.68	3,859
Long-Term Deferred Tax Assets	1,924	1,766	1,613	1,357	1,142	1,137
Other Real Estate Owned & Foreclosed	75.5	86.19	43.15	67.84	75.06	26.72
Other Long-Term Assets	157.21	83.32	72.86	76.97	62.11	102.25
Total Assets	164,241	167,992	154,414	134,550	132,032	119,767
Accounts Payable	1,142	1,367	987.76	485.61	435.43	740.45
Accrued Expenses	928.28	626.85	993.44	853.6	739.16	712.01
Interest Bearing Deposits	136,656	139,094	126,719	114,526	112,418	100,394
Total Deposits	136,656	139,094	126,719	114,526	112,418	100,394
Current Portion of Long-Term Debt	2,400	4,563	4,750	1,000	-	-
Current Portion of Leases	-	155.12	142.43	138.59	98.37	107.9
Current Income Taxes Payable	100.3	93.78	128.06	231.56	139.4	83.15
Other Current Liabilities	1,271	1,411	2,103	1,832	374.36	394.72
Long-Term Debt	-	-	-	500	2,995	2,988
Long-Term Leases	550.69	397.44	314.08	194.5	151.46	202.18
Pension & Post-Retirement Benefits	101.46	101.46	95.53	58.49	75.82	81.35
Other Long-Term Liabilities	297.29	821.66	166.61	153.48	142.14	187.66
Total Liabilities	143,446	148,631	136,400	119,974	117,569	105,891
Preferred Stock, Redeemable	-	-	-	-	620	620
Preferred Stock, Convertible	620	620	620	620	-	-
Total Preferred Equity	620	620	620	620	620	620
Common Stock	8,188	8,188	8,188	6,438	6,438	6,438
Additional Paid-In Capital	1,998	1,998	1,998	1,998	1,998	1,998
Retained Earnings	10,804	9,684	8,310	6,812	5,620	4,451
Comprehensive Income & Other	-815.92	-1,130	-1,102	-1,292	-212.39	368.44
Total Common Equity	20,174	18,740	17,394	13,956	13,843	13,256
Shareholders' Equity	20,794	19,360	18,014	14,576	14,463	13,876
Total Liabilities & Equity	164,241	167,992	154,414	134,550	132,032	119,767
Total Debt	2,951	5,115	5,207	1,833	3,245	3,298
Net Cash (Debt)	16,740	13,125	15,825	15,064	22,734	19,255
Net Cash Growth	28.25%	-17.06%	5.05%	-33.74%	18.07%	113.39%
Net Cash Per Share	20.45	16.03	19.79	23.40	35.32	29.91
Filing Date Shares Outstanding	818.75	818.75	818.75	643.75	643.75	643.75
Total Common Shares Outstanding	818.75	818.75	818.75	643.75	643.75	643.75
Book Value Per Share	24.64	22.89	21.25	21.68	21.50	20.59
Tangible Book Value	19,703	18,263	16,954	13,497	13,353	12,756
Tangible Book Value Per Share	24.06	22.31	20.71	20.97	20.74	19.81

Source: S&P Global Market Intelligence. Banks template. Financial Sources.