Philippine Business Bank, Inc. (PSE:PBB)

Philippine Business Bank Balance Sheet

Financials in millions PHP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	9,396	7,567	9,257	12,281	20,959	8,857
Investment Securities	16,421	16,135	20,297	14,378	15,450	7,409
Trading Asset Securities	10,363	10,174	6,782	2,222	2,482	12,101
Total Investments	26,785	26,309	27,080	16,600	17,932	19,510
Gross Loans	121,100	132,518	117,038	104,563	91,996	86,722
Allowance for Loan Losses	-	-6,435	-5,926	-4,993	-4,214	-3,774
Other Adjustments to Gross Loans	-	-203.84	-200.59	-195.09	-143.36	-266.53
Net Loans	121,100	125,879	110,912	99,375	87,638	82,681
Property, Plant & Equipment	961.78	982.16	874.74	708.32	621.81	689.97
Goodwill	-	121.89	121.89	121.89	121.89	121.89
Other Intangible Assets	-	355.86	318.7	337.71	368.38	378.25
Investments in Real Estate	2,922	2,027	1,415	1,257	659.7	499.88
Accrued Interest Receivable	-	1,067	956.13	1,104	1,031	1,046
Other Receivables	-	613.94	370.12	192.2	525.01	244.45
Restricted Cash	-	631.09	797.52	400.93	792.33	612.53
Other Current Assets	-	461.38	541.38	628.11	103.68	3,859
Long-Term Deferred Tax Assets	1,924	1,766	1,613	1,357	1,142	1,137
Other Real Estate Owned & Foreclosed	-	86.19	43.15	67.84	75.06	26.72
Other Long-Term Assets	1,152	83.32	72.86	76.97	62.11	102.25
Total Assets	164,241	167,992	154,414	134,550	132,032	119,767
Accounts Payable	-	1,367	987.76	485.61	435.43	740.45
Accrued Expenses	4,391	626.85	993.44	853.6	739.16	712.01
Interest Bearing Deposits	136,656	139,094	126,719	114,526	112,418	100,394
Total Deposits	136,656	139,094	126,719	114,526	112,418	100,394
Short-Term Borrowings	2,400	-	-	-	-	-
Current Portion of Long-Term Debt	-	4,563	4,750	1,000	-	-
Current Portion of Leases	-	155.12	142.43	138.59	98.37	107.9
Current Income Taxes Payable	-	93.78	128.06	231.56	139.4	83.15
Other Current Liabilities	-	1,411	2,103	1,832	374.36	394.72
Long-Term Debt	-	-	-	500	2,995	2,988
Long-Term Leases	-	397.44	314.08	194.5	151.46	202.18
Pension & Post-Retirement Benefits	-	101.46	95.53	58.49	75.82	81.35
Other Long-Term Liabilities	-	821.66	166.61	153.48	142.14	187.66
Total Liabilities	143,446	148,631	136,400	119,974	117,569	105,891
Preferred Stock, Redeemable	-	-	-	-	620	620
Preferred Stock, Convertible	-	620	620	620	-	-
Total Preferred Equity	-	620	620	620	620	620
Common Stock	8,808	8,188	8,188	6,438	6,438	6,438
Additional Paid-In Capital	1,998	1,998	1,998	1,998	1,998	1,998
Retained Earnings	10,804	9,684	8,310	6,812	5,620	4,451
Comprehensive Income & Other	-815.92	-1,130	-1,102	-1,292	-212.39	368.44
Total Common Equity	20,794	18,740	17,394	13,956	13,843	13,256
Shareholders' Equity	20,794	19,360	18,014	14,576	14,463	13,876
Total Liabilities & Equity	164,241	167,992	154,414	134,550	132,032	119,767
Total Debt	2,400	5,115	5,207	1,833	3,245	3,298
Net Cash (Debt)	17,359	13,125	15,825	15,064	22,734	19,255
Net Cash Growth	33.00%	-17.06%	5.05%	-33.74%	18.07%	113.39%
Net Cash Per Share	20.77	16.03	19.79	23.40	35.32	29.91
Filing Date Shares Outstanding	886.93	818.75	818.75	643.75	643.75	643.75
Total Common Shares Outstanding	886.93	818.75	818.75	643.75	643.75	643.75
Book Value Per Share	23.45	22.89	21.25	21.68	21.50	20.59
Tangible Book Value	20,794	18,263	16,954	13,497	13,353	12,756
Tangible Book Value Per Share	23.45	22.31	20.71	20.97	20.74	19.81

Source: S&P Global Market Intelligence. Banks template. Financial Sources.