Philippine Business Bank, Inc. (PSE: PBB)

Philippine Business Bank Balance Sheet

Financials in millions PHP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	6,727	9,257	12,281	20,959	8,857	5,741
Investment Securities	16,251	20,297	14,378	15,450	7,409	12,657
Trading Asset Securities	11,106	6,782	2,222	2,482	12,101	4,677
Total Investments	27,357	27,080	16,600	17,932	19,510	17,334
Gross Loans	125,082	117,175	104,563	91,996	86,722	81,740
Allowance for Loan Losses	-5,955	-5,926	-4,993	-4,214	-3,774	-1,774
Other Adjustments to Gross Loans	-208.78	-200.59	-195.09	-143.36	-266.53	-172.94
Net Loans	118,918	111,049	99,375	87,638	82,681	79,793
Property, Plant & Equipment	902.19	874.74	708.32	621.81	689.97	753.36
Goodwill	121.89	121.89	121.89	121.89	121.89	121.89
Other Intangible Assets	363.86	318.7	337.71	368.38	378.25	382.12
Investments in Real Estate	1,644	1,415	1,257	659.7	499.88	494.37
Accrued Interest Receivable	1,018	956.13	1,104	1,031	1,046	773.14
Other Receivables	259.69	232.8	192.2	525.01	244.45	282.61
Restricted Cash	1,853	797.52	400.93	792.33	612.53	3,532
Other Current Assets	180.5	517.02	628.11	103.68	3,859	4,183
Long-Term Deferred Tax Assets	1,750	1,613	1,357	1,142	1,137	509.91
Other Real Estate Owned & Foreclosed	78.19	43.15	67.84	75.06	26.72	10.05
Other Long-Term Assets	101.8	97.22	76.97	62.11	102.25	181.65
Total Assets	161,317	154,414	134,550	132,032	119,767	114,092
Accounts Payable	1,223	987.76	485.61	435.43	740.45	603.85
Accrued Expenses	913.97	993.44	853.6	739.16	712.01	598.31
Interest Bearing Deposits	131,923	126,719	114,526	112,418	100,394	95,268
Total Deposits	131,923	126,719	114,526	112,418	100,394	95,268
Current Portion of Long-Term Debt	4,725	4,750	1,000	-	-	500
Current Portion of Leases	-	142.43	138.59	98.37	107.9	104.86
Current Income Taxes Payable	103.82	128.06	231.56	139.4	83.15	166.26
Other Current Liabilities	1,704	2,103	1,832	374.36	394.72	491.71
Long-Term Debt	-	-	500	2,995	2,988	3,093
Long-Term Leases	456.51	314.08	194.5	151.46	202.18	238.79
Pension & Post-Retirement Benefits	95.53	95.53	58.49	75.82	81.35	73.37
Other Long-Term Liabilities	465.67	166.61	153.48	142.14	187.66	86.16
Total Liabilities	141,610	136,400	119,974	117,569	105,891	101,224
Preferred Stock, Redeemable	-	-	-	620	620	620
Preferred Stock, Convertible	620	620	620	-	-	-
Total Preferred Equity	620	620	620	620	620	620
Common Stock	8,188	8,188	6,438	6,438	6,438	6,438
Additional Paid-In Capital	1,998	1,998	1,998	1,998	1,998	1,998
Retained Earnings	9,708	8,310	6,812	5,620	4,451	3,513
Comprehensive Income & Other	-807.02	-1,102	-1,292	-212.39	368.44	299.26
Total Common Equity	19,087	17,394	13,956	13,843	13,256	12,248
Shareholders' Equity	19,707	18,014	14,576	14,463	13,876	12,868
Total Liabilities & Equity	161,317	154,414	134,550	132,032	119,767	114,092
Total Debt	5,182	5,207	1,833	3,245	3,298	3,937
Net Cash (Debt)	13,052	15,825	15,064	22,734	19,255	9,023
Net Cash Growth	-20.64%	5.05%	-33.74%	18.07%	113.39%	67.28%
Net Cash Per Share	16.32	19.79	23.40	35.32	29.91	14.02
Filing Date Shares Outstanding	818.75	818.75	643.75	643.75	643.75	643.75
Total Common Shares Outstanding	818.75	818.75	643.75	643.75	643.75	643.75
Book Value Per Share	23.31	21.25	21.68	21.50	20.59	19.03
Tangible Book Value	18,601	16,954	13,497	13,353	12,756	11,744
Tangible Book Value Per Share	22.72	20.71	20.97	20.74	19.81	18.24

Source: S&P Capital IQ. Banks template. Financial Sources.