Philippine Business Bank Statistics

Total Valuation

PSE:PBB has a market cap or net worth of PHP 7.28 billion.

Market Cap	7.28B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, August 7, 2025.

Earnings Date	Aug 7, 2025
Ex-Dividend Date	Jul 10, 2025

Share Statistics

PSE:PBB has 818.75 million shares outstanding. The number of shares has increased by 0.05% in one year.

Current Share Class	818.75M
Shares Outstanding	818.75M
Shares Change (YoY)	+0.05%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	42.84%
Owned by Institutions (%)	n/a
Float	245.73M

Valuation Ratios

The trailing PE ratio is 4.00.

PE Ratio	4.00
Forward PE	n/a
PS Ratio	1.09
PB Ratio	0.36
P/TBV Ratio	0.38
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.69
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.67%.

Return on Equity (ROE)	9.67%
Return on Assets (ROA)	1.21%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	3.61M
Profits Per Employee	981,155
Employee Count	1,856
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PSE:PBB has paid 589.32 million in taxes.

Income Tax	589.32M
Effective Tax Rate	24.05%

Stock Price Statistics

The stock price has increased by +1.57% in the last 52 weeks. The beta is 0.17, so PSE:PBB's price volatility has been lower than the market average.

Beta (5Y)	0.17
52-Week Price Change	+1.57%
50-Day Moving Average	8.39
200-Day Moving Average	8.84
Relative Strength Index (RSI)	57.67
Average Volume (20 Days)	34,505

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSE:PBB had revenue of PHP 6.71 billion and earned 1.82 billion in profits. Earnings per share was 2.22.

Revenue	6.71B
Gross Profit	6.71B
Operating Income	2.50B
Pretax Income	2.45B
Net Income	1.82B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.22

Full Income Statement

Balance Sheet

The company has 17.26 billion in cash and 4.94 billion in debt, giving a net cash position of 12.32 billion or 15.05 per share.

Cash & Cash Equivalents	17.26B
Total Debt	4.94B
Net Cash	12.32B
Net Cash Per Share	15.05
Equity (Book Value)	20.08B
Book Value Per Share	23.77
Working Capital	-119.23B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -7.06 billion and capital expenditures -100.49 million, giving a free cash flow of -7.16 billion.

Operating Cash Flow	-7.06B
Capital Expenditures	-100.49M
Free Cash Flow	-7.16B
FCF Per Share	-8.75

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	37.28%
Pretax Margin	36.52%
Profit Margin	27.74%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.45, which amounts to a dividend yield of 4.96%.

Dividend Per Share	0.45
Dividend Yield	4.96%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	2
Payout Ratio	21.93%
Buyback Yield	-0.05%
Shareholder Yield	4.90%
Earnings Yield	25.02%
FCF Yield	-98.40%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 1, 2017. It was a forward split with a ratio of 1.2.

Last Split Date	Aug 1, 2017
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	2