Philippine Business Bank, Inc. (PSE:PBB)

Philippine Business Bank Statistics

Total Valuation

PSE:PBB has a market cap or net worth of PHP 6.97 billion.

Market Cap	6.97B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, August 7, 2025.

Earnings Date	Aug 7, 2025
Ex-Dividend Date	Jul 10, 2025

Share Statistics

PSE:PBB has 818.75 million shares outstanding. The number of shares has increased by 2.40% in one year.

Current Share Class	818.75M
Shares Outstanding	818.75M
Shares Change (YoY)	+2.40%
Shares Change (QoQ)	+21.14%
Owned by Insiders (%)	42.84%
Owned by Institutions (%)	n/a
Float	245.74M

Valuation Ratios

The trailing PE ratio is 3.92.

PE Ratio	3.92
Forward PE	n/a
PS Ratio	1.02
PB Ratio	0.35
P/TBV Ratio	0.37
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.23
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.41%.

Return on Equity (ROE)	9.41%
Return on Assets (ROA)	1.15%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	3.68M
Profits Per Employee	956,825
Employee Count	1,856
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PSE:PBB has paid 609.21 million in taxes.

Income Tax	609.21M
Effective Tax Rate	25.13%

Stock Price Statistics

The stock price has increased by +4.42% in the last 52 weeks. The beta is 0.25, so PSE:PBB's price volatility has been lower than the market average.

Beta (5Y)	0.25
52-Week Price Change	+4.42%
50-Day Moving Average	8.84
200-Day Moving Average	8.94
Relative Strength Index (RSI)	41.01
Average Volume (20 Days)	8,285

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSE:PBB had revenue of PHP 6.83 billion and earned 1.78 billion in profits. Earnings per share was 2.17.

Revenue	6.83B
Gross Profit	6.83B
Operating Income	2.48B
Pretax Income	2.42B
Net Income	1.78B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.17

Balance Sheet

The company has 19.42 billion in cash and 4.24 billion in debt, giving a net cash position of 15.17 billion or 18.53 per share.

Cash & Cash Equivalents	19.42B
Total Debt	4.24B
Net Cash	15.17B
Net Cash Per Share	18.53
Equity (Book Value)	20.16B
Book Value Per Share	23.86
Working Capital	-119.29B

Cash Flow

In the last 12 months, operating cash flow was -3.27 billion and capital expenditures -188.88 million, giving a free cash flow of -3.46 billion.

Operating Cash Flow	-3.27B
Capital Expenditures	-188.88M
Free Cash Flow	-3.46B
FCF Per Share	-4.23

Margins

Gross Margin	n/a
Operating Margin	36.27%
Pretax Margin	35.53%
Profit Margin	26.60%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.45, which amounts to a dividend yield of 5.04%.

Dividend Per Share	0.45
Dividend Yield	5.04%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	2
Payout Ratio	20.75%
Buyback Yield	-2.40%
Shareholder Yield	2.65%
Earnings Yield	25.49%
FCF Yield	-49.67%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 1, 2017. It was a forward split with a ratio of 1.2.

Last Split Date	Aug 1, 2017
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	2