Philippine Bank of Communications (PSE: PBC)
Philippines
· Delayed Price · Currency is PHP 14.50
0.00 (0.00%)
Sep 3, 2024, 4:00 PM PST
PBC Income Statement
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '24 Jun 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 7,033 | 6,247 | 4,662 | 4,170 | 4,418 | 4,509 | Upgrade
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| Interest Income on Investments | 1,915 | 1,678 | 936.57 | 568.83 | 576.03 | 759.6 | Upgrade
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| Total Interest Income | 8,947 | 7,925 | 5,599 | 4,739 | 4,994 | 5,268 | Upgrade
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| Interest Paid on Deposits | 3,082 | 2,516 | 599.34 | 434.9 | 921.46 | 1,502 | Upgrade
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| Interest Paid on Borrowings | 846.66 | 707.33 | 188.99 | 59.1 | 147.03 | 561.7 | Upgrade
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| Total Interest Expense | 3,928 | 3,223 | 788.33 | 494 | 1,068 | 2,063 | Upgrade
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| Net Interest Income | 5,019 | 4,702 | 4,810 | 4,245 | 3,925 | 3,205 | Upgrade
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| Net Interest Income Growth (YoY) | 4.61% | -2.25% | 13.33% | 8.13% | 22.48% | 11.68% | Upgrade
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| Trust Income | 38.88 | 37.35 | 31.76 | 29.23 | 25.69 | 21.1 | Upgrade
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| Income From Trading Activities | 103.79 | 128.78 | -366.33 | -241.6 | 654.73 | 408.41 | Upgrade
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| Gain (Loss) on Sale of Assets | 59.22 | 34.08 | 57.57 | 21.03 | 3.62 | 77.37 | Upgrade
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| Gain (Loss) on Sale of Investments | - | - | - | - | 2.55 | - | Upgrade
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| Other Non-Interest Income | 1,054 | 1,061 | 1,029 | 1,031 | 1,280 | 1,340 | Upgrade
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| Total Non-Interest Income | 1,255 | 1,261 | 751.84 | 839.81 | 1,967 | 1,847 | Upgrade
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| Non-Interest Income Growth (YoY) | 6.62% | 67.72% | -10.48% | -57.30% | 6.49% | 51.40% | Upgrade
|
| Revenues Before Loan Losses | 6,275 | 5,963 | 5,562 | 5,085 | 5,892 | 5,052 | Upgrade
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| Provision for Loan Losses | -10.01 | -22.04 | 297.15 | 324.15 | 1,418 | 377.61 | Upgrade
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| Revenue | 6,285 | 5,985 | 5,265 | 4,760 | 4,474 | 4,674 | Upgrade
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| Revenue Growth (YoY) | 9.07% | 13.68% | 10.60% | 6.40% | -4.29% | 20.48% | Upgrade
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| Salaries and Employee Benefits | 1,280 | 1,208 | 1,115 | 1,017 | 1,009 | 978.87 | Upgrade
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| Occupancy Expenses | 475.49 | 458.87 | 477.58 | 464.56 | 437.75 | 520.3 | Upgrade
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| Selling, General & Administrative | 416.13 | 410.36 | 454.47 | 401.25 | 446.39 | 405.1 | Upgrade
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| Other Non-Interest Expense | 1,489 | 1,371 | 1,070 | 1,051 | 1,182 | 1,150 | Upgrade
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| Total Non-Interest Expense | 3,659 | 3,447 | 3,117 | 2,933 | 3,075 | 3,054 | Upgrade
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| EBT Excluding Unusual Items | 2,625 | 2,539 | 2,148 | 1,828 | 1,399 | 1,620 | Upgrade
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| Asset Writedown | 2.37 | 2.37 | 9.47 | 1.85 | - | - | Upgrade
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| Legal Settlements | - | - | - | - | - | -32.04 | Upgrade
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| Pretax Income | 2,628 | 2,541 | 2,157 | 1,830 | 1,399 | 1,588 | Upgrade
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| Income Tax Expense | 701.72 | 643.51 | 525.65 | 256.63 | 230.12 | 202.39 | Upgrade
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| Earnings From Continuing Operations | 1,926 | 1,898 | 1,632 | 1,573 | 1,169 | 1,386 | Upgrade
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| Earnings From Discontinued Operations | - | - | - | - | - | -228.41 | Upgrade
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| Net Income | 1,926 | 1,898 | 1,632 | 1,573 | 1,169 | 1,157 | Upgrade
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| Net Income to Common | 1,926 | 1,898 | 1,632 | 1,573 | 1,169 | 1,157 | Upgrade
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| Net Income Growth | 1.14% | 16.30% | 3.73% | 34.58% | 1.01% | 84.80% | Upgrade
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| Basic Shares Outstanding | 481 | 481 | 481 | 481 | 481 | 481 | Upgrade
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| Diluted Shares Outstanding | 481 | 481 | 481 | 481 | 481 | 481 | Upgrade
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| Shares Change (YoY) | 0.10% | - | - | - | - | - | Upgrade
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| EPS (Basic) | 4.01 | 3.95 | 3.39 | 3.27 | 2.43 | 2.41 | Upgrade
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| EPS (Diluted) | 4.01 | 3.95 | 3.39 | 3.27 | 2.43 | 2.41 | Upgrade
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| EPS Growth | 1.17% | 16.46% | 3.58% | 34.58% | 1.01% | 84.80% | Upgrade
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| Effective Tax Rate | 26.70% | 25.32% | 24.37% | 14.03% | 16.45% | 12.74% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.