Philippine Bank of Communications (PSE:PBC)
Philippines flag Philippines · Delayed Price · Currency is PHP
19.62
-0.32 (-1.60%)
At close: Jul 22, 2025, 2:45 PM PST

PSE:PBC Income Statement

Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 20202016 - 2020
Period Ending
Mar '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2016 - 2020
Interest Income on Loans
7,6887,5196,2474,6624,1704,418
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Interest Income on Investments
2,2432,1591,678936.57568.83576.03
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Total Interest Income
9,9319,6787,9255,5994,7394,994
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Interest Paid on Deposits
3,2543,2932,516599.34434.9921.46
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Interest Paid on Borrowings
981.2876.18707.33188.9959.1147.03
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Total Interest Expense
4,2354,1693,223788.334941,068
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Net Interest Income
5,6965,5094,7024,8104,2453,925
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Net Interest Income Growth (YoY)
18.76%17.16%-2.25%13.33%8.13%22.48%
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Trust Income
42.7841.3137.3531.7629.2325.69
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Income From Trading Activities
346.03452.42128.78-366.33-241.6654.73
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Gain (Loss) on Sale of Assets
210.59183.3334.0857.5721.033.62
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Gain (Loss) on Sale of Investments
-----2.55
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Other Non-Interest Income
1,1271,1091,0611,0291,0311,280
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Total Non-Interest Income
1,7261,7861,261751.84839.811,967
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Non-Interest Income Growth (YoY)
36.81%41.65%67.72%-10.47%-57.30%6.49%
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Revenues Before Loan Losses
7,4227,2955,9635,5625,0855,892
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Provision for Loan Losses
476.61442.72-22.04297.15324.151,418
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6,9466,8535,9855,2654,7604,474
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Revenue Growth (YoY)
14.37%14.49%13.68%10.60%6.40%-4.29%
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Salaries and Employee Benefits
1,4201,3961,2081,1151,0171,009
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Occupancy Expenses
562.47542.92458.87477.58464.56437.75
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Selling, General & Administrative
421.26417.32410.36454.47401.25446.39
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Other Non-Interest Expense
1,6151,5731,3711,0701,0511,182
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Total Non-Interest Expense
4,0183,9293,4473,1172,9333,075
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EBT Excluding Unusual Items
2,9272,9242,5392,1481,8281,399
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Asset Writedown
2.082.082.379.471.85-
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Pretax Income
2,9292,9262,5412,1571,8301,399
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Income Tax Expense
742.14715.81643.51525.65256.63230.12
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Earnings From Continuing Operations
2,1872,2101,8981,6321,5731,169
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Net Income
2,1872,2101,8981,6321,5731,169
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Net Income to Common
2,1872,2101,8981,6321,5731,169
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Net Income Growth
18.07%16.48%16.30%3.73%34.58%1.01%
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Basic Shares Outstanding
481481481481481481
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Diluted Shares Outstanding
481481481481481481
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Shares Change (YoY)
-0.08%-----
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EPS (Basic)
4.554.603.953.393.272.43
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EPS (Diluted)
4.554.603.953.393.272.43
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EPS Growth
18.16%16.48%16.30%3.73%34.58%1.01%
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Effective Tax Rate
25.34%24.46%25.32%24.37%14.03%16.45%
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Updated Nov 13, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.