Philippine Bank of Communications (PSE:PBC)

PSE:PBC Balance Sheet

Financials in millions PHP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	2,366	1,884	2,504	2,528	2,899	5,036
Investment Securities	42,290	40,243	36,575	27,335	22,703	8,268
Trading Asset Securities	2,215	-	-	-	886.29	718.29
Total Investments	44,506	40,243	36,575	27,335	23,589	8,986
Gross Loans	102,851	101,622	91,952	80,064	68,197	62,348
Allowance for Loan Losses	-3,313	-3,206	-2,795	-2,864	-2,732	-2,490
Other Adjustments to Gross Loans	-57.43	-61	-62	-54.18	-44.76	-51.26
Net Loans	99,481	98,354	89,095	77,145	65,420	59,807
Property, Plant & Equipment	817.48	823.05	814.49	803.84	882.22	894.62
Other Intangible Assets	517.02	515.3	525.22	525.61	527.5	613.53
Investments in Real Estate	1,547	1,558	1,605	1,694	1,743	1,791
Accrued Interest Receivable	-	1,219	953.87	699.23	559.77	468.54
Other Receivables	2.6	1,690	1,366	1,022	1,710	1,477
Restricted Cash	8,600	7,297	12,205	11,336	10,271	20,598
Other Current Assets	513.3	566.34	323.39	230.44	265.86	-
Long-Term Deferred Tax Assets	500.85	486.22	404.32	390.57	325.61	170.61
Other Real Estate Owned & Foreclosed	2,136	2,130	975.76	962.11	834.3	610.08
Other Long-Term Assets	121.88	127.81	130.64	206.04	201.77	777.43
Total Assets	161,108	156,896	147,478	124,878	109,229	101,230
Accounts Payable	473.23	439.13	314.71	276.65	310.96	-
Accrued Expenses	859.66	772.91	765.59	671.21	621.55	-
Interest Bearing Deposits	119,010	110,584	116,700	99,444	86,946	83,781
Total Deposits	119,010	110,584	116,700	99,444	86,946	83,781
Short-Term Borrowings	90	5,317	8,531	4,993	5,203	-
Current Portion of Long-Term Debt	10,832	11,070	1,156	2,601	807.64	-
Current Portion of Leases	90.82	93.55	67.43	91.49	98.21	-
Current Income Taxes Payable	264.36	136.7	100.58	118.81	66.82	146.87
Accrued Interest Payable	588.7	625.4	761.83	193.19	59.19	802.79
Other Current Liabilities	1,166	660.99	1,099	567.66	493.43	685.91
Long-Term Debt	7,636	7,623	-	-	-	2,183
Long-Term Leases	112.49	122.03	121.81	122.71	154.29	-
Pension & Post-Retirement Benefits	-	42.86	21.71	-	-	-
Other Long-Term Liabilities	150.38	175.24	182.01	232.48	292.16	1,101
Total Liabilities	141,273	137,663	129,822	109,312	95,054	88,701
Common Stock	12,016	12,016	12,016	12,016	12,016	12,016
Additional Paid-In Capital	2,262	2,262	2,262	2,262	2,262	2,262
Retained Earnings	6,253	5,780	3,570	1,673	40.86	-1,532
Comprehensive Income & Other	-696.45	-825.73	-192.74	-384.88	-143.42	-216.49
Total Common Equity	19,835	19,233	17,656	15,566	14,176	12,530
Shareholders' Equity	19,835	19,233	17,656	15,566	14,176	12,530
Total Liabilities & Equity	161,108	156,896	147,478	124,878	109,229	101,230
Total Debt	18,761	24,225	9,876	7,808	6,263	2,183
Net Cash (Debt)	-14,180	-22,341	-7,372	-5,280	-2,478	3,572
Net Cash Per Share	-29.50	-46.48	-15.34	-10.99	-5.16	7.43
Filing Date Shares Outstanding	480.65	480.65	480.65	480.65	480.65	480.65
Total Common Shares Outstanding	480.65	480.65	480.65	480.65	480.65	480.65
Book Value Per Share	41.27	40.02	36.73	32.39	29.49	26.07
Tangible Book Value	19,318	18,718	17,131	15,040	13,648	11,916
Tangible Book Value Per Share	40.19	38.94	35.64	31.29	28.40	24.79

Updated Nov 13, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.