Philippine Bank of Communications (PSE: PBC)

PSE:PBC Balance Sheet

Financials in millions PHP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	2,073	2,541	2,528	2,899	5,036	3,774
Investment Securities	47,137	36,575	27,335	22,703	8,268	22,025
Trading Asset Securities	-	-	-	886.29	718.29	1,668
Total Investments	47,137	36,575	27,335	23,589	8,986	23,693
Gross Loans	92,670	91,952	80,064	68,197	62,348	61,062
Allowance for Loan Losses	-2,930	-2,795	-2,864	-2,732	-2,490	-2,104
Other Adjustments to Gross Loans	-58.87	-62	-54.18	-44.76	-51.26	-89.11
Net Loans	89,681	89,095	77,145	65,420	59,807	58,868
Property, Plant & Equipment	823.24	814.49	803.84	882.22	894.62	974.21
Other Intangible Assets	511.51	525.22	525.61	527.5	613.53	673.09
Investments in Real Estate	1,570	1,605	1,694	1,743	1,791	1,840
Accrued Interest Receivable	978.75	953.87	699.23	559.77	468.54	535.26
Other Receivables	1,535	1,366	1,022	1,710	1,477	1,230
Restricted Cash	11,265	12,205	11,336	10,271	20,598	10,214
Other Current Assets	300.09	267.8	230.44	265.86	-	210.55
Long-Term Deferred Tax Assets	424.56	404.32	390.57	325.61	170.61	-
Other Real Estate Owned & Foreclosed	1,975	975.76	962.11	834.3	610.08	588.45
Other Long-Term Assets	112.62	149.69	206.04	201.77	777.43	139.96
Total Assets	158,387	147,478	124,878	109,229	101,230	102,741
Accounts Payable	397.79	314.71	276.65	310.96	-	223.83
Accrued Expenses	-	765.59	671.21	621.55	-	481.63
Interest Bearing Deposits	120,564	116,700	99,444	86,946	83,781	75,882
Total Deposits	120,564	116,700	99,444	86,946	83,781	75,882
Short-Term Borrowings	4,042	8,531	4,993	5,203	-	9,741
Current Portion of Long-Term Debt	10,660	1,156	2,601	807.64	-	3,204
Current Portion of Leases	-	67.43	91.49	98.21	-	96.75
Current Income Taxes Payable	121.3	100.58	118.81	66.82	146.87	23.44
Accrued Interest Payable	1,609	761.83	193.19	59.19	802.79	193.65
Other Current Liabilities	863.01	1,123	567.66	493.43	685.91	802.21
Long-Term Debt	-	-	-	-	2,183	119.53
Long-Term Leases	217.96	121.81	122.71	154.29	-	173.81
Pension & Post-Retirement Benefits	-	21.71	-	-	-	37.16
Long-Term Deferred Tax Liabilities	-	-	-	-	-	0.78
Other Long-Term Liabilities	386	158.64	232.48	292.16	1,101	405.39
Total Liabilities	138,860	129,822	109,312	95,054	88,701	91,385
Common Stock	12,016	12,016	12,016	12,016	12,016	12,016
Additional Paid-In Capital	2,262	2,262	2,262	2,262	2,262	2,262
Retained Earnings	5,420	3,570	1,673	40.86	-1,532	-2,701
Comprehensive Income & Other	-171.47	-192.74	-384.88	-143.42	-216.49	-222.06
Total Common Equity	19,527	17,656	15,566	14,176	12,530	11,355
Shareholders' Equity	19,527	17,656	15,566	14,176	12,530	11,355
Total Liabilities & Equity	158,387	147,478	124,878	109,229	101,230	102,741
Total Debt	14,919	9,876	7,808	6,263	2,183	13,335
Net Cash (Debt)	-12,846	-7,335	-5,280	-2,478	3,572	-7,893
Net Cash Per Share	-26.73	-15.26	-10.99	-5.16	7.43	-16.42
Filing Date Shares Outstanding	480.65	480.65	480.65	480.65	480.65	480.65
Total Common Shares Outstanding	480.65	480.65	480.65	480.65	480.65	480.65
Book Value Per Share	40.63	36.73	32.39	29.49	26.07	23.62
Tangible Book Value	19,015	17,131	15,040	13,648	11,916	10,682
Tangible Book Value Per Share	39.56	35.64	31.29	28.40	24.79	22.22

Source: S&P Capital IQ. Banks template. Financial Sources.