Philippine Bank of Communications (PSE:PBC)

PSE:PBC Balance Sheet

Financials in millions PHP. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,884	2,504	2,528	2,899	5,036
Investment Securities	40,243	36,575	27,335	22,703	8,268
Trading Asset Securities	-	-	-	886.29	718.29
Total Investments	40,243	36,575	27,335	23,589	8,986
Gross Loans	101,622	91,952	80,064	68,197	62,348
Allowance for Loan Losses	-3,206	-2,795	-2,864	-2,732	-2,490
Other Adjustments to Gross Loans	-61	-62	-54.18	-44.76	-51.26
Net Loans	98,354	89,095	77,145	65,420	59,807
Property, Plant & Equipment	823.05	814.49	803.84	882.22	894.62
Other Intangible Assets	515.3	525.22	525.61	527.5	613.53
Investments in Real Estate	1,558	1,605	1,694	1,743	1,791
Accrued Interest Receivable	1,219	953.87	699.23	559.77	468.54
Other Receivables	1,690	1,366	1,022	1,710	1,477
Restricted Cash	7,297	12,205	11,336	10,271	20,598
Other Current Assets	566.34	323.39	230.44	265.86	-
Long-Term Deferred Tax Assets	486.22	404.32	390.57	325.61	170.61
Other Real Estate Owned & Foreclosed	2,130	975.76	962.11	834.3	610.08
Other Long-Term Assets	127.81	130.64	206.04	201.77	777.43
Total Assets	156,896	147,478	124,878	109,229	101,230
Accounts Payable	439.13	314.71	276.65	310.96	-
Accrued Expenses	772.91	765.59	671.21	621.55	-
Interest Bearing Deposits	110,584	116,700	99,444	86,946	83,781
Total Deposits	110,584	116,700	99,444	86,946	83,781
Short-Term Borrowings	5,317	8,531	4,993	5,203	-
Current Portion of Long-Term Debt	11,070	1,156	2,601	807.64	-
Current Portion of Leases	93.55	67.43	91.49	98.21	-
Current Income Taxes Payable	136.7	100.58	118.81	66.82	146.87
Accrued Interest Payable	625.4	761.83	193.19	59.19	802.79
Other Current Liabilities	660.99	1,099	567.66	493.43	685.91
Long-Term Debt	7,623	-	-	-	2,183
Long-Term Leases	122.03	121.81	122.71	154.29	-
Pension & Post-Retirement Benefits	42.86	21.71	-	-	-
Other Long-Term Liabilities	175.24	182.01	232.48	292.16	1,101
Total Liabilities	137,663	129,822	109,312	95,054	88,701
Common Stock	12,016	12,016	12,016	12,016	12,016
Additional Paid-In Capital	2,262	2,262	2,262	2,262	2,262
Retained Earnings	5,780	3,570	1,673	40.86	-1,532
Comprehensive Income & Other	-825.73	-192.74	-384.88	-143.42	-216.49
Total Common Equity	19,233	17,656	15,566	14,176	12,530
Shareholders' Equity	19,233	17,656	15,566	14,176	12,530
Total Liabilities & Equity	156,896	147,478	124,878	109,229	101,230
Total Debt	24,225	9,876	7,808	6,263	2,183
Net Cash (Debt)	-22,341	-7,372	-5,280	-2,478	3,572
Net Cash Per Share	-46.48	-15.34	-10.99	-5.16	7.43
Filing Date Shares Outstanding	480.65	480.65	480.65	480.65	480.65
Total Common Shares Outstanding	480.65	480.65	480.65	480.65	480.65
Book Value Per Share	40.02	36.73	32.39	29.49	26.07
Tangible Book Value	18,718	17,131	15,040	13,648	11,916
Tangible Book Value Per Share	38.94	35.64	31.29	28.40	24.79

Updated Nov 13, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.