PSE:PBC Balance Sheet

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	7,464	1,884	2,504	2,528	2,899	5,036
Investment Securities	61,438	40,243	36,575	27,335	22,703	8,268
Trading Asset Securities	459.12	-	-	-	886.29	718.29
Total Investments	61,897	40,243	36,575	27,335	23,589	8,986
Gross Loans	103,179	101,622	91,952	80,064	68,197	62,348
Allowance for Loan Losses	-3,489	-3,206	-2,795	-2,864	-2,732	-2,490
Other Adjustments to Gross Loans	-50.87	-61	-62	-54.18	-44.76	-51.26
Net Loans	99,640	98,354	89,095	77,145	65,420	59,807
Property, Plant & Equipment	826.95	823.05	814.49	803.84	882.22	894.62
Other Intangible Assets	527.27	515.3	525.22	525.61	527.5	613.53
Investments in Real Estate	1,523	1,558	1,605	1,694	1,743	1,791
Accrued Interest Receivable	-	1,219	953.87	699.23	559.77	468.54
Other Receivables	0.65	1,690	1,366	1,022	1,710	1,477
Restricted Cash	7,357	7,297	12,205	11,336	10,271	20,598
Other Current Assets	404.73	566.34	323.39	230.44	265.86	-
Long-Term Deferred Tax Assets	523.74	486.22	404.32	390.57	325.61	170.61
Other Real Estate Owned & Foreclosed	2,038	2,130	975.76	962.11	834.3	610.08
Other Long-Term Assets	111.21	127.81	130.64	206.04	201.77	777.43
Total Assets	182,313	156,896	147,478	124,878	109,229	101,230
Accounts Payable	767.56	439.13	314.71	276.65	310.96	-
Accrued Expenses	841.63	772.91	765.59	671.21	621.55	-
Interest Bearing Deposits	131,773	110,584	116,700	99,444	86,946	83,781
Total Deposits	131,773	110,584	116,700	99,444	86,946	83,781
Short-Term Borrowings	710.31	5,317	8,531	4,993	5,203	-
Current Portion of Long-Term Debt	16,672	11,070	1,156	2,601	807.64	-
Current Portion of Leases	89.91	93.55	67.43	91.49	98.21	-
Current Income Taxes Payable	105.72	136.7	100.58	118.81	66.82	146.87
Accrued Interest Payable	569.11	625.4	761.83	193.19	59.19	802.79
Other Current Liabilities	2,150	660.99	1,099	567.66	493.43	685.91
Long-Term Debt	7,662	7,623	-	-	-	2,183
Long-Term Leases	120.41	122.03	121.81	122.71	154.29	-
Pension & Post-Retirement Benefits	-	42.86	21.71	-	-	-
Other Long-Term Liabilities	219.86	175.24	182.01	232.48	292.16	1,101
Total Liabilities	161,681	137,663	129,822	109,312	95,054	88,701
Common Stock	12,016	12,016	12,016	12,016	12,016	12,016
Additional Paid-In Capital	2,262	2,262	2,262	2,262	2,262	2,262
Retained Earnings	6,898	5,780	3,570	1,673	40.86	-1,532
Comprehensive Income & Other	-543.67	-825.73	-192.74	-384.88	-143.42	-216.49
Total Common Equity	20,633	19,233	17,656	15,566	14,176	12,530
Shareholders' Equity	20,633	19,233	17,656	15,566	14,176	12,530
Total Liabilities & Equity	182,313	156,896	147,478	124,878	109,229	101,230
Total Debt	25,254	24,225	9,876	7,808	6,263	2,183
Net Cash (Debt)	-17,331	-22,341	-7,372	-5,280	-2,478	3,572
Net Cash Per Share	-36.06	-46.48	-15.34	-10.99	-5.16	7.43
Filing Date Shares Outstanding	480.65	480.65	480.65	480.65	480.65	480.65
Total Common Shares Outstanding	480.65	480.65	480.65	480.65	480.65	480.65
Book Value Per Share	42.93	40.02	36.73	32.39	29.49	26.07
Tangible Book Value	20,105	18,718	17,131	15,040	13,648	11,916
Tangible Book Value Per Share	41.83	38.94	35.64	31.29	28.40	24.79

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.