Philippine Savings Bank (PSE: PSB)
Philippines
· Delayed Price · Currency is PHP 56.45
+0.15 (0.27%)
Sep 10, 2024, 1:35 PM PST
Philippine Savings Bank Income Statement
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '24 Jun 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 12,542 | 11,899 | 10,355 | 12,219 | 15,751 | 15,511 | Upgrade
|
| Interest Income on Investments | 4,839 | 5,725 | 3,833 | 2,145 | 1,567 | 1,901 | Upgrade
|
| Total Interest Income | 17,381 | 17,624 | 14,188 | 14,365 | 17,318 | 17,412 | Upgrade
|
| Interest Paid on Deposits | 5,215 | 5,663 | 2,811 | 1,637 | 2,772 | 5,328 | Upgrade
|
| Interest Paid on Borrowings | 108.17 | 134.91 | 325.83 | 522.77 | 793.35 | 725.99 | Upgrade
|
| Total Interest Expense | 5,323 | 5,798 | 3,137 | 2,160 | 3,565 | 6,054 | Upgrade
|
| Net Interest Income | 12,057 | 11,826 | 11,051 | 12,205 | 13,753 | 11,359 | Upgrade
|
| Net Interest Income Growth (YoY) | 5.27% | 7.02% | -9.46% | -11.26% | 21.08% | 0.24% | Upgrade
|
| Income From Trading Activities | 5.65 | 5.29 | 2.46 | 2.73 | 354.43 | 223.99 | Upgrade
|
| Gain (Loss) on Sale of Assets | 3.9 | 3.9 | 12.08 | 2.04 | 2.05 | 8.13 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | 11.71 | 1,292 | - | Upgrade
|
| Other Non-Interest Income | 2,294 | 2,328 | 2,453 | 2,226 | 1,300 | 2,484 | Upgrade
|
| Total Non-Interest Income | 3,351 | 3,319 | 3,970 | 2,956 | 2,817 | 3,243 | Upgrade
|
| Non-Interest Income Growth (YoY) | -3.43% | -16.40% | 34.32% | 4.93% | -13.16% | 13.14% | Upgrade
|
| Revenues Before Loan Losses | 15,408 | 15,145 | 15,020 | 15,160 | 16,570 | 14,602 | Upgrade
|
| Provision for Loan Losses | 1,022 | 1,439 | 1,202 | 3,071 | 6,397 | 2,215 | Upgrade
|
| Revenue | 14,386 | 13,706 | 13,818 | 12,090 | 10,172 | 12,387 | Upgrade
|
| Revenue Growth (YoY) | 5.91% | -0.81% | 14.30% | 18.85% | -17.88% | 2.71% | Upgrade
|
| Salaries and Employee Benefits | 3,954 | 3,812 | 3,641 | 3,545 | 3,636 | 3,521 | Upgrade
|
| Occupancy Expenses | 1,137 | 1,067 | 984.32 | 1,058 | 1,122 | 1,139 | Upgrade
|
| Amortization of Goodwill & Intangibles | 104 | 106.21 | 102.85 | 113.65 | 128.14 | 135.05 | Upgrade
|
| Selling, General & Administrative | 765.18 | 712.09 | 722.73 | 601.66 | 746.7 | 726.99 | Upgrade
|
| Other Non-Interest Expense | 2,858 | 2,952 | 3,120 | 3,105 | 3,124 | 3,111 | Upgrade
|
| Total Non-Interest Expense | 8,760 | 8,563 | 8,487 | 8,382 | 8,717 | 8,526 | Upgrade
|
| EBT Excluding Unusual Items | 5,626 | 5,143 | 5,331 | 3,708 | 1,455 | 3,861 | Upgrade
|
| Asset Writedown | -12.18 | -12.18 | -103.98 | - | - | - | Upgrade
|
| Legal Settlements | -297.13 | -242.12 | -429.97 | -442.29 | -364.65 | -282.38 | Upgrade
|
| Pretax Income | 5,317 | 4,889 | 4,797 | 3,266 | 1,091 | 3,579 | Upgrade
|
| Income Tax Expense | 390.43 | 357.96 | 1,119 | 1,726 | -17.46 | 550.44 | Upgrade
|
| Net Income | 4,926 | 4,531 | 3,678 | 1,539 | 1,108 | 3,028 | Upgrade
|
| Net Income to Common | 4,926 | 4,531 | 3,678 | 1,539 | 1,108 | 3,028 | Upgrade
|
| Net Income Growth | 22.82% | 23.18% | 138.94% | 38.92% | -63.41% | 13.76% | Upgrade
|
| Basic Shares Outstanding | 427 | 427 | 427 | 427 | 427 | 420 | Upgrade
|
| Diluted Shares Outstanding | 427 | 427 | 427 | 427 | 427 | 420 | Upgrade
|
| Shares Change (YoY) | - | - | - | - | 1.60% | 48.84% | Upgrade
|
| EPS (Basic) | 11.54 | 10.61 | 8.62 | 3.61 | 2.60 | 7.21 | Upgrade
|
| EPS (Diluted) | 11.54 | 10.61 | 8.62 | 3.61 | 2.60 | 7.21 | Upgrade
|
| EPS Growth | 22.82% | 23.18% | 138.94% | 38.92% | -63.98% | -23.57% | Upgrade
|
| Dividend Per Share | 3.000 | 3.000 | 3.000 | 3.000 | 3.000 | 2.692 | Upgrade
|
| Dividend Growth | 0% | 0% | 0% | 0% | 11.42% | 0% | Upgrade
|
| Effective Tax Rate | 7.34% | 7.32% | 23.32% | 52.86% | - | 15.38% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.