Philippine Savings Bank (PSE:PSB)
Philippines flag Philippines · Delayed Price · Currency is PHP
58.00
-1.00 (-1.69%)
At close: Apr 2, 2025, 2:45 PM PST

Philippine Savings Bank Income Statement

Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year
FY 2024 FY 2023 FY 2022 FY 2021 FY 2020 2015 - 2019
Period Ending
Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2015 - 2019
Interest Income on Loans
13,20211,89910,35512,21915,751
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Interest Income on Investments
3,6725,7253,8332,1451,567
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Total Interest Income
16,87317,62414,18814,36517,318
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Interest Paid on Deposits
4,4755,6632,8111,6372,772
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Interest Paid on Borrowings
100.46134.91325.83522.77793.35
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Total Interest Expense
4,5765,7983,1372,1603,565
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Net Interest Income
12,29811,82611,05112,20513,753
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Net Interest Income Growth (YoY)
3.99%7.02%-9.46%-11.26%21.08%
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Income From Trading Activities
14.295.292.462.73354.43
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Gain (Loss) on Sale of Assets
3.863.912.082.042.05
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Gain (Loss) on Sale of Investments
---11.711,292
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Other Non-Interest Income
2,3722,3282,4532,2261,300
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Total Non-Interest Income
3,0213,3193,9702,9562,817
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Non-Interest Income Growth (YoY)
-8.97%-16.40%34.31%4.93%-13.16%
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Revenues Before Loan Losses
15,31815,14515,02015,16016,570
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Provision for Loan Losses
197.881,4391,3063,0716,397
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Revenue
15,12113,70613,71412,09010,172
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Revenue Growth (YoY)
10.32%-0.06%13.44%18.85%-17.88%
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Salaries and Employee Benefits
4,0893,8123,6413,5453,636
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Occupancy Expenses
1,1791,067984.321,0581,122
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Amortization of Goodwill & Intangibles
111.36106.21102.85113.65128.14
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Selling, General & Administrative
867.56712.09722.73601.66746.7
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Other Non-Interest Expense
2,7142,9523,1203,1053,124
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Total Non-Interest Expense
8,8938,5638,4878,3828,717
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EBT Excluding Unusual Items
6,2285,1435,2273,7081,455
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Asset Writedown
-16.56-12.18---
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Legal Settlements
-273.38-242.12-429.97-442.29-364.65
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Pretax Income
5,9384,8894,7973,2661,091
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Income Tax Expense
729.19357.961,1191,726-17.46
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Net Income
5,2084,5313,6781,5391,108
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Net Income to Common
5,2084,5313,6781,5391,108
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Net Income Growth
14.95%23.18%138.94%38.92%-63.41%
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Basic Shares Outstanding
427427427427427
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Diluted Shares Outstanding
427427427427427
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Shares Change (YoY)
----1.60%
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EPS (Basic)
12.2010.618.623.612.60
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EPS (Diluted)
12.2010.618.623.612.60
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EPS Growth
14.95%23.18%138.94%38.92%-63.98%
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Dividend Per Share
3.0003.0003.0003.0003.000
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Dividend Growth
----11.42%
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Effective Tax Rate
12.28%7.32%23.32%52.86%-
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Updated Mar 17, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.