Philippines · Delayed Price · Currency is PHP Philippine Savings Bank Statistics
Total Valuation
PSE:PSB has a market cap or net worth of PHP 22.54 billion.
| Market Cap | 22.54B |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Tuesday, November 17, 2026.
| Earnings Date | Nov 17, 2026 |
| Ex-Dividend Date | Jul 30, 2026 |
Share Statistics
PSE:PSB has 426.86 million shares outstanding.
| Current Share Class | 426.86M |
| Shares Outstanding | 426.86M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | +0.37% |
| Owned by Insiders (%) | 9.17% |
| Owned by Institutions (%) | 0.47% |
| Float | 10.11M |
Valuation Ratios
The trailing PE ratio is 8.57.
| PE Ratio | 8.57 |
| Forward PE | n/a |
| PS Ratio | 1.75 |
| PB Ratio | 0.49 |
| P/TBV Ratio | 0.50 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -1.29 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.74%.
| Return on Equity (ROE) | 5.74% |
| Return on Assets (ROA) | 1.15% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.67% |
| Revenue Per Employee | 4.81M |
| Profits Per Employee | 979,661 |
| Employee Count | 2,683 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PSE:PSB has paid 280.55 million in taxes.
| Income Tax | 280.55M |
| Effective Tax Rate | 9.64% |
Stock Price Statistics
The stock price has decreased by -8.81% in the last 52 weeks. The beta is 0.07, so PSE:PSB's price volatility has been lower than the market average.
| Beta (5Y) | 0.07 |
| 52-Week Price Change | -8.81% |
| 50-Day Moving Average | 52.93 |
| 200-Day Moving Average | 55.29 |
| Relative Strength Index (RSI) | 50.38 |
| Average Volume (20 Days) | 4,142 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, PSE:PSB had revenue of PHP 12.89 billion and earned 2.63 billion in profits. Earnings per share was 6.16.
| Revenue | 12.89B |
| Gross Profit | 12.78B |
| Operating Income | 3.42B |
| Pretax Income | 2.91B |
| Net Income | 2.63B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 6.16 |
Balance Sheet
The company has 10.42 billion in cash and 6.06 billion in debt, with a net cash position of 4.36 billion or 10.22 per share.
| Cash & Cash Equivalents | 10.42B |
| Total Debt | 6.06B |
| Net Cash | 4.36B |
| Net Cash Per Share | 10.22 |
| Equity (Book Value) | 45.91B |
| Book Value Per Share | 107.54 |
| Working Capital | -161.76B |
Cash Flow
In the last 12 months, operating cash flow was -4.20 billion and capital expenditures -487.35 million, giving a free cash flow of -4.69 billion.
| Operating Cash Flow | -4.20B |
| Capital Expenditures | -487.35M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 3.68B |
| Free Cash Flow | -4.69B |
| FCF Per Share | -10.99 |
Margins
| Gross Margin | n/a |
| Operating Margin | 26.54% |
| Pretax Margin | 22.56% |
| Profit Margin | 20.38% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 3.00, which amounts to a dividend yield of 5.68%.
| Dividend Per Share | 3.00 |
| Dividend Yield | 5.68% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 48.72% |
| Buyback Yield | n/a |
| Shareholder Yield | 5.68% |
| Earnings Yield | 11.66% |
| FCF Yield | -20.82% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on January 28, 2020. It was a forward split with a ratio of 1.1142.
| Last Split Date | Jan 28, 2020 |
| Split Type | Forward |
| Split Ratio | 1.1142 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |