Philippine Savings Bank (PSE:PSB)
Philippines · Delayed Price · Currency is PHP 52.80
+0.10 (0.19%)
At close: Aug 28, 2026
Philippine Savings Bank Financials Overview
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 12,894 | 13,559 | 15,121 | 13,706 | 13,714 | 12,090 |
Revenue Growth | -12.31% | -10.33% | 10.32% | -0.06% | 13.44% | 18.85% |
Net Income Net Income Growth | 2,628 | 3,501 | 5,208 | 4,531 | 3,678 | 1,539 |
Earnings Per Share EPS Growth | 6.16 | 8.20 | 12.20 | 10.61 | 8.62 | 3.61 |
EPS Growth | -45.35% | -32.77% | 14.95% | 23.18% | 138.94% | 38.92% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Consumer Banking Consumer Banking Growth | 3,895 | 4,600 | 5,538 | 4,070 | 4,042 | 3,412 |
Corporate Banking Corporate Banking Growth | 288.71 | 286.91 | 230.3 | 563.6 | 553.39 | 253.83 |
Treasury Treasury Growth | 1,478 | 1,506 | 1,963 | 2,037 | 1,879 | 1,511 |
Branch Banking Branch Banking Growth | 7,224 | 7,157 | 7,373 | 7,023 | 7,240 | 6,913 |
Total Total Growth | 12,886 | 13,550 | 15,104 | 13,694 | 13,714 | 12,090 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 10,420 | 3,225 | 3,897 | 17,267 | 38,746 | 54,629 |
Total Debt Total Debt Growth | 6,055 | 6,107 | 1,191 | 1,453 | 7,157 | 5,912 |
Net Cash (Debt) Net Cash Growth | 4,364 | -2,882 | 2,707 | 15,814 | 31,588 | 48,717 |
Net Cash Growth | 271.70% | - | -82.88% | -49.94% | -35.16% | 105.61% |
Net Cash Per Share Net Cash Per Share Growth | 10.22 | -6.75 | 6.34 | 37.05 | 74.00 | 114.13 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -4,205 | -13,075 | -21,152 | -14,162 | 1,404 | 29,431 |
Capital Expenditures CapEx Growth | -487.35 | -213.17 | -319.21 | -388.43 | -332.84 | -118.06 |
Free Cash Flow Free Cash Flow Growth | -4,692 | -13,288 | -21,472 | -14,550 | 1,071 | 29,312 |
Free Cash Flow Growth | - | - | - | - | -96.35% | 62.79% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 20.38% | 25.82% | 34.45% | 33.06% | 26.82% | 12.73% |
FCF Margin | -36.39% | -98.01% | -142.00% | -106.16% | 7.81% | 242.46% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 3.000 | 3.000 | 3.000 | 3.000 | 3.000 | 3.000 |
Dividend Per Share Growth | 0% | 0% | 0% | 0% | 0% | 0% |
Dividend Yield | 5.68% | 5.78% | 5.65% | 6.54% | 6.48% | 6.71% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 8.57 | 6.58 | 4.77 | 4.99 | 6.56 | 15.94 |
P/FCF Ratio | - | - | - | - | 22.53 | 0.84 |
PS Ratio | 1.75 | 1.70 | 1.64 | 1.65 | 1.76 | 2.03 |