Philippine Savings Bank Balance Sheet

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,663	3,225	3,597	9,863	36,094	50,096
Investment Securities	57,651	62,562	56,817	92,053	103,490	86,465
Trading Asset Securities	486.19	0.04	300.6	414.3	0.04	0.04
Total Investments	58,137	62,562	57,118	92,467	103,490	86,465
Gross Loans	161,555	160,747	144,369	125,202	111,607	113,527
Allowance for Loan Losses	-	-4,191	-3,931	-6,091	-5,717	-6,758
Other Adjustments to Gross Loans	-	-59.7	-74.92	-115	-185.27	-292.6
Net Loans	161,555	156,496	140,363	118,996	105,704	106,476
Property, Plant & Equipment	3,010	3,055	3,193	3,142	3,127	2,938
Goodwill	-	53.56	53.56	53.56	53.56	53.56
Other Intangible Assets	411.63	381.84	407.23	244.64	280.33	307.63
Investments in Real Estate	3,687	67.33	71.16	75	78.82	82.65
Accrued Interest Receivable	-	2,566	2,320	2,326	2,548	2,874
Other Receivables	1,611	1,251	1,557	1,414	1,475	790.4
Restricted Cash	-	400.67	1,183	3,300	6,300	6,500
Other Current Assets	-	661.2	555.34	638.01	370.5	393.9
Long-Term Deferred Tax Assets	1,604	1,433	1,319	1,258	280.11	576.79
Other Real Estate Owned & Foreclosed	-	4,724	4,425	4,528	4,288	3,834
Other Long-Term Assets	2,570	424.23	194.8	127.7	330.37	417.15
Total Assets	234,248	237,300	216,357	238,433	264,421	261,806
Accounts Payable	-	1,462	2,072	1,998	2,087	1,502
Accrued Expenses	2,078	1,671	1,539	1,474	1,331	934.73
Interest Bearing Deposits	177,201	179,840	164,554	189,623	213,773	216,796
Total Deposits	177,201	179,840	164,554	189,623	213,773	216,796
Short-Term Borrowings	-	-	-	271.9	1,186	-
Current Portion of Long-Term Debt	-	-	-	-	4,648	-
Current Portion of Leases	-	518.02	481.05	428.53	394	419
Current Income Taxes Payable	14.22	0.86	-	-	-	0.08
Accrued Interest Payable	-	320.33	321.21	515.71	505.83	204.44
Other Current Liabilities	742.76	1,704	2,472	2,799	2,164	1,410
Long-Term Debt	4,967	4,961	-	-	-	4,634
Long-Term Leases	-	627.63	709.48	752.67	928.93	859.69
Pension & Post-Retirement Benefits	-	-	-	241.02	-	-
Other Long-Term Liabilities	3,278	96.5	101.97	173.7	263.08	152.53
Total Liabilities	188,280	191,200	172,251	198,279	227,281	226,912
Common Stock	4,269	4,269	4,269	4,269	4,269	4,269
Additional Paid-In Capital	11,419	11,419	11,419	11,419	11,419	11,419
Retained Earnings	1,052	1,052	1,049	1,046	1,044	1,041
Comprehensive Income & Other	29,229	29,361	27,370	23,421	20,408	18,165
Shareholders' Equity	45,967	46,100	44,106	40,154	37,140	34,894
Total Liabilities & Equity	234,248	237,300	216,357	238,433	264,421	261,806
Total Debt	4,967	6,107	1,191	1,453	7,157	5,912
Net Cash (Debt)	-2,818	-2,882	2,707	15,814	31,588	48,717
Net Cash Growth	-	-	-82.88%	-49.94%	-35.16%	105.61%
Net Cash Per Share	-6.60	-6.75	6.34	37.05	74.00	114.13
Filing Date Shares Outstanding	427.28	426.86	426.86	426.86	426.86	426.86
Total Common Shares Outstanding	427.28	426.86	426.86	426.86	426.86	426.86
Book Value Per Share	107.58	108.00	103.33	94.07	87.01	81.75
Tangible Book Value	45,556	45,664	43,645	39,856	36,806	34,533
Tangible Book Value Per Share	106.62	106.98	102.25	93.37	86.22	80.90