Philippine Savings Bank (PSE:PSB)
Philippines · Delayed Price · Currency is PHP 52.80
+0.10 (0.19%)
At close: Aug 28, 2026
Philippine Savings Bank Cash Flow Statement
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 2,628 | 3,501 | 5,208 | 4,531 | 3,678 | 1,539 |
Depreciation & Amortization | 1,077 | 1,073 | 951.78 | 946.35 | 755.95 | 836.33 |
Other Amortization | 217.44 | 151.6 | 111.36 | 1.55 | 117.69 | 144.81 |
Gain (Loss) on Sale of Assets | -17.45 | 0.73 | -634.81 | -985.8 | -1,514 | -715.5 |
Gain (Loss) on Sale of Investments | -1,015 | -290.86 | -1,545 | -2,456 | -2,412 | -1,299 |
Total Asset Writedown | 15.6 | 15.6 | 17.17 | 12.86 | - | 3,071 |
Provision for Credit Losses | 3,021 | 2,353 | 199.73 | 1,457 | 1,306 | - |
Change in Trading Asset Securities | -206.73 | 303.78 | 108.72 | -412.5 | - | - |
Change in Income Taxes | 265.64 | 72.44 | -417.09 | 157.32 | 821.47 | -98.16 |
Change in Other Net Operating Assets | -9,807 | -20,204 | -25,067 | -16,529 | -1,605 | 24,940 |
Other Operating Activities | -326.2 | -25 | -10.65 | -785.17 | 415.01 | 1,177 |
Operating Cash Flow | -4,205 | -13,075 | -21,152 | -14,162 | 1,404 | 29,431 |
Operating Cash Flow Growth | - | - | - | - | -95.23% | 62.01% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -487.35 | -213.17 | -319.21 | -388.43 | -332.84 | -118.06 |
Sale of Property, Plant and Equipment | 48.23 | 51.61 | 37.25 | 51.99 | 99.48 | 28.49 |
Investment in Securities | -7,290 | -5,106 | 29,759 | 18,385 | -16,474 | -56,147 |
Income (Loss) Equity Investments | 8.2 | -12.24 | -35.32 | -28.74 | -53.36 | -30.33 |
Purchase / Sale of Intangibles | -155.97 | -159.62 | -273.95 | -70.52 | -75.55 | -33.7 |
Other Investing Activities | 4,093 | 3,406 | 3,244 | 2,006 | 2,073 | 4,152 |
Investing Cash Flow | -3,116 | -1,289 | 33,323 | 20,765 | -13,786 | -51,132 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | 7,493 | 2,175 | 5,068 | 9,850 | 413.93 |
Long-Term Debt Issued | - | 4,953 | - | - | - | - |
Total Debt Issued | 42,533 | 12,446 | 2,175 | 5,068 | 9,850 | 413.93 |
Short-Term Debt Repaid | - | -7,493 | -2,447 | -5,982 | -8,665 | -413.93 |
Long-Term Debt Repaid | - | -547.24 | -522.14 | -5,184 | -559 | -6,779 |
Total Debt Repaid | -38,854 | -8,041 | -2,969 | -11,165 | -9,224 | -7,193 |
Net Debt Issued (Repaid) | 3,679 | 4,406 | -794.04 | -6,098 | 626.95 | -6,779 |
Common Dividends Paid | -1,281 | -1,281 | -1,281 | -1,281 | -1,281 | -1,281 |
Net Increase (Decrease) in Deposit Accounts | 6,001 | 15,287 | -25,069 | -24,149 | -3,017 | 49,339 |
Financing Cash Flow | 8,399 | 18,412 | -27,144 | -31,528 | -3,670 | 41,279 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 0.13 | 0.04 | 0.01 | -0 | 0.76 | 0.49 |
Net Cash Flow | 1,078 | 4,048 | -14,973 | -24,924 | -16,052 | 19,578 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -4,692 | -13,288 | -21,472 | -14,550 | 1,071 | 29,312 |
Free Cash Flow Growth | - | - | - | - | -96.35% | 62.79% |
Free Cash Flow Margin | -36.39% | -98.01% | -142.00% | -106.16% | 7.81% | 242.46% |
Free Cash Flow Per Share | -10.99 | -31.13 | -50.30 | -34.09 | 2.51 | 68.67 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 4,442 | 4,310 | 4,770 | 5,787 | 2,821 | 2,188 |
Cash Income Tax Paid | 681.31 | 636.56 | 820.31 | 1,209 | 783.4 | 634.12 |