Philippine Savings Bank (PSE:PSB)

Philippine Savings Bank Balance Sheet

Financials in millions PHP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	3,029	3,597	9,863	36,094	50,096	30,492
Investment Securities	49,028	56,817	92,053	103,490	86,465	29,887
Trading Asset Securities	151.87	300.6	414.3	0.04	0.04	0.05
Total Investments	49,179	57,118	92,467	103,490	86,465	29,887
Gross Loans	157,795	144,369	125,202	111,607	113,527	143,579
Allowance for Loan Losses	-3,858	-3,931	-6,091	-5,717	-6,758	-6,727
Other Adjustments to Gross Loans	-70.1	-74.92	-115	-185.27	-292.6	-427.74
Net Loans	153,867	140,363	118,996	105,704	106,476	136,424
Property, Plant & Equipment	3,160	3,193	3,142	3,127	2,938	3,090
Goodwill	-	53.56	53.56	53.56	53.56	53.56
Other Intangible Assets	416.41	407.23	244.64	280.33	307.63	387.58
Investments in Real Estate	70.21	71.16	75	78.82	82.65	86.48
Accrued Interest Receivable	2,052	2,320	2,326	2,548	2,874	3,808
Other Receivables	814.62	1,557	1,414	1,475	790.4	2,304
Restricted Cash	2,561	1,183	3,300	6,300	6,500	5,500
Other Current Assets	719.03	555.34	638.01	370.5	393.9	392.3
Long-Term Deferred Tax Assets	1,259	1,319	1,258	280.11	576.79	2,091
Other Real Estate Owned & Foreclosed	4,613	4,425	4,528	4,288	3,834	4,715
Other Long-Term Assets	241.33	194.8	127.7	330.37	417.15	181.85
Total Assets	221,982	216,357	238,433	264,421	261,806	219,414
Accounts Payable	1,900	2,072	1,998	2,087	1,502	2,073
Accrued Expenses	1,562	1,536	1,474	1,331	934.73	860.53
Interest Bearing Deposits	169,680	164,554	189,623	213,773	216,796	167,464
Total Deposits	169,680	164,554	189,623	213,773	216,796	167,464
Short-Term Borrowings	-	-	271.9	1,186	-	-
Current Portion of Long-Term Debt	-	-	-	4,648	-	6,283
Current Portion of Leases	-	481.05	428.53	394	419	333.6
Current Income Taxes Payable	37.57	-	-	-	0.08	322.02
Accrued Interest Payable	-	321.21	515.71	505.83	204.44	263.69
Other Current Liabilities	2,384	2,476	2,799	2,164	1,410	1,568
Long-Term Debt	-	-	-	-	4,634	4,619
Long-Term Leases	1,169	709.48	752.67	928.93	859.69	1,009
Pension & Post-Retirement Benefits	-	-	241.02	-	-	49.02
Other Long-Term Liabilities	116.69	101.97	173.7	263.08	152.53	56.86
Total Liabilities	176,848	172,251	198,279	227,281	226,912	184,903
Common Stock	4,269	4,269	4,269	4,269	4,269	4,269
Additional Paid-In Capital	11,419	11,419	11,419	11,419	11,419	11,419
Retained Earnings	1,049	1,049	1,046	1,044	1,041	1,039
Comprehensive Income & Other	28,398	27,370	23,421	20,408	18,165	17,784
Shareholders' Equity	45,134	44,106	40,154	37,140	34,894	34,511
Total Liabilities & Equity	221,982	216,357	238,433	264,421	261,806	219,414
Total Debt	1,169	1,191	1,453	7,157	5,912	12,245
Net Cash (Debt)	2,012	2,707	15,814	31,588	48,717	23,693
Net Cash Growth	-61.59%	-82.88%	-49.94%	-35.16%	105.61%	-
Net Cash Per Share	4.71	6.34	37.05	74.00	114.13	55.51
Filing Date Shares Outstanding	426.86	426.86	426.86	426.86	426.86	426.86
Total Common Shares Outstanding	426.86	426.86	426.86	426.86	426.86	426.86
Book Value Per Share	105.73	103.33	94.07	87.01	81.75	80.85
Tangible Book Value	44,717	43,645	39,856	36,806	34,533	34,070
Tangible Book Value Per Share	104.76	102.25	93.37	86.22	80.90	79.81

Updated Mar 17, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.