Philippine Savings Bank Balance Sheet

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	6,801	3,597	9,863	36,094	50,096	30,492
Investment Securities	50,649	56,817	92,053	103,490	86,465	29,887
Trading Asset Securities	254.57	300.6	414.3	0.04	0.04	0.05
Total Investments	50,904	57,118	92,467	103,490	86,465	29,887
Gross Loans	154,532	144,369	125,202	111,607	113,527	143,579
Allowance for Loan Losses	-4,043	-3,931	-6,091	-5,717	-6,758	-6,727
Other Adjustments to Gross Loans	-63.1	-74.92	-115	-185.27	-292.6	-427.74
Net Loans	150,426	140,363	118,996	105,704	106,476	136,424
Property, Plant & Equipment	3,055	3,193	3,142	3,127	2,938	3,090
Goodwill	-	53.56	53.56	53.56	53.56	53.56
Other Intangible Assets	438.88	407.23	244.64	280.33	307.63	387.58
Investments in Real Estate	68.29	71.16	75	78.82	82.65	86.48
Accrued Interest Receivable	2,062	2,320	2,326	2,548	2,874	3,808
Other Receivables	788.85	1,557	1,414	1,475	790.4	2,304
Restricted Cash	557.69	1,183	3,300	6,300	6,500	5,500
Other Current Assets	785.05	555.34	638.01	370.5	393.9	392.3
Long-Term Deferred Tax Assets	1,318	1,319	1,258	280.11	576.79	2,091
Other Real Estate Owned & Foreclosed	4,777	4,425	4,528	4,288	3,834	4,715
Other Long-Term Assets	328.02	194.8	127.7	330.37	417.15	181.85
Total Assets	222,309	216,357	238,433	264,421	261,806	219,414
Accounts Payable	1,454	2,072	1,998	2,087	1,502	2,073
Accrued Expenses	1,574	1,536	1,474	1,331	934.73	860.53
Interest Bearing Deposits	163,652	164,554	189,623	213,773	216,796	167,464
Total Deposits	163,652	164,554	189,623	213,773	216,796	167,464
Short-Term Borrowings	6,144	-	271.9	1,186	-	-
Current Portion of Long-Term Debt	-	-	-	4,648	-	6,283
Current Portion of Leases	-	481.05	428.53	394	419	333.6
Current Income Taxes Payable	-	-	-	-	0.08	322.02
Accrued Interest Payable	232.89	321.21	515.71	505.83	204.44	263.69
Other Current Liabilities	1,892	2,476	2,799	2,164	1,410	1,568
Long-Term Debt	-	-	-	-	4,634	4,619
Long-Term Leases	1,106	709.48	752.67	928.93	859.69	1,009
Pension & Post-Retirement Benefits	-	-	241.02	-	-	49.02
Other Long-Term Liabilities	98.17	101.97	173.7	263.08	152.53	56.86
Total Liabilities	176,154	172,251	198,279	227,281	226,912	184,903
Common Stock	4,269	4,269	4,269	4,269	4,269	4,269
Additional Paid-In Capital	11,419	11,419	11,419	11,419	11,419	11,419
Retained Earnings	1,049	1,049	1,046	1,044	1,041	1,039
Comprehensive Income & Other	29,418	27,370	23,421	20,408	18,165	17,784
Shareholders' Equity	46,154	44,106	40,154	37,140	34,894	34,511
Total Liabilities & Equity	222,309	216,357	238,433	264,421	261,806	219,414
Total Debt	7,251	1,191	1,453	7,157	5,912	12,245
Net Cash (Debt)	-195.23	2,707	15,814	31,588	48,717	23,693
Net Cash Growth	-	-82.88%	-49.94%	-35.16%	105.61%	-
Net Cash Per Share	-0.46	6.34	37.05	74.00	114.13	55.51
Filing Date Shares Outstanding	426.86	426.86	426.86	426.86	426.86	426.86
Total Common Shares Outstanding	426.86	426.86	426.86	426.86	426.86	426.86
Book Value Per Share	108.13	103.33	94.07	87.01	81.75	80.85
Tangible Book Value	45,715	43,645	39,856	36,806	34,533	34,070
Tangible Book Value Per Share	107.10	102.25	93.37	86.22	80.90	79.81

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.