Philippine Savings Bank Cash Flow Statement

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	3,501	5,208	4,531	3,678	1,539
Depreciation & Amortization	1,217	951.78	840.14	755.95	836.33
Other Amortization	8.1	111.36	107.76	117.69	144.81
Gain (Loss) on Sale of Assets	0.73	-634.81	-985.8	-1,514	-715.5
Gain (Loss) on Sale of Investments	-286.54	-1,545	-2,456	-2,412	-1,299
Total Asset Writedown	2,364	17.17	12.86	-	3,071
Provision for Credit Losses	-	199.73	1,457	1,306	-
Change in Trading Asset Securities	303.78	108.72	-412.5	-	-
Change in Income Taxes	72.44	-417.09	157.32	821.47	-98.16
Change in Other Net Operating Assets	-20,204	-25,067	-16,529	-1,605	24,940
Other Operating Activities	-24.25	-10.65	-785.17	415.01	1,177
Operating Cash Flow	-13,075	-21,152	-14,162	1,404	29,431
Operating Cash Flow Growth	-	-	-	-95.23%	62.01%
Capital Expenditures	-213.17	-319.21	-388.43	-332.84	-118.06
Sale of Property, Plant and Equipment	51.61	37.25	51.99	99.48	28.49
Investment in Securities	-5,106	29,759	18,385	-16,474	-56,147
Income (Loss) Equity Investments	-12.24	-35.32	-28.74	-53.36	-30.33
Purchase / Sale of Intangibles	-159.62	-273.95	-70.52	-75.55	-33.7
Other Investing Activities	3,406	3,244	2,006	2,073	4,152
Investing Cash Flow	-1,289	33,323	20,765	-13,786	-51,132
Short-Term Debt Issued	7,493	2,175	5,068	9,850	413.93
Long-Term Debt Issued	4,953	-	-	-	-
Total Debt Issued	12,446	2,175	5,068	9,850	413.93
Short-Term Debt Repaid	-7,493	-2,447	-5,982	-8,665	-413.93
Long-Term Debt Repaid	-547.24	-522.14	-5,184	-559	-6,779
Total Debt Repaid	-8,041	-2,969	-11,165	-9,224	-7,193
Net Debt Issued (Repaid)	4,406	-794.04	-6,098	626.95	-6,779
Common Dividends Paid	-1,281	-1,281	-1,281	-1,281	-1,281
Net Increase (Decrease) in Deposit Accounts	15,287	-25,069	-24,149	-3,017	49,339
Financing Cash Flow	18,412	-27,144	-31,528	-3,670	41,279
Foreign Exchange Rate Adjustments	0.04	0.01	-0	0.76	0.49
Net Cash Flow	4,048	-14,973	-24,924	-16,052	19,578
Free Cash Flow	-13,288	-21,472	-14,550	1,071	29,312
Free Cash Flow Growth	-	-	-	-96.35%	62.79%
Free Cash Flow Margin	-98.07%	-142.00%	-106.16%	7.81%	242.46%
Free Cash Flow Per Share	-31.12	-50.30	-34.09	2.51	68.67
Cash Interest Paid	4,310	4,770	5,787	2,821	2,188
Cash Income Tax Paid	-	820.31	1,209	783.4	634.12

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.