Philippine Savings Bank (PSE:PSB)

Philippine Savings Bank Ratios and Metrics

Market cap in millions PHP. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 18, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	24,630	23,050	24,843	22,624	24,118	24,544
Market Cap Growth	1.23%	-7.22%	9.81%	-6.19%	-1.74%	5.31%
Last Close Price	57.70	53.31	54.56	47.11	47.61	45.97
PE Ratio	7.03	6.58	4.77	4.99	6.56	15.94
PS Ratio	1.82	1.70	1.64	1.65	1.76	2.03
PB Ratio	0.53	0.50	0.56	0.56	0.65	0.70
P/FCF Ratio	-	-	-	-	22.53	0.84
P/OCF Ratio	-	-	-	-	17.18	0.83
Debt / Equity Ratio	0.11	0.11	0.03	0.04	0.19	0.17
Debt / FCF Ratio	-	-	-	-	6.69	0.20
Net Debt / Equity Ratio	0.07	0.07	-0.06	-0.39	-0.85	-1.40
Net Debt / FCF Ratio	-0.25	-0.25	0.13	1.09	-29.50	-1.66
Return on Equity (ROE)	7.76%	7.76%	12.36%	11.72%	10.21%	4.44%
Return on Assets (ROA)	1.54%	1.54%	2.29%	1.80%	1.40%	0.64%
Earnings Yield	14.22%	15.19%	20.96%	20.03%	15.25%	6.27%
FCF Yield	-53.95%	-57.65%	-86.43%	-64.31%	4.44%	119.43%
Dividend Yield	5.20%	-	5.50%	6.37%	6.30%	6.53%
Payout Ratio	36.57%	36.57%	24.59%	28.26%	34.81%	83.18%
Buyback Yield / Dilution	-0.02%	-0.03%	-	-	-	-
Total Shareholder Return	5.18%	-0.03%	5.50%	6.37%	6.30%	6.53%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.