PSX:AGIC Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	1,109	2,078	2,984	2,408	2,437
Investments in Equity & Preferred Securities	2,897	1,276	470.06	241.59	205.86
Other Investments	7.36	327.32	223.26	177.48	179.45
Total Investments	4,596	4,092	3,975	2,964	2,860
Cash & Equivalents	826.81	466.33	418.65	387.82	268.26
Reinsurance Recoverable	709.88	638.2	955.57	459.14	426.19
Other Receivables	2,170	1,800	1,609	1,486	1,382
Property, Plant & Equipment	617.52	404.56	352.97	418	419.58
Other Intangible Assets	3.87	3.79	7.56	9.99	0.7
Other Current Assets	824.96	944.99	818.36	818.47	702.04
Long-Term Deferred Tax Assets	-	-	8.43	36.32	21.95
Long-Term Deferred Charges	166.69	140.77	154.76	108.26	102.36
Other Long-Term Assets	2,019	-	-	342.34	122.01
Total Assets	11,935	8,491	8,301	7,030	6,305
Accrued Expenses	-	237.25	188.28	167.11	116.54
Insurance & Annuity Liabilities	1,646	244.63	153.21	118.92	102.92
Unpaid Claims	1,463	1,253	1,451	763.29	639.16
Unearned Premiums	2,801	2,229	2,379	2,001	1,864
Reinsurance Payable	429.61	737.47	889.53	1,034	833.48
Current Portion of Leases	-	48.14	54.98	56.79	60.06
Current Income Taxes Payable	42.76	62.27	86.83	28.86	-
Long-Term Leases	398.75	113.99	103.06	142.97	153.05
Long-Term Deferred Tax Liabilities	37.78	93.94	-	-	-
Other Current Liabilities	159.25	104.13	91.21	74.05	59.29
Other Long-Term Liabilities	585.28	158.82	135.07	139.2	114.05
Total Liabilities	7,580	5,303	5,548	4,559	3,989
Common Stock	1,007	719.02	719.02	719.02	719.02
Additional Paid-In Capital	746.89	121.16	121.16	121.16	121.16
Retained Earnings	2,473	2,171	1,880	1,655	1,495
Comprehensive Income & Other	127.35	176.18	32.65	-23.92	-18.89
Shareholders' Equity	4,354	3,187	2,753	2,471	2,317
Total Liabilities & Equity	11,935	8,491	8,301	7,030	6,305
Filing Date Shares Outstanding	104.25	71.9	71.9	71.9	71.9
Total Common Shares Outstanding	104.25	71.9	71.9	71.9	71.9
Total Debt	398.75	162.13	158.04	199.75	213.11
Net Cash (Debt)	428.06	304.2	260.61	188.07	55.16
Net Cash Growth	40.72%	16.73%	38.57%	240.98%	-38.94%
Net Cash Per Share	5.35	4.23	3.62	2.62	0.77
Book Value Per Share	41.77	44.33	38.29	34.36	32.22
Tangible Book Value	4,350	3,184	2,746	2,461	2,316
Tangible Book Value Per Share	41.73	44.28	38.19	34.22	32.21
Buildings	-	146.41	146.41	146.41	146.41
Machinery	-	324.97	263.82	235.36	232.03
Construction In Progress	-	5.89	9.67	7.11	4.35
Leasehold Improvements	-	41.24	37.46	37.46	37.46

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.