PSX:AGIC Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	706.27	738.3	665.48	428.36	355.09	367.41
Depreciation & Amortization	147.38	147.38	96.86	106.8	97.44	83.27
Other Amortization	3.91	3.91	3.93	3.75	0.9	0.34
Gain (Loss) on Sale of Assets	18.27	18.27	-0.34	-3.02	-2.16	-2.56
Gain (Loss) on Sale of Investments	-76.98	-76.98	-80.85	-29.84	33.36	-0.55
Change in Other Net Operating Assets	112.34	112.34	-338.24	280.78	291.97	128.19
Other Operating Activities	-1,236	-856.27	-676.1	-491.11	-318	-316.42
Operating Cash Flow	-324.89	86.95	-329.26	295.72	458.6	259.67
Operating Cash Flow Growth	-	-	-	-35.52%	76.61%	28.29%
Capital Expenditures	-891.9	-833.08	-100.02	-74.53	-36.02	-18.97
Sale of Property, Plant & Equipment	15.2	15.2	4.93	5.75	2.29	3.2
Investment in Securities	387.14	210.52	477.85	-389.2	-342.64	-221.99
Other Investing Activities	273.46	276	495.39	412.35	296.39	235.18
Investing Cash Flow	-216.1	-331.37	878.14	-45.63	-79.98	-2.57
Long-Term Debt Issued	-	122.28	-	-	-	-
Total Debt Repaid	15.23	-	-52.25	-11.98	-68.64	-78.25
Net Debt Issued (Repaid)	162.72	122.28	-52.25	-11.98	-68.64	-78.25
Issuance of Common Stock	920.34	920.34	-	-	-	-
Common Dividends Paid	-357.63	-359.14	-363.64	-203.79	-198.99	-195.86
Other Financing Activities	-46.62	-47.18	-15.87	-12.28	-16.62	-14.39
Financing Cash Flow	678.81	636.31	-431.76	-228.04	-284.25	-288.5
Miscellaneous Cash Flow Adjustments	-	-	-	-	-	-0
Net Cash Flow	137.82	391.9	117.12	22.05	94.37	-31.41
Free Cash Flow	-1,217	-746.13	-429.28	221.19	422.58	240.7
Free Cash Flow Growth	-	-	-	-47.66%	75.56%	23.01%
Free Cash Flow Margin	-23.55%	-14.89%	-9.97%	6.45%	15.19%	9.68%
Free Cash Flow Per Share	-14.24	-9.33	-5.97	3.08	5.88	3.35
Cash Interest Paid	48.49	42.42	22.02	23.31	25.61	13.39
Cash Income Tax Paid	536.34	524.36	326.77	278.85	142.07	149.31
Levered Free Cash Flow	1,921	-1,486	311.26	781.86	618.26	402.26
Unlevered Free Cash Flow	1,956	-1,455	325.08	796.43	634.26	410.62
Change in Working Capital	112.34	112.34	-338.24	280.78	291.97	128.19

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.