Askari General Insurance Company Limited (PSX:AGIC)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
42.00
-0.29 (-0.69%)
At close: Jul 30, 2026

PSX:AGIC Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
5,1715,0104,3063,4282,7822,487
Revenue Growth
19.71%16.35%25.61%23.22%11.87%13.99%
Operating Income
1,2001,2301,087784.65567.76514.32
Net Income
706.27738.3665.48428.36355.09367.41
Earnings Per Share
8.109.239.265.964.945.11
EPS Growth
-20.83%-0.26%55.36%20.63%-3.36%-7.33%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Accident and Health
2,2342,1161,7911,2741,077907.52
Fire and Property Damage
101.6590.01106.691.6654.3545.24
Marine, Aviation and Transport
103.33122.43101.83165.3183.267.36
Miscellaneous
243.61207.27206.59208.98217.91274.58
Motor
1,3301,2721,2031,112995.49878.07
Unallocated Investment Income
625.08720.81660.07449.86267.96252.4
Unallocated Other Income
380.56380.47177.0872.0953.0419.56
Unallocated Rental Income
32.4526.657.016.475.994.99
Total
5,0514,9354,2533,3802,7552,450

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
701.66978.53735.44418.65387.82268.26
Total Debt
441.72398.75162.13158.04199.75213.11
Net Cash (Debt)
259.94579.78573.31260.61188.0755.16
Net Cash Growth
-16.36%1.13%119.99%38.57%240.98%-38.94%
Net Cash Per Share
2.987.257.973.622.620.77

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-324.8986.95-329.26295.72458.6259.67
Capital Expenditures
-891.9-833.08-100.02-74.53-36.02-18.97
Free Cash Flow
-1,217-746.13-429.28221.19422.58240.7
Free Cash Flow Growth
----47.66%75.56%23.01%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
23.21%24.54%25.23%22.89%20.41%20.68%
Pretax Margin
22.28%23.69%24.92%22.49%19.76%20.32%
Profit Margin
13.66%14.74%15.45%12.50%12.76%14.77%
FCF Margin
-23.53%-14.89%-9.97%6.45%15.19%9.68%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
5.0005.0004.5003.2502.9002.750
Dividend Per Share Growth
11.11%11.11%38.46%12.07%5.46%0%
Dividend Yield
11.82%14.09%20.38%29.70%37.13%34.17%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.183.693.183.163.243.72
P/FCF Ratio
---6.112.725.68
PS Ratio
0.820.540.490.390.410.55