Askari General Insurance Company Limited (PSX:AGIC)
Pakistan · Delayed Price · Currency is PKR 39.87
+0.87 (2.23%)
At close: Sep 10, 2026
PSX:AGIC Financials Overview
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 5,512 | 5,010 | 4,306 | 3,428 | 2,782 | 2,487 |
Revenue Growth | 24.29% | 16.35% | 25.61% | 23.22% | 11.87% | 13.99% |
Operating Income Operating Income Growth | 1,226 | 1,230 | 1,087 | 784.65 | 567.76 | 514.32 |
Net Income Net Income Growth | 744.14 | 738.3 | 665.48 | 428.36 | 355.09 | 367.41 |
Earnings Per Share EPS Growth | 7.89 | 9.23 | 9.26 | 5.96 | 4.94 | 5.11 |
EPS Growth | -21.69% | -0.26% | 55.36% | 20.63% | -3.36% | -7.33% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Fire and Property Damage Fire and Property Damage Growth | 90.01 | 106.6 | 91.66 | 54.35 | 45.24 |
Marine, Aviation and Transport Marine, Aviation and Transport Growth | 122.43 | 101.83 | 165.31 | 83.2 | 67.36 |
Motor Motor Growth | 1,272 | 1,203 | 1,112 | 995.49 | 878.07 |
Accident and Health Accident and Health Growth | 2,116 | 1,791 | 1,274 | 1,077 | 907.52 |
Miscellaneous Miscellaneous Growth | 207.27 | 206.59 | 208.98 | 217.91 | 274.58 |
Unallocated Investment Income Unallocated Investment Income Growth | 720.81 | 660.07 | 449.86 | 267.96 | 252.4 |
Unallocated Rental Income Unallocated Rental Income Growth | 26.65 | 7.01 | 6.47 | 5.99 | 4.99 |
Unallocated Other Income Unallocated Other Income Growth | 380.47 | 177.08 | 72.09 | 53.04 | 19.56 |
Total Total Growth | 4,935 | 4,253 | 3,380 | 2,755 | 2,450 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 1,041 | 978.53 | 735.44 | 418.65 | 387.82 | 268.26 |
Total Debt Total Debt Growth | 464.99 | 398.75 | 162.13 | 158.04 | 199.75 | 213.11 |
Net Cash (Debt) Net Cash Growth | 575.75 | 579.78 | 573.31 | 260.61 | 188.07 | 55.16 |
Net Cash Growth | 800.91% | 1.13% | 119.99% | 38.57% | 240.98% | -38.94% |
Net Cash Per Share Net Cash Per Share Growth | 6.10 | 7.25 | 7.97 | 3.62 | 2.62 | 0.77 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 39.54 | 86.95 | -329.26 | 295.72 | 458.6 | 259.67 |
Capital Expenditures CapEx Growth | -904.69 | -833.08 | -100.02 | -74.53 | -36.02 | -18.97 |
Free Cash Flow Free Cash Flow Growth | -865.15 | -746.13 | -429.28 | 221.19 | 422.58 | 240.7 |
Free Cash Flow Growth | - | - | - | -47.66% | 75.56% | 23.01% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 22.24% | 24.54% | 25.23% | 22.89% | 20.41% | 20.68% |
Pretax Margin | 21.41% | 23.69% | 24.92% | 22.49% | 19.76% | 20.32% |
Profit Margin | 13.50% | 14.74% | 15.45% | 12.50% | 12.76% | 14.77% |
FCF Margin | -15.70% | -14.89% | -9.97% | 6.45% | 15.19% | 9.68% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 5.000 | 5.000 | 4.500 | 3.250 | 2.900 | 2.750 |
Dividend Per Share Growth | 11.11% | 11.11% | 38.46% | 12.07% | 5.46% | 0% |
Dividend Yield | 12.54% | 14.09% | 20.38% | 29.70% | 37.13% | 34.17% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 5.06 | 3.69 | 3.18 | 3.16 | 3.24 | 3.72 |
P/FCF Ratio | - | - | - | 6.11 | 2.72 | 5.68 |
PS Ratio | 0.73 | 0.54 | 0.49 | 0.39 | 0.41 | 0.55 |