Askari General Insurance Company Limited (PSX:AGIC)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
39.87
+0.87 (2.23%)
At close: Sep 10, 2026

PSX:AGIC Statistics

Total Valuation

PSX:AGIC has a market cap or net worth of PKR 4.01 billion. The enterprise value is 3.44 billion.

Market Cap4.01B
Enterprise Value 3.44B

Important Dates

The last earnings date was Thursday, August 27, 2026.

Earnings Date Aug 27, 2026
Ex-Dividend Date Apr 20, 2026

Share Statistics

PSX:AGIC has 100.66 million shares outstanding. The number of shares has increased by 31.23% in one year.

Current Share Class 100.66M
Shares Outstanding 100.66M
Shares Change (YoY) +31.23%
Shares Change (QoQ) n/a
Owned by Insiders (%) 8.83%
Owned by Institutions (%) 0.97%
Float 31.15M

Valuation Ratios

The trailing PE ratio is 5.06.

PE Ratio 5.06
Forward PE n/a
PS Ratio 0.73
PB Ratio 0.91
P/TBV Ratio 0.91
P/FCF Ratio n/a
P/OCF Ratio 101.53
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 4.62
EV / Sales 0.62
EV / EBITDA 2.54
EV / EBIT 2.81
EV / FCF n/a

Financial Position

The company has a current ratio of 1.24, with a Debt / Equity ratio of 0.11.

Current Ratio 1.24
Quick Ratio 0.86
Debt / Equity 0.11
Debt / EBITDA 0.34
Debt / FCF -0.54
Interest Coverage 23.31

Financial Efficiency

Return on equity (ROE) is 19.42% and return on invested capital (ROIC) is 15.79%.

Return on Equity (ROE) 19.42%
Return on Assets (ROA) 6.48%
Return on Invested Capital (ROIC) 15.79%
Return on Capital Employed (ROCE) 23.98%
Weighted Average Cost of Capital (WACC) 5.72%
Revenue Per Employee 14.62M
Profits Per Employee 1.97M
Employee Count377
Asset Turnover 0.47
Inventory Turnover n/a

Taxes

In the past 12 months, PSX:AGIC has paid 435.74 million in taxes.

Income Tax 435.74M
Effective Tax Rate 36.93%

Stock Price Statistics

The stock price has decreased by -12.06% in the last 52 weeks. The beta is 0.24, so PSX:AGIC's price volatility has been lower than the market average.

Beta (5Y) 0.24
52-Week Price Change -12.06%
50-Day Moving Average 41.61
200-Day Moving Average 38.39
Relative Strength Index (RSI) 42.38
Average Volume (20 Days) 18,751

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:AGIC had revenue of PKR 5.51 billion and earned 744.14 million in profits. Earnings per share was 7.89.

Revenue5.51B
Gross Profit 1.92B
Operating Income 1.23B
Pretax Income 1.18B
Net Income 744.14M
EBITDA 1.25B
EBIT 1.23B
Earnings Per Share (EPS) 7.89
Full Income Statement

Balance Sheet

The company has 4.17 billion in cash and 464.99 million in debt, with a net cash position of 575.75 million or 5.72 per share.

Cash & Cash Equivalents 4.17B
Total Debt 464.99M
Net Cash 575.75M
Net Cash Per Share 5.72
Equity (Book Value) 4.43B
Book Value Per Share 43.97
Working Capital 2.00B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 39.54 million and capital expenditures -904.69 million, giving a free cash flow of -865.15 million.

Operating Cash Flow 39.54M
Capital Expenditures -904.69M
Depreciation & Amortization n/a
Net Borrowing 245.15M
Free Cash Flow -865.15M
FCF Per Share -8.59
Full Cash Flow Statement

Margins

Gross margin is 34.92%, with operating and profit margins of 22.24% and 13.50%.

Gross Margin 34.92%
Operating Margin 22.24%
Pretax Margin 21.41%
Profit Margin 13.50%
EBITDA Margin 22.70%
EBIT Margin 22.24%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 5.00, which amounts to a dividend yield of 12.54%.

Dividend Per Share 5.00
Dividend Yield 12.54%
Dividend Growth (YoY) 11.11%
Years of Dividend Growth n/a
Payout Ratio 57.90%
Buyback Yield -31.23%
Shareholder Yield -18.69%
Earnings Yield 18.54%
FCF Yield -21.55%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 11, 2019. It was a forward split with a ratio of 1.15.

Last Split Date Apr 11, 2019
Split Type Forward
Split Ratio 1.15

Scores

Altman Z-Score n/a
Piotroski F-Score 4