Askari General Insurance Company Limited (PSX:AGIC)

PSX:AGIC Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 10, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	2,727	2,724	2,118	1,352	1,150	1,366
Market Cap Growth	20.37%	28.63%	56.65%	17.50%	-15.79%	-24.15%
Enterprise Value	2,299	2,678	1,666	1,113	1,039	1,483
PE Ratio	4.11	3.69	3.18	3.16	3.24	3.72
PS Ratio	0.55	0.55	0.50	0.39	0.41	0.55
PB Ratio	0.63	0.63	0.66	0.49	0.47	0.59
P/FCF Ratio	-	-	-	6.11	2.72	5.68
P/OCF Ratio	31.36	31.32	-	4.57	2.51	5.26
EV/Sales Ratio	0.47	0.54	0.40	0.33	0.37	0.60
EV/EBITDA Ratio	1.77	2.07	1.48	1.35	1.73	2.72
EV/EBIT Ratio	1.86	2.17	1.53	1.42	1.83	2.88
EV/FCF Ratio	-3.08	-	-	5.03	2.46	6.16
Debt / Equity Ratio	0.09	0.09	0.05	0.06	0.08	0.09
Debt / EBITDA Ratio	0.31	0.31	0.14	0.18	0.30	0.36
Debt / FCF Ratio	-	-	-	0.71	0.47	0.89
Net Debt / Equity Ratio	-0.10	-0.10	-0.09	-0.09	-0.08	-0.02
Net Debt / EBITDA Ratio	-0.33	-0.33	-0.27	-0.32	-0.31	-0.10
Net Debt / FCF Ratio	0.57	0.57	0.71	-1.18	-0.44	-0.23
Quick Ratio	0.39	0.39	0.53	0.42	0.45	0.44
Current Ratio	0.63	0.63	0.86	0.77	0.77	0.76
Asset Turnover	0.48	0.48	0.50	0.45	0.42	0.41
Return on Equity (ROE)	19.58%	19.58%	22.40%	16.40%	14.83%	16.34%
Return on Assets (ROA)	7.57%	7.57%	8.09%	6.40%	5.32%	5.28%
Return on Invested Capital (ROIC)	18.09%	18.98%	21.53%	15.62%	14.10%	15.20%
Earnings Yield	27.07%	27.11%	31.43%	31.69%	30.87%	26.89%
FCF Yield	-27.36%	-27.40%	-20.27%	16.36%	36.73%	17.62%
Dividend Yield	13.18%	13.20%	20.97%	30.56%	38.20%	35.16%
Payout Ratio	48.64%	48.64%	54.64%	47.57%	56.04%	53.31%
Buyback Yield / Dilution	-11.25%	-11.25%	-	-	-	-
Total Shareholder Return	1.94%	1.95%	20.97%	30.56%	38.20%	35.16%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.