Askari General Insurance Company Limited (PSX:AGIC)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
46.83
-0.79 (-1.66%)
At close: Sep 1, 2025

PSX:AGIC Statistics

Total Valuation

PSX:AGIC has a market cap or net worth of PKR 3.35 billion. The enterprise value is 3.33 billion.

Market Cap3.35B
Enterprise Value 3.33B

Important Dates

The last earnings date was Monday, August 25, 2025.

Earnings Date Aug 25, 2025
Ex-Dividend Date Sep 4, 2025

Share Statistics

PSX:AGIC has 71.90 million shares outstanding. The number of shares has decreased by -0.06% in one year.

Current Share Class 71.90M
Shares Outstanding 71.90M
Shares Change (YoY) -0.06%
Shares Change (QoQ) -27.61%
Owned by Insiders (%) 8.82%
Owned by Institutions (%) 1.09%
Float 22.96M

Valuation Ratios

The trailing PE ratio is 4.61.

PE Ratio 4.61
Forward PE n/a
PS Ratio 0.77
PB Ratio 1.03
P/TBV Ratio 1.03
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.61, with an EV/FCF ratio of -6.23.

EV / Earnings 4.59
EV / Sales 0.76
EV / EBITDA 2.61
EV / EBIT 2.78
EV / FCF -6.23

Financial Position

The company has a current ratio of 0.78, with a Debt / Equity ratio of 0.13.

Current Ratio 0.78
Quick Ratio 0.52
Debt / Equity 0.13
Debt / EBITDA 0.33
Debt / FCF -0.78
Interest Coverage 40.35

Financial Efficiency

Return on equity (ROE) is 23.79% and return on invested capital (ROIC) is 22.46%.

Return on Equity (ROE) 23.79%
Return on Assets (ROA) 8.08%
Return on Invested Capital (ROIC) 22.46%
Return on Capital Employed (ROCE) 28.32%
Revenue Per Employee 10.03M
Profits Per Employee 1.67M
Employee Count435
Asset Turnover 0.47
Inventory Turnover n/a

Taxes

In the past 12 months, PSX:AGIC has paid 451.47 million in taxes.

Income Tax 451.47M
Effective Tax Rate 38.36%

Stock Price Statistics

The stock price has increased by +108.69% in the last 52 weeks. The beta is 0.28, so PSX:AGIC's price volatility has been lower than the market average.

Beta (5Y) 0.28
52-Week Price Change +108.69%
50-Day Moving Average 42.03
200-Day Moving Average 32.97
Relative Strength Index (RSI) 60.92
Average Volume (20 Days) 45,557

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:AGIC had revenue of PKR 4.36 billion and earned 725.55 million in profits. Earnings per share was 10.10.

Revenue4.36B
Gross Profit 1.48B
Operating Income 1.20B
Pretax Income 1.18B
Net Income 725.55M
EBITDA 1.23B
EBIT 1.20B
Earnings Per Share (EPS) 10.10
Full Income Statement

Balance Sheet

The company has 437.38 million in cash and 418.59 million in debt, giving a net cash position of 18.79 million or 0.26 per share.

Cash & Cash Equivalents 437.38M
Total Debt 418.59M
Net Cash 18.79M
Net Cash Per Share 0.26
Equity (Book Value) 3.24B
Book Value Per Share 62.21
Working Capital -1.27B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -375.54 million and capital expenditures -158.65 million, giving a free cash flow of -534.19 million.

Operating Cash Flow -375.54M
Capital Expenditures -158.65M
Free Cash Flow -534.19M
FCF Per Share -7.43
Full Cash Flow Statement

Margins

Gross margin is 34.02%, with operating and profit margins of 27.47% and 16.63%.

Gross Margin 34.02%
Operating Margin 27.47%
Pretax Margin 26.98%
Profit Margin 16.63%
EBITDA Margin 28.10%
EBIT Margin 27.47%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 5.00, which amounts to a dividend yield of 10.68%.

Dividend Per Share 5.00
Dividend Yield 10.68%
Dividend Growth (YoY) -4.76%
Years of Dividend Growth 2
Payout Ratio 42.88%
Buyback Yield 0.06%
Shareholder Yield 10.73%
Earnings Yield 21.68%
FCF Yield -15.96%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 11, 2019. It was a forward split with a ratio of 1.15.

Last Split Date Apr 11, 2019
Split Type Forward
Split Ratio 1.15

Scores

Altman Z-Score n/a
Piotroski F-Score 2