Askari General Insurance Company Limited (PSX:AGIC)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
31.53
-0.93 (-2.87%)
At close: Jun 13, 2025

PSX:AGIC Statistics

Total Valuation

PSX:AGIC has a market cap or net worth of PKR 2.27 billion. The enterprise value is 1.96 billion.

Market Cap 2.27B
Enterprise Value 1.96B

Important Dates

The next estimated earnings date is Monday, August 25, 2025.

Earnings Date Aug 25, 2025
Ex-Dividend Date Apr 18, 2025

Share Statistics

PSX:AGIC has 71.90 million shares outstanding.

Current Share Class 71.90M
Shares Outstanding 71.90M
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) 8.82%
Owned by Institutions (%) 1.09%
Float 22.96M

Valuation Ratios

The trailing PE ratio is 3.08.

PE Ratio 3.08
Forward PE n/a
PS Ratio 0.53
PB Ratio 0.69
P/TBV Ratio 0.69
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.54, with an EV/FCF ratio of -4.57.

EV / Earnings 2.66
EV / Sales 0.45
EV / EBITDA 1.54
EV / EBIT 1.66
EV / FCF -4.57

Financial Position

The company has a current ratio of 0.90, with a Debt / Equity ratio of 0.01.

Current Ratio 0.90
Quick Ratio 0.58
Debt / Equity 0.01
Debt / EBITDA 0.02
Debt / FCF -0.07
Interest Coverage 58.21

Financial Efficiency

Return on equity (ROE) is 23.76% and return on invested capital (ROIC) is 23.14%.

Return on Equity (ROE) 23.76%
Return on Assets (ROA) 8.70%
Return on Invested Capital (ROIC) 23.14%
Return on Capital Employed (ROCE) 31.77%
Revenue Per Employee 9.90M
Profits Per Employee 1.69M
Employee Count 435
Asset Turnover 0.51
Inventory Turnover n/a

Taxes

In the past 12 months, PSX:AGIC has paid 433.37 million in taxes.

Income Tax 433.37M
Effective Tax Rate 37.06%

Stock Price Statistics

The stock price has increased by +71.66% in the last 52 weeks. The beta is 0.28, so PSX:AGIC's price volatility has been lower than the market average.

Beta (5Y) 0.28
52-Week Price Change +71.66%
50-Day Moving Average 31.33
200-Day Moving Average 27.70
Relative Strength Index (RSI) 52.87
Average Volume (20 Days) 3,290

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:AGIC had revenue of PKR 4.31 billion and earned 735.91 million in profits. Earnings per share was 10.23.

Revenue 4.31B
Gross Profit 1.47B
Operating Income 1.18B
Pretax Income 1.17B
Net Income 735.91M
EBITDA 1.20B
EBIT 1.18B
Earnings Per Share (EPS) 10.23
Full Income Statement

Balance Sheet

The company has 1.17 billion in cash and 31.28 million in debt, giving a net cash position of 310.79 million or 4.32 per share.

Cash & Cash Equivalents 1.17B
Total Debt 31.28M
Net Cash 310.79M
Net Cash Per Share 4.32
Equity (Book Value) 3.29B
Book Value Per Share 45.72
Working Capital -487.32M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -290.33 million and capital expenditures -137.73 million, giving a free cash flow of -428.07 million.

Operating Cash Flow -290.33M
Capital Expenditures -137.73M
Free Cash Flow -428.07M
FCF Per Share -5.95
Full Cash Flow Statement

Margins

Gross margin is 34.22%, with operating and profit margins of 27.41% and 17.08%.

Gross Margin 34.22%
Operating Margin 27.41%
Pretax Margin 27.14%
Profit Margin 17.08%
EBITDA Margin 27.96%
EBIT Margin 27.41%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 5.00, which amounts to a dividend yield of 15.86%.

Dividend Per Share 5.00
Dividend Yield 15.86%
Dividend Growth (YoY) 38.46%
Years of Dividend Growth 2
Payout Ratio 49.62%
Buyback Yield n/a
Shareholder Yield 15.40%
Earnings Yield 32.46%
FCF Yield -18.88%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 11, 2019. It was a forward split with a ratio of 1.15.

Last Split Date Apr 11, 2019
Split Type Forward
Split Ratio 1.15

Scores

Altman Z-Score n/a
Piotroski F-Score 4