Askari General Insurance Company Limited (PSX:AGIC)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
34.53
-0.50 (-1.43%)
At close: Mar 19, 2026

PSX:AGIC Statistics

Total Valuation

PSX:AGIC has a market cap or net worth of PKR 2.52 billion. The enterprise value is 2.09 billion.

Market Cap2.52B
Enterprise Value 2.09B

Important Dates

The last earnings date was Monday, March 16, 2026.

Earnings Date Mar 16, 2026
Ex-Dividend Date Apr 20, 2026

Share Statistics

PSX:AGIC has 71.90 million shares outstanding. The number of shares has increased by 11.25% in one year.

Current Share Class 71.90M
Shares Outstanding 71.90M
Shares Change (YoY) +11.25%
Shares Change (QoQ) +44.99%
Owned by Insiders (%) 8.82%
Owned by Institutions (%) 1.09%
Float 22.96M

Valuation Ratios

The trailing PE ratio is 3.80.

PE Ratio 3.80
Forward PE n/a
PS Ratio 0.51
PB Ratio 0.58
P/TBV Ratio 0.58
P/FCF Ratio n/a
P/OCF Ratio 28.97
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.61, with an EV/FCF ratio of -2.80.

EV / Earnings 2.83
EV / Sales 0.42
EV / EBITDA 1.61
EV / EBIT 1.69
EV / FCF -2.80

Financial Position

The company has a current ratio of 0.63, with a Debt / Equity ratio of 0.09.

Current Ratio 0.63
Quick Ratio 0.39
Debt / Equity 0.09
Debt / EBITDA 0.31
Debt / FCF -0.53
Interest Coverage 25.09

Financial Efficiency

Return on equity (ROE) is 19.58% and return on invested capital (ROIC) is 18.09%.

Return on Equity (ROE) 19.58%
Return on Assets (ROA) 7.57%
Return on Invested Capital (ROIC) 18.09%
Return on Capital Employed (ROCE) 22.93%
Weighted Average Cost of Capital (WACC) 5.63%
Revenue Per Employee 11.35M
Profits Per Employee 1.70M
Employee Count435
Asset Turnover 0.48
Inventory Turnover n/a

Taxes

In the past 12 months, PSX:AGIC has paid 448.68 million in taxes.

Income Tax 448.68M
Effective Tax Rate 37.80%

Stock Price Statistics

The stock price has increased by +14.40% in the last 52 weeks. The beta is 0.19, so PSX:AGIC's price volatility has been lower than the market average.

Beta (5Y) 0.19
52-Week Price Change +14.40%
50-Day Moving Average 36.65
200-Day Moving Average 40.39
Relative Strength Index (RSI) 50.84
Average Volume (20 Days) 19,353

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:AGIC had revenue of PKR 4.94 billion and earned 738.30 million in profits. Earnings per share was 9.23.

Revenue4.94B
Gross Profit 2.33B
Operating Income 1.24B
Pretax Income 1.19B
Net Income 738.30M
EBITDA 1.30B
EBIT 1.24B
Earnings Per Share (EPS) 9.23
Full Income Statement

Balance Sheet

The company has 826.81 million in cash and 398.75 million in debt, with a net cash position of 428.06 million or 5.95 per share.

Cash & Cash Equivalents 826.81M
Total Debt 398.75M
Net Cash 428.06M
Net Cash Per Share 5.95
Equity (Book Value) 4.35B
Book Value Per Share 41.77
Working Capital -2.45B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 86.95 million and capital expenditures -833.08 million, giving a free cash flow of -746.13 million.

Operating Cash Flow 86.95M
Capital Expenditures -833.08M
Free Cash Flow -746.13M
FCF Per Share -10.38
Full Cash Flow Statement

Margins

Gross margin is 47.26%, with operating and profit margins of 25.05% and 14.96%.

Gross Margin 47.26%
Operating Margin 25.05%
Pretax Margin 24.05%
Profit Margin 14.96%
EBITDA Margin 26.26%
EBIT Margin 25.05%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 5.00, which amounts to a dividend yield of 14.29%.

Dividend Per Share 5.00
Dividend Yield 14.29%
Dividend Growth (YoY) 11.11%
Years of Dividend Growth n/a
Payout Ratio 48.64%
Buyback Yield -11.25%
Shareholder Yield 3.04%
Earnings Yield 29.31%
FCF Yield -29.62%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 11, 2019. It was a forward split with a ratio of 1.15.

Last Split Date Apr 11, 2019
Split Type Forward
Split Ratio 1.15

Scores

Altman Z-Score n/a
Piotroski F-Score 3