Askari General Insurance Company Limited (PSX:AGIC)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
42.49
-0.11 (-0.26%)
At close: Nov 10, 2025

PSX:AGIC Statistics

Total Valuation

PSX:AGIC has a market cap or net worth of PKR 3.06 billion. The enterprise value is 3.01 billion.

Market Cap3.06B
Enterprise Value 3.01B

Important Dates

The last earnings date was Friday, October 24, 2025.

Earnings Date Oct 24, 2025
Ex-Dividend Date Sep 5, 2025

Share Statistics

PSX:AGIC has 71.90 million shares outstanding.

Current Share Class 71.90M
Shares Outstanding 71.90M
Shares Change (YoY) n/a
Shares Change (QoQ) +38.15%
Owned by Insiders (%) 8.82%
Owned by Institutions (%) 1.09%
Float 22.96M

Valuation Ratios

The trailing PE ratio is 3.99.

PE Ratio 3.99
Forward PE n/a
PS Ratio 0.68
PB Ratio 0.92
P/TBV Ratio 0.92
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.25, with an EV/FCF ratio of -2.55.

EV / Earnings 3.93
EV / Sales 0.67
EV / EBITDA 2.25
EV / EBIT 2.40
EV / FCF -2.55

Financial Position

The company has a current ratio of 0.90, with a Debt / Equity ratio of 0.13.

Current Ratio 0.90
Quick Ratio 0.58
Debt / Equity 0.13
Debt / EBITDA 0.32
Debt / FCF -0.36
Interest Coverage 35.18

Financial Efficiency

Return on equity (ROE) is 24.74% and return on invested capital (ROIC) is 23.19%.

Return on Equity (ROE) 24.74%
Return on Assets (ROA) 8.49%
Return on Invested Capital (ROIC) 23.19%
Return on Capital Employed (ROCE) 30.82%
Revenue Per Employee 10.33M
Profits Per Employee 1.76M
Employee Count435
Asset Turnover 0.49
Inventory Turnover n/a

Taxes

In the past 12 months, PSX:AGIC has paid 456.20 million in taxes.

Income Tax 456.20M
Effective Tax Rate 37.36%

Stock Price Statistics

The stock price has increased by +73.43% in the last 52 weeks. The beta is 0.16, so PSX:AGIC's price volatility has been lower than the market average.

Beta (5Y) 0.16
52-Week Price Change +73.43%
50-Day Moving Average 45.88
200-Day Moving Average 37.64
Relative Strength Index (RSI) 32.97
Average Volume (20 Days) 51,595

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:AGIC had revenue of PKR 4.49 billion and earned 764.97 million in profits. Earnings per share was 10.64.

Revenue4.49B
Gross Profit 1.51B
Operating Income 1.25B
Pretax Income 1.22B
Net Income 764.97M
EBITDA 1.25B
EBIT 1.25B
Earnings Per Share (EPS) 10.64
Full Income Statement

Balance Sheet

The company has 885.71 million in cash and 421.97 million in debt, giving a net cash position of 45.96 million or 0.64 per share.

Cash & Cash Equivalents 885.71M
Total Debt 421.97M
Net Cash 45.96M
Net Cash Per Share 0.64
Equity (Book Value) 3.33B
Book Value Per Share 46.24
Working Capital -567.12M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -493.53 million and capital expenditures -688.43 million, giving a free cash flow of -1.18 billion.

Operating Cash Flow -493.53M
Capital Expenditures -688.43M
Free Cash Flow -1.18B
FCF Per Share -16.44
Full Cash Flow Statement

Margins

Gross margin is 33.64%, with operating and profit margins of 27.84% and 17.02%.

Gross Margin 33.64%
Operating Margin 27.84%
Pretax Margin 27.17%
Profit Margin 17.02%
EBITDA Margin 27.88%
EBIT Margin 27.84%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 5.00, which amounts to a dividend yield of 11.74%.

Dividend Per Share 5.00
Dividend Yield 11.74%
Dividend Growth (YoY) -4.76%
Years of Dividend Growth 2
Payout Ratio 45.30%
Buyback Yield n/a
Shareholder Yield 11.74%
Earnings Yield 25.04%
FCF Yield -38.69%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 11, 2019. It was a forward split with a ratio of 1.15.

Last Split Date Apr 11, 2019
Split Type Forward
Split Ratio 1.15

Scores

Altman Z-Score n/a
Piotroski F-Score 2