Adamjee Insurance Company Limited (PSX:AICL)

Adamjee Insurance Company Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Investments in Debt Securities	97,818	9,305	4,579	1,826	507.29	551.06
Investments in Equity & Preferred Securities	65,104	43,747	38,169	25,159	17,915	21,216
Policy Loans	6.24	5.98	8.39	35.98	42.16	39.5
Other Investments	24,068	20,195	10,827	7,118	8,467	14,451
Total Investments	189,816	199,136	161,606	114,827	87,171	79,497
Cash & Equivalents	20,869	12,953	10,524	6,127	10,758	12,164
Reinsurance Recoverable	15,596	17,466	16,409	21,291	15,393	8,626
Other Receivables	17,883	8,686	10,276	9,172	9,434	7,283
Property, Plant & Equipment	6,040	6,127	5,781	5,420	5,480	5,438
Other Intangible Assets	265.8	183.04	141.33	132.95	137.85	133.87
Other Current Assets	10,945	7,854	10,674	10,683	9,572	5,998
Long-Term Deferred Charges	4,099	4,716	3,122	2,141	1,489	1,055
Other Long-Term Assets	13,303	7,587	2,752	2,777	248.05	146.46
Total Assets	278,818	264,708	221,286	172,570	139,683	120,343

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	-	-	232.84	152.7	30.52
Accrued Expenses	-	3,614	3,788	3,094	2,731	2,293
Insurance & Annuity Liabilities	121,464	117,932	101,161	75,864	60,022	55,139
Unpaid Claims	29,634	33,717	29,431	30,002	24,039	14,422
Unearned Premiums	37,111	32,916	27,889	20,883	16,369	12,198
Reinsurance Payable	9,915	4,691	3,887	4,055	7,134	5,216
Current Portion of Long-Term Debt	-	-	-	-	-	1,012
Current Portion of Leases	-	74.23	84.61	58.84	-	-
Current Income Taxes Payable	-	-	45.14	118.24	11.34	17.87
Long-Term Leases	325.44	281.11	315.6	57.1	131.62	184.49
Long-Term Deferred Tax Liabilities	12,451	13,175	9,820	4,350	1,183	2,263
Other Current Liabilities	6,720	5,238	515.85	268.42	770.62	816.49
Other Long-Term Liabilities	6,451	859.29	1,123	1,370	1,043	672.24
Total Liabilities	224,368	212,862	178,684	140,785	114,071	94,723

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	3,500	3,500	3,500	3,500	3,500	3,500
Retained Earnings	30,735	28,940	24,555	20,809	19,174	17,598
Comprehensive Income & Other	19,224	18,411	14,005	7,034	2,563	4,523
Total Common Equity	53,459	50,851	42,060	31,343	25,237	25,621
Minority Interest	990.22	994.15	543.27	441.76	374.83	-
Shareholders' Equity	54,449	51,845	42,603	31,785	25,612	25,621
Total Liabilities & Equity	278,818	264,708	221,286	172,570	139,683	120,343

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Filing Date Shares Outstanding	349.91	350	350	350	350	350
Total Common Shares Outstanding	349.91	350	350	350	350	350
Total Debt	325.44	355.34	400.21	115.94	131.62	1,196
Net Cash (Debt)	20,543	12,598	10,124	6,011	10,626	10,968
Net Cash Growth	76.34%	24.44%	68.42%	-43.43%	-3.12%	0.30%
Net Cash Per Share	58.71	35.99	28.93	17.17	30.36	31.34
Book Value Per Share	152.78	145.29	120.17	89.55	72.11	73.20
Tangible Book Value	53,193	50,668	41,918	31,210	25,099	25,487
Tangible Book Value Per Share	152.02	144.77	119.77	89.17	71.71	72.82
Land	-	1,746	1,746	1,746	1,746	1,746
Buildings	-	2,785	2,799	2,807	2,794	2,615
Machinery	-	3,659	3,090	2,950	2,785	2,577
Construction In Progress	-	94.96	103.49	16.37	12.8	57.7
Leasehold Improvements	-	92.72	69.74	71.59	64.75	52.02

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 2, 2026

Data Sources Report a data error