Adamjee Insurance Company Limited (PSX:AICL)

Adamjee Insurance Company Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Investments in Debt Securities	10,473	9,305	4,579	1,826	507.29	551.06
Investments in Equity & Preferred Securities	44,777	43,747	38,169	25,159	17,915	21,216
Policy Loans	6.15	5.98	8.39	35.98	42.16	39.5
Other Investments	25,180	20,195	10,827	7,118	8,467	14,451
Total Investments	196,948	199,136	161,606	114,827	87,171	79,497
Cash & Equivalents	18,953	12,953	10,524	6,127	10,758	12,164
Reinsurance Recoverable	17,837	17,466	16,409	21,291	15,393	8,626
Other Receivables	12,507	8,686	10,276	9,172	9,434	7,283
Property, Plant & Equipment	6,201	6,127	5,781	5,420	5,480	5,438
Other Intangible Assets	268.74	183.04	141.33	132.95	137.85	133.87
Other Current Assets	12,958	7,854	10,674	10,683	9,572	5,998
Long-Term Deferred Charges	4,118	4,716	3,122	2,141	1,489	1,055
Other Long-Term Assets	5,214	7,587	2,752	2,777	248.05	146.46
Total Assets	275,004	264,708	221,286	172,570	139,683	120,343

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	-	-	232.84	152.7	30.52
Accrued Expenses	4,345	3,614	3,788	3,094	2,731	2,293
Insurance & Annuity Liabilities	124,171	117,932	101,161	75,864	60,022	55,139
Unpaid Claims	30,175	33,717	29,431	30,002	24,039	14,422
Unearned Premiums	33,652	32,916	27,889	20,883	16,369	12,198
Reinsurance Payable	7,205	4,691	3,887	4,055	7,134	5,216
Current Portion of Long-Term Debt	-	-	-	-	-	1,012
Current Portion of Leases	-	74.23	84.61	58.84	-	-
Current Income Taxes Payable	126.2	-	45.14	118.24	11.34	17.87
Long-Term Leases	358.86	281.11	315.6	57.1	131.62	184.49
Long-Term Deferred Tax Liabilities	12,934	13,175	9,820	4,350	1,183	2,263
Other Current Liabilities	1,461	5,238	515.85	268.42	770.62	816.49
Other Long-Term Liabilities	2,083	859.29	1,123	1,370	1,043	672.24
Total Liabilities	219,907	212,862	178,684	140,785	114,071	94,723

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	3,500	3,500	3,500	3,500	3,500	3,500
Retained Earnings	31,128	28,940	24,555	20,809	19,174	17,598
Comprehensive Income & Other	19,452	18,411	14,005	7,034	2,563	4,523
Total Common Equity	54,080	50,851	42,060	31,343	25,237	25,621
Minority Interest	1,017	994.15	543.27	441.76	374.83	-
Shareholders' Equity	55,098	51,845	42,603	31,785	25,612	25,621
Total Liabilities & Equity	275,004	264,708	221,286	172,570	139,683	120,343

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Filing Date Shares Outstanding	350	350	350	350	350	350
Total Common Shares Outstanding	350	350	350	350	350	350
Total Debt	358.86	355.34	400.21	115.94	131.62	1,196
Net Cash (Debt)	18,595	12,598	10,124	6,011	10,626	10,968
Net Cash Growth	77.15%	24.44%	68.42%	-43.43%	-3.12%	0.30%
Net Cash Per Share	53.13	35.99	28.93	17.17	30.36	31.34
Book Value Per Share	154.51	145.29	120.17	89.55	72.11	73.20
Tangible Book Value	53,811	50,668	41,918	31,210	25,099	25,487
Tangible Book Value Per Share	153.75	144.77	119.77	89.17	71.71	72.82
Land	-	1,746	1,746	1,746	1,746	1,746
Buildings	-	2,785	2,799	2,807	2,794	2,615
Machinery	-	3,659	3,090	2,950	2,785	2,577
Construction In Progress	-	94.96	103.49	16.37	12.8	57.7
Leasehold Improvements	-	92.72	69.74	71.59	64.75	52.02

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 12, 2026

Data Sources Report a data error