Adamjee Insurance Company Limited (PSX:AICL)
Pakistan · Delayed Price · Currency is PKR 92.00
+3.28 (3.70%)
At close: Jul 31, 2026
Adamjee Insurance Company Ratios and Metrics
Market cap in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 31,052 | 28,396 | 17,483 | 11,960 | 9,860 | 14,000 | |
Market Cap Growth | 29.82% | 62.42% | 46.18% | 21.30% | -29.58% | 1.73% |
Enterprise Value | 19,000 | 17,729 | 11,130 | 816 | 308 | 2,643 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 6.03 | 5.09 | 3.64 | 4.55 | 4.21 | 4.76 |
PS Ratio | 0.31 | 0.28 | 0.20 | 0.19 | 0.23 | 0.37 |
PB Ratio | 0.61 | 0.55 | 0.41 | 0.38 | 0.39 | 0.55 |
P/FCF Ratio | 9.98 | 4.18 | 2.01 | - | 2.60 | 1.81 |
P/OCF Ratio | 7.94 | 3.75 | 1.93 | - | 2.46 | 1.74 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 0.19 | 0.17 | 0.13 | 0.01 | 0.01 | 0.07 |
EV/EBITDA Ratio | 2.08 | 1.86 | 1.31 | 0.16 | 0.10 | 0.68 |
EV/EBIT Ratio | 2.20 | 1.93 | 1.36 | 0.18 | 0.11 | 0.73 |
EV/FCF Ratio | 6.11 | 2.61 | 1.28 | - | 0.08 | 0.34 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.05 |
Debt / EBITDA Ratio | 0.04 | 0.04 | 0.05 | 0.02 | 0.04 | 0.30 |
Debt / FCF Ratio | 0.11 | 0.05 | 0.05 | - | 0.04 | 0.16 |
Net Debt / Equity Ratio | -0.26 | -0.24 | -0.24 | -0.19 | -0.41 | -0.43 |
Net Debt / EBITDA Ratio | -1.44 | -1.32 | -1.19 | -1.21 | -3.50 | -2.82 |
Net Debt / FCF Ratio | -4.20 | -1.86 | -1.16 | 1.58 | -2.80 | -1.42 |
Quick Ratio | 2.07 | 2.00 | 2.05 | 1.68 | 1.68 | 2.08 |
Current Ratio | 2.49 | 2.35 | 2.49 | 2.24 | 2.18 | 2.50 |
Asset Turnover | 0.41 | 0.42 | 0.45 | 0.41 | 0.33 | 0.35 |
Return on Equity (ROE) | 11.25% | 12.21% | 13.32% | 9.47% | 9.32% | 12.20% |
Return on Assets (ROA) | 2.20% | 2.36% | 2.60% | 1.87% | 1.32% | 2.06% |
Return on Invested Capital (ROIC) | 9.61% | 11.32% | 12.58% | 8.81% | 7.65% | 9.96% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 16.59% | 19.63% | 27.44% | 21.96% | 23.75% | 21.03% |
FCF Yield | 10.02% | 23.91% | 49.88% | -31.79% | 38.44% | 55.12% |
Dividend Yield | 4.51% | 5.05% | 6.54% | 10.41% | 14.08% | 10.91% |
Payout Ratio | 24.77% | 22.90% | 32.04% | 49.01% | 44.68% | 32.87% |
Total Shareholder Return | 4.48% | 5.05% | 6.54% | 10.41% | 14.08% | 10.91% |