Adamjee Insurance Company Limited (PSX:AICL)
Pakistan · Delayed Price · Currency is PKR 94.37
-0.37 (-0.39%)
At close: Nov 2, 2026
Adamjee Insurance Company Cash Flow Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 5,724 | 5,574 | 4,797 | 2,626 | 2,341 | 2,944 |
Depreciation & Amortization | 523.79 | 472.31 | 345.84 | 336.64 | 346.56 | 338.36 |
Gain (Loss) on Sale of Assets | -55.83 | -323.89 | -34.55 | -25.82 | -12.38 | -23.8 |
Gain (Loss) on Sale of Investments | 89.85 | -9,568 | -11,338 | -5,134 | 3,173 | 423.46 |
Change in Unearned Revenue | 3,334 | 5,927 | 5,628 | 4,347 | 3,986 | 2,644 |
Change in Other Net Operating Assets | 7,688 | 26,868 | 33,147 | 12,989 | 4,669 | 9,420 |
Other Operating Activities | -21,866 | -21,135 | -23,126 | -18,417 | -10,040 | -7,111 |
Operating Cash Flow | -4,736 | 7,580 | 9,081 | -3,543 | 4,015 | 8,033 |
Operating Cash Flow Growth | - | -16.53% | - | - | -50.01% | 25.63% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -691.87 | -790.98 | -360.89 | -259.8 | -225.75 | -315.53 |
Sale of Property, Plant & Equipment | 126.34 | 421.27 | 62.85 | 47.11 | 30.96 | 74.31 |
Purchase / Sale of Intangible Assets | -113.88 | -113.88 | -66.29 | -33.64 | -47.91 | -36.77 |
Investment in Securities | -371.01 | -18,704 | -23,463 | -13,754 | -17,856 | -13,151 |
Other Investing Activities | 17,356 | 15,147 | 20,469 | 15,826 | 8,534 | 6,025 |
Investing Cash Flow | 16,309 | -4,037 | -3,330 | 1,836 | -9,563 | -7,410 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | - | - | - | - | 1,390 |
Total Debt Repaid | -126.81 | -104.04 | -80.97 | -15.88 | -1,101 | -793.45 |
Lease Payments | -126.81 | -104.04 | -80.97 | -15.88 | -38.91 | -47.4 |
Net Debt Issued (Repaid) | -126.81 | -104.04 | -80.97 | -15.88 | -1,101 | 596.55 |
Common Dividends Paid | -1,938 | -1,276 | -1,537 | -1,287 | -1,046 | -967.63 |
Other Financing Activities | -89.07 | -89.07 | -30.07 | -4.67 | - | - |
Financing Cash Flow | -2,154 | -1,470 | -1,648 | -1,308 | -2,148 | -371.07 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 9,418 | 2,073 | 4,103 | -3,014 | -7,695 | 251.03 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -5,428 | 6,789 | 8,720 | -3,802 | 3,790 | 7,717 |
Free Cash Flow Growth | - | -22.15% | - | - | -50.89% | 31.83% |
Free Cash Flow Margin | -5.49% | 6.63% | 9.76% | -5.91% | 8.80% | 20.12% |
Free Cash Flow Per Share | -15.51 | 19.40 | 24.91 | -10.86 | 10.83 | 22.05 |
Levered Free Cash Flow | 148,360 | -2,089 | -15,408 | -14,570 | -5,013 | -8,439 |
Unlevered Free Cash Flow | 148,369 | -2,080 | -15,396 | -14,563 | -4,980 | -8,400 |
Free Cash Flow After Leases | -5,555 | 6,685 | 8,639 | -3,818 | 3,751 | 7,670 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 89.07 | 89.07 | 30.07 | 4.67 | 6.06 | 6.88 |
Cash Income Tax Paid | 3,305 | 3,305 | 2,228 | 1,054 | 950.05 | 970.34 |
Change in Working Capital | 11,022 | 32,794 | 38,774 | 17,336 | 8,655 | 12,064 |