Adamjee Insurance Company Limited (PSX:AICL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
94.37
-0.37 (-0.39%)
At close: Nov 2, 2026

Adamjee Insurance Company Statistics

Total Valuation

PSX:AICL has a market cap or net worth of PKR 33.03 billion. The enterprise value is 13.48 billion.

Market Cap33.03B
Enterprise Value 13.48B

Important Dates

The last earnings date was Wednesday, October 28, 2026.

Earnings Date Oct 28, 2026
Ex-Dividend Date Sep 8, 2026

Share Statistics

PSX:AICL has 350.00 million shares outstanding. The number of shares has decreased by -0.02% in one year.

Current Share Class 350.00M
Shares Outstanding 350.00M
Shares Change (YoY) -0.02%
Shares Change (QoQ) -0.02%
Owned by Insiders (%) 0.03%
Owned by Institutions (%) 27.12%
Float 208.78M

Valuation Ratios

The trailing PE ratio is 5.77.

PE Ratio 5.77
Forward PE n/a
PS Ratio 0.34
PB Ratio 0.61
P/TBV Ratio 0.62
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 2.38
EV / Sales 0.14
EV / EBITDA 1.42
EV / EBIT 1.50
EV / FCF n/a

Financial Position

The company has a current ratio of 0.74, with a Debt / Equity ratio of 0.01.

Current Ratio 0.74
Quick Ratio 0.42
Debt / Equity 0.01
Debt / EBITDA 0.03
Debt / FCF n/a
Interest Coverage 676.99

Financial Efficiency

Return on equity (ROE) is 11.34% and return on invested capital (ROIC) is 9.99%.

Return on Equity (ROE) 11.34%
Return on Assets (ROA) 2.11%
Return on Invested Capital (ROIC) 9.99%
Return on Capital Employed (ROCE) 4.63%
Weighted Average Cost of Capital (WACC) 7.16%
Revenue Per Employee 32.88M
Profits Per Employee 1.90M
Employee Count3,006
Asset Turnover 0.37
Inventory Turnover n/a

Taxes

In the past 12 months, PSX:AICL has paid 3.80 billion in taxes.

Income Tax 3.80B
Effective Tax Rate 39.22%

Stock Price Statistics

The stock price has increased by +18.86% in the last 52 weeks. The beta is 0.54, so PSX:AICL's price volatility has been lower than the market average.

Beta (5Y) 0.54
52-Week Price Change +18.86%
50-Day Moving Average 94.49
200-Day Moving Average 86.33
Relative Strength Index (RSI) 52.13
Average Volume (20 Days) 786,961

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:AICL had revenue of PKR 98.83 billion and earned 5.72 billion in profits. Earnings per share was 16.36.

Revenue98.83B
Gross Profit 18.64B
Operating Income 9.05B
Pretax Income 9.69B
Net Income 5.72B
EBITDA 9.47B
EBIT 9.05B
Earnings Per Share (EPS) 16.36
Full Income Statement

Balance Sheet

The company has 20.87 billion in cash and 325.44 million in debt, with a net cash position of 20.54 billion or 58.70 per share.

Cash & Cash Equivalents 20.87B
Total Debt 325.44M
Net Cash 20.54B
Net Cash Per Share 58.70
Equity (Book Value) 54.45B
Book Value Per Share 152.78
Working Capital -21.62B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -4.74 billion and capital expenditures -691.87 million, giving a free cash flow of -5.43 billion.

Operating Cash Flow -4.74B
Capital Expenditures -691.87M
Depreciation & Amortization n/a
Net Borrowing -126.81M
Free Cash Flow -5.43B
FCF Per Share -15.51
Full Cash Flow Statement

Margins

Gross margin is 18.86%, with operating and profit margins of 9.16% and 5.79%.

Gross Margin 18.86%
Operating Margin 9.16%
Pretax Margin 9.81%
Profit Margin 5.79%
EBITDA Margin 9.59%
EBIT Margin 9.16%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 6.00, which amounts to a dividend yield of 6.36%.

Dividend Per Share 6.00
Dividend Yield 6.36%
Dividend Growth (YoY) 42.86%
Years of Dividend Growth 1
Payout Ratio 33.86%
FCF Payout Ratio n/a
Buyback Yield 0.02%
Shareholder Yield 6.35%
Earnings Yield 17.33%
FCF Yield -16.37%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 11, 2013. It was a forward split with a ratio of 2.8293345405.

Last Split Date Dec 11, 2013
Split Type Forward
Split Ratio 2.8293345405

Scores

Altman Z-Score n/a
Piotroski F-Score 2