Adamjee Insurance Company Limited (PSX:AICL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
75.31
-3.09 (-3.94%)
At close: Apr 30, 2026

Adamjee Insurance Company Statistics

Total Valuation

PSX:AICL has a market cap or net worth of PKR 26.36 billion. The enterprise value is 15.44 billion.

Market Cap26.36B
Enterprise Value 15.44B

Important Dates

The last earnings date was Tuesday, April 28, 2026.

Earnings Date Apr 28, 2026
Ex-Dividend Date Apr 20, 2026

Share Statistics

PSX:AICL has 350.00 million shares outstanding. The number of shares has decreased by -0.03% in one year.

Current Share Class 350.00M
Shares Outstanding 350.00M
Shares Change (YoY) -0.03%
Shares Change (QoQ) -0.02%
Owned by Insiders (%) 0.04%
Owned by Institutions (%) 24.97%
Float 195.44M

Valuation Ratios

The trailing PE ratio is 5.11.

PE Ratio 5.11
Forward PE n/a
PS Ratio 0.26
PB Ratio 0.52
P/TBV Ratio 0.53
P/FCF Ratio 8.47
P/OCF Ratio 6.74
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.69, with an EV/FCF ratio of 4.96.

EV / Earnings 3.00
EV / Sales 0.15
EV / EBITDA 1.69
EV / EBIT 1.78
EV / FCF 4.96

Financial Position

The company has a current ratio of 0.59, with a Debt / Equity ratio of 0.01.

Current Ratio 0.59
Quick Ratio 0.28
Debt / Equity 0.01
Debt / EBITDA 0.04
Debt / FCF 0.11
Interest Coverage 589.96

Financial Efficiency

Return on equity (ROE) is 11.25% and return on invested capital (ROIC) is 9.61%.

Return on Equity (ROE) 11.25%
Return on Assets (ROA) 2.20%
Return on Invested Capital (ROIC) 9.61%
Return on Capital Employed (ROCE) 4.55%
Weighted Average Cost of Capital (WACC) 7.81%
Revenue Per Employee 33.58M
Profits Per Employee 1.71M
Employee Count3,006
Asset Turnover 0.41
Inventory Turnover n/a

Taxes

In the past 12 months, PSX:AICL has paid 3.95 billion in taxes.

Income Tax 3.95B
Effective Tax Rate 42.44%

Stock Price Statistics

The stock price has increased by +74.21% in the last 52 weeks. The beta is 0.66, so PSX:AICL's price volatility has been lower than the market average.

Beta (5Y) 0.66
52-Week Price Change +74.21%
50-Day Moving Average 74.91
200-Day Moving Average 80.39
Relative Strength Index (RSI) 46.94
Average Volume (20 Days) 682,973

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:AICL had revenue of PKR 100.96 billion and earned 5.15 billion in profits. Earnings per share was 14.73.

Revenue100.96B
Gross Profit 17.91B
Operating Income 8.66B
Pretax Income 9.30B
Net Income 5.15B
EBITDA 9.06B
EBIT 8.66B
Earnings Per Share (EPS) 14.73
Full Income Statement

Balance Sheet

The company has 12.29 billion in cash and 344.99 million in debt, with a net cash position of 11.95 billion or 34.13 per share.

Cash & Cash Equivalents 12.29B
Total Debt 344.99M
Net Cash 11.95B
Net Cash Per Share 34.13
Equity (Book Value) 51.17B
Book Value Per Share 143.30
Working Capital -30.30B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 3.91 billion and capital expenditures -799.80 million, giving a free cash flow of 3.11 billion.

Operating Cash Flow 3.91B
Capital Expenditures -799.80M
Depreciation & Amortization n/a
Net Borrowing -104.04M
Free Cash Flow 3.11B
FCF Per Share 8.89
Full Cash Flow Statement

Margins

Gross margin is 17.74%, with operating and profit margins of 8.58% and 5.10%.

Gross Margin 17.74%
Operating Margin 8.58%
Pretax Margin 9.21%
Profit Margin 5.10%
EBITDA Margin 8.97%
EBIT Margin 8.58%
FCF Margin 3.08%

Dividends & Yields

This stock pays an annual dividend of 4.00, which amounts to a dividend yield of 5.31%.

Dividend Per Share 4.00
Dividend Yield 5.31%
Dividend Growth (YoY) 33.33%
Years of Dividend Growth 1
Payout Ratio 24.77%
Buyback Yield 0.03%
Shareholder Yield 5.34%
Earnings Yield 19.55%
FCF Yield 11.80%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 11, 2013. It was a forward split with a ratio of 2.8293345405.

Last Split Date Dec 11, 2013
Split Type Forward
Split Ratio 2.8293345405

Scores

Altman Z-Score n/a
Piotroski F-Score 3