Adamjee Insurance Company Limited (PSX:AICL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
91.62
-1.29 (-1.39%)
At close: Sep 10, 2026

Adamjee Insurance Company Statistics

Total Valuation

PSX:AICL has a market cap or net worth of PKR 34.10 billion. The enterprise value is 16.52 billion.

Market Cap34.10B
Enterprise Value 16.52B

Important Dates

The last earnings date was Thursday, August 27, 2026.

Earnings Date Aug 27, 2026
Ex-Dividend Date Sep 8, 2026

Share Statistics

PSX:AICL has 350.00 million shares outstanding.

Current Share Class 350.00M
Shares Outstanding 350.00M
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) 0.04%
Owned by Institutions (%) 27.25%
Float 195.44M

Valuation Ratios

The trailing PE ratio is 5.90.

PE Ratio 5.90
Forward PE n/a
PS Ratio 0.32
PB Ratio 0.62
P/TBV Ratio 0.63
P/FCF Ratio n/a
P/OCF Ratio 112.01
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 2.86
EV / Sales 0.16
EV / EBITDA 1.72
EV / EBIT 1.82
EV / FCF n/a

Financial Position

The company has a current ratio of 2.48, with a Debt / Equity ratio of 0.01.

Current Ratio 2.48
Quick Ratio 2.07
Debt / Equity 0.01
Debt / EBITDA 0.04
Debt / FCF -0.67
Interest Coverage 679.28

Financial Efficiency

Return on equity (ROE) is 11.79% and return on invested capital (ROIC) is 10.46%.

Return on Equity (ROE) 11.79%
Return on Assets (ROA) 2.21%
Return on Invested Capital (ROIC) 10.46%
Return on Capital Employed (ROCE) 4.66%
Weighted Average Cost of Capital (WACC) 7.41%
Revenue Per Employee 35.37M
Profits Per Employee 1.92M
Employee Count3,006
Asset Turnover 0.41
Inventory Turnover n/a

Taxes

In the past 12 months, PSX:AICL has paid 3.74 billion in taxes.

Income Tax 3.74B
Effective Tax Rate 38.43%

Stock Price Statistics

The stock price has increased by +26.15% in the last 52 weeks. The beta is 0.58, so PSX:AICL's price volatility has been lower than the market average.

Beta (5Y) 0.58
52-Week Price Change +26.15%
50-Day Moving Average 87.09
200-Day Moving Average 83.83
Relative Strength Index (RSI) 62.27
Average Volume (20 Days) 1,451,856

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:AICL had revenue of PKR 106.34 billion and earned 5.78 billion in profits. Earnings per share was 16.52.

Revenue106.34B
Gross Profit 18.43B
Operating Income 9.09B
Pretax Income 9.73B
Net Income 5.78B
EBITDA 9.49B
EBIT 9.09B
Earnings Per Share (EPS) 16.52
Full Income Statement

Balance Sheet

The company has 155.27 billion in cash and 358.86 million in debt, with a net cash position of 18.59 billion or 53.13 per share.

Cash & Cash Equivalents 155.27B
Total Debt 358.86M
Net Cash 18.59B
Net Cash Per Share 53.13
Equity (Book Value) 55.10B
Book Value Per Share 154.51
Working Capital 118.53B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 304.43 million and capital expenditures -839.39 million, giving a free cash flow of -534.97 million.

Operating Cash Flow 304.43M
Capital Expenditures -839.39M
Depreciation & Amortization n/a
Net Borrowing -119.74M
Free Cash Flow -534.97M
FCF Per Share -1.53
Full Cash Flow Statement

Margins

Gross margin is 17.33%, with operating and profit margins of 8.55% and 5.44%.

Gross Margin 17.33%
Operating Margin 8.55%
Pretax Margin 9.15%
Profit Margin 5.44%
EBITDA Margin 8.93%
EBIT Margin 8.55%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 6.00, which amounts to a dividend yield of 6.50%.

Dividend Per Share 6.00
Dividend Yield 6.50%
Dividend Growth (YoY) 42.86%
Years of Dividend Growth 1
Payout Ratio 30.26%
Buyback Yield n/a
Shareholder Yield 6.50%
Earnings Yield 16.96%
FCF Yield -1.57%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 11, 2013. It was a forward split with a ratio of 2.8293345405.

Last Split Date Dec 11, 2013
Split Type Forward
Split Ratio 2.8293345405

Scores

Altman Z-Score n/a
Piotroski F-Score 3