Adamjee Insurance Company Limited (PSX:AICL)

Adamjee Insurance Company Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 26, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	16,181	17,483	11,960	9,860	14,000	13,762
Market Cap Growth	46.18%	46.18%	21.30%	-29.58%	1.73%	-6.58%
Enterprise Value	6,896	11,130	816	308	2,643	3,181
PE Ratio	3.37	3.64	4.55	4.21	4.76	6.64
PS Ratio	0.18	0.20	0.19	0.23	0.37	0.39
PB Ratio	0.38	0.41	0.38	0.39	0.55	0.61
P/FCF Ratio	1.86	2.01	-	2.60	1.81	2.35
P/OCF Ratio	1.93	1.93	-	2.46	1.74	2.15
EV/Sales Ratio	0.08	0.13	0.01	0.01	0.07	0.09
EV/EBITDA Ratio	0.80	1.29	0.16	0.10	0.68	1.27
EV/EBIT Ratio	0.83	1.35	0.18	0.11	0.73	1.46
EV/FCF Ratio	0.79	1.28	-	0.08	0.34	0.54
Debt / Equity Ratio	0.01	0.01	0.00	0.01	0.05	0.02
Debt / EBITDA Ratio	0.05	0.05	0.02	0.04	0.30	0.21
Debt / FCF Ratio	0.05	0.05	-	0.04	0.16	0.09
Quick Ratio	0.33	0.33	1.72	1.69	2.08	2.14
Current Ratio	0.75	0.75	2.27	2.18	2.50	2.57
Asset Turnover	0.45	0.45	0.41	0.33	0.35	0.38
Return on Equity (ROE)	13.32%	13.32%	9.47%	9.32%	12.20%	9.30%
Return on Assets (ROA)	2.62%	2.62%	1.87%	1.32%	2.06%	1.44%
Return on Capital (ROIC)	13.79%	13.79%	10.14%	6.53%	9.03%	5.98%
Earnings Yield	29.65%	27.44%	21.96%	23.75%	21.03%	15.07%
Earnings Yield	29.65%	27.44%	21.96%	23.75%	21.03%	15.07%
FCF Yield	53.89%	49.88%	-31.83%	38.44%	55.12%	42.54%
Dividend Yield	6.44%	6.01%	9.55%	12.92%	10.01%	9.10%
Payout Ratio	32.04%	32.04%	49.01%	44.68%	32.87%	44.68%
Buyback Yield / Dilution	0.03%	0.03%	-	-	-	-
Total Shareholder Return	6.47%	6.03%	9.55%	12.92%	10.01%	9.10%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.