Adamjee Insurance Company Statistics

Total Valuation

PSX:AICL has a market cap or net worth of PKR 16.42 billion. The enterprise value is 9.76 billion.

Market Cap	16.42B
Enterprise Value	9.76B

Important Dates

The next estimated earnings date is Tuesday, August 26, 2025.

Earnings Date	Aug 26, 2025
Ex-Dividend Date	Apr 18, 2025

Share Statistics

PSX:AICL has 350.00 million shares outstanding.

Current Share Class	350.00M
Shares Outstanding	350.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.04%
Owned by Institutions (%)	26.26%
Float	208.22M

Valuation Ratios

The trailing PE ratio is 3.12.

PE Ratio	3.12
Forward PE	n/a
PS Ratio	0.17
PB Ratio	0.37
P/TBV Ratio	0.38
P/FCF Ratio	1.51
P/OCF Ratio	1.44
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.06, with an EV/FCF ratio of 0.90.

EV / Earnings	1.86
EV / Sales	0.10
EV / EBITDA	1.06
EV / EBIT	1.10
EV / FCF	0.90

Financial Position

The company has a current ratio of 2.70, with a Debt / Equity ratio of 0.01.

Current Ratio	2.70
Quick Ratio	2.27
Debt / Equity	0.01
Debt / EBITDA	0.04
Debt / FCF	0.04
Interest Coverage	404.55

Financial Efficiency

Return on equity (ROE) is 13.84% and return on invested capital (ROIC) is 14.12%.

Return on Equity (ROE)	13.84%
Return on Assets (ROA)	2.72%
Return on Invested Capital (ROIC)	14.12%
Return on Capital Employed (ROCE)	5.34%
Revenue Per Employee	34.50M
Profits Per Employee	1.92M
Employee Count	2,740
Asset Turnover	0.47
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:AICL has paid 3.86 billion in taxes.

Income Tax	3.86B
Effective Tax Rate	41.74%

Stock Price Statistics

The stock price has increased by +31.96% in the last 52 weeks. The beta is 0.37, so PSX:AICL's price volatility has been lower than the market average.

Beta (5Y)	0.37
52-Week Price Change	+31.96%
50-Day Moving Average	45.17
200-Day Moving Average	43.83
Relative Strength Index (RSI)	53.17
Average Volume (20 Days)	624,416

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:AICL had revenue of PKR 94.52 billion and earned 5.26 billion in profits. Earnings per share was 15.02.

Revenue	94.52B
Gross Profit	16.55B
Operating Income	8.84B
Pretax Income	9.26B
Net Income	5.26B
EBITDA	9.16B
EBIT	8.84B
Earnings Per Share (EPS)	15.02

Full Income Statement

Balance Sheet

The company has 131.54 billion in cash and 384.35 million in debt, giving a net cash position of 7.21 billion or 20.60 per share.

Cash & Cash Equivalents	131.54B
Total Debt	384.35M
Net Cash	7.21B
Net Cash Per Share	20.60
Equity (Book Value)	44.03B
Book Value Per Share	124.20
Working Capital	105.64B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 11.36 billion and capital expenditures -460.98 million, giving a free cash flow of 10.90 billion.

Operating Cash Flow	11.36B
Capital Expenditures	-460.98M
Free Cash Flow	10.90B
FCF Per Share	31.15

Full Cash Flow Statement

Margins

Gross margin is 17.51%, with operating and profit margins of 9.36% and 5.56%.

Gross Margin	17.51%
Operating Margin	9.36%
Pretax Margin	9.79%
Profit Margin	5.56%
EBITDA Margin	9.70%
EBIT Margin	9.36%
FCF Margin	11.54%

Dividends & Yields

This stock pays an annual dividend of 3.00, which amounts to a dividend yield of 6.40%.

Dividend Per Share	3.00
Dividend Yield	6.40%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	29.25%
Buyback Yield	n/a
Shareholder Yield	6.40%
Earnings Yield	32.01%
FCF Yield	66.41%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 11, 2013. It was a forward split with a ratio of 2.8293345405.

Last Split Date	Dec 11, 2013
Split Type	Forward
Split Ratio	2.8293345405

Scores

Altman Z-Score	n/a
Piotroski F-Score	6