Bank Alfalah Limited (PSX:BAFL)

Bank Alfalah Statistics

Total Valuation

Bank Alfalah has a market cap or net worth of PKR 171.86 billion.

Market Cap	171.86B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Monday, April 20, 2026.

Earnings Date	Apr 20, 2026
Ex-Dividend Date	Mar 16, 2026

Share Statistics

Bank Alfalah has 1.58 billion shares outstanding.

Current Share Class	1.58B
Shares Outstanding	1.58B
Shares Change (YoY)	n/a
Shares Change (QoQ)	-0.21%
Owned by Insiders (%)	21.76%
Owned by Institutions (%)	4.30%
Float	458.89M

Valuation Ratios

The trailing PE ratio is 6.16 and the forward PE ratio is 6.26.

PE Ratio	6.16
Forward PE	6.26
PS Ratio	0.96
PB Ratio	0.86
P/TBV Ratio	0.87
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-4.48
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.61%.

Return on Equity (ROE)	14.61%
Return on Assets (ROA)	0.74%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.23%
Revenue Per Employee	10.29M
Profits Per Employee	1.59M
Employee Count	17,481
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Bank Alfalah has paid 34.09 billion in taxes.

Income Tax	34.09B
Effective Tax Rate	55.01%

Stock Price Statistics

The stock price has increased by +42.09% in the last 52 weeks. The beta is 0.59, so Bank Alfalah's price volatility has been lower than the market average.

Beta (5Y)	0.59
52-Week Price Change	+42.09%
50-Day Moving Average	121.38
200-Day Moving Average	105.22
Relative Strength Index (RSI)	40.36
Average Volume (20 Days)	2,372,976

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Bank Alfalah had revenue of PKR 179.80 billion and earned 27.80 billion in profits. Earnings per share was 17.63.

Revenue	179.80B
Gross Profit	174.49B
Operating Income	61.80B
Pretax Income	61.96B
Net Income	27.80B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	17.63

Balance Sheet

The company has 407.16 billion in cash and 880.58 billion in debt, with a net cash position of -473.42 billion or -300.17 per share.

Cash & Cash Equivalents	407.16B
Total Debt	880.58B
Net Cash	-473.42B
Net Cash Per Share	-300.17
Equity (Book Value)	200.21B
Book Value Per Share	126.94
Working Capital	-2,727.24B

Cash Flow

In the last 12 months, operating cash flow was -183.02 billion and capital expenditures -13.63 billion, giving a free cash flow of -196.64 billion.

Operating Cash Flow	-183.02B
Capital Expenditures	-13.63B
Depreciation & Amortization	n/a
Net Borrowing	-6.80B
Free Cash Flow	-196.64B
FCF Per Share	-124.68

Margins

Gross Margin	n/a
Operating Margin	34.37%
Pretax Margin	34.46%
Profit Margin	15.46%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 12.00, which amounts to a dividend yield of 11.01%.

Dividend Per Share	12.00
Dividend Yield	11.01%
Dividend Growth (YoY)	-11.11%
Years of Dividend Growth	n/a
Payout Ratio	45.38%
Buyback Yield	n/a
Shareholder Yield	11.01%
Earnings Yield	16.18%
FCF Yield	-114.42%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 14, 2018. It was a forward split with a ratio of 1.1.

Last Split Date	Sep 14, 2018
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2