BankIslami Pakistan Limited (PSX:BIPL)
Pakistan · Delayed Price · Currency is PKR 27.00
+0.02 (0.07%)
At close: Jul 31, 2026
BankIslami Pakistan Financials Overview
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 43,392 | 45,741 | 48,143 | 36,424 | 20,067 | 12,763 |
Revenue Growth | -12.52% | -4.99% | 32.17% | 81.51% | 57.23% | 11.56% |
Net Income Net Income Growth | 4,295 | 6,005 | 11,834 | 10,610 | 4,484 | 2,031 |
Earnings Per Share EPS Growth | 3.87 | 5.42 | 10.67 | 9.57 | 4.04 | 1.83 |
EPS Growth | -61.81% | -49.26% | 11.53% | 136.61% | 120.77% | 31.35% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Trading & Sales Trading & Sales Growth | 2,043 | 3,639 | 2,121 | 1,493 | 270.23 | 1,422 |
Support Centre Support Centre Growth | 3,569 | 3,996 | 1,286 | -3,728 | 438.49 | 461.69 |
Commercial Banking Commercial Banking Growth | 1,464 | 577.38 | -236.16 | -1,842 | -3,861 | 563.77 |
Retail Banking Retail Banking Growth | 35,136 | 36,355 | 45,073 | 40,685 | 23,386 | 10,502 |
Total Total Growth | 42,211 | 44,567 | 48,244 | 36,607 | 20,233 | 12,949 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 39,379 | 88,959 | 39,242 | 40,488 | 50,519 | 42,546 |
Total Debt Total Debt Growth | 12,097 | 13,893 | 11,180 | 10,770 | 9,472 | 8,976 |
Net Cash (Debt) Net Cash Growth | 27,283 | 75,066 | 28,062 | 29,718 | 41,047 | 33,570 |
Net Cash Growth | -28.71% | 167.50% | -5.57% | -27.60% | 22.27% | 12.66% |
Net Cash Per Share Net Cash Per Share Growth | 24.61 | 67.71 | 25.31 | 26.80 | 37.02 | 30.28 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -70,733 | -71,181 | 367.43 | 35,060 | -181.41 | -35,484 |
Capital Expenditures CapEx Growth | -11,221 | -11,677 | -4,247 | -3,063 | -1,571 | -2,464 |
Free Cash Flow Free Cash Flow Growth | -81,954 | -82,858 | -3,880 | 31,997 | -1,753 | -37,947 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 9.90% | 13.13% | 24.58% | 29.13% | 22.35% | 15.91% |
FCF Margin | -188.87% | -181.15% | -8.06% | 87.85% | -8.73% | -297.32% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
Dividend Per Share Dividend Per Share Growth | 2.750 | 2.750 | 2.750 | 2.750 | 1.000 |
Dividend Per Share Growth | 0% | 0% | 0% | 175.00% | - |
Dividend Yield | 10.19% | 8.77% | 13.92% | 16.09% | 11.60% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 6.96 | 6.09 | 2.15 | 2.32 | 3.30 | 6.99 |
Forward PE | - | 5.64 | 5.64 | 5.64 | 5.64 | 6.00 |
P/FCF Ratio | - | - | - | 0.77 | - | - |
PS Ratio | 0.69 | 0.80 | 0.53 | 0.68 | 0.74 | 1.11 |