BankIslami Pakistan Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	39,159	69,706	39,024	40,488	40,511	26,999
Investment Securities	340,431	335,173	287,311	314,084	184,287	134,858
Trading Asset Securities	220.94	252.74	218.39	-	7.97	28.98
Total Investments	340,652	335,425	287,529	314,084	184,295	134,887
Gross Loans	342,793	327,040	334,086	271,654	233,967	215,356
Allowance for Loan Losses	-24,351	-24,959	-25,477	-23,841	-19,106	-15,296
Other Adjustments to Gross Loans	-5,293	-10,902	-9,090	-1,708	-608.09	-332.36
Net Loans	313,149	291,178	299,520	246,105	214,252	199,728
Property, Plant & Equipment	30,034	31,396	20,062	16,576	14,646	14,462
Goodwill	2,991	2,991	2,991	2,991	2,991	2,991
Other Intangible Assets	2,177	1,752	1,106	675.19	317.27	231.88
Accrued Interest Receivable	16,788	12,203	17,580	22,886	-	-
Other Receivables	710.58	834.44	337.36	383.2	12,926	9,231
Restricted Cash	3,184	3,184	3,055	2,175	1,510	1,248
Other Current Assets	11,255	10,358	6,185	6,706	5,461	6,574
Long-Term Deferred Tax Assets	5,655	4,287	-	110.45	3,214	4,183
Other Real Estate Owned & Foreclosed	1,085	1,085	1,215	1,215	1,216	1,506
Other Long-Term Assets	476.32	5,685	59,280	395.84	6,259	6,665
Total Assets	767,318	770,086	737,885	654,791	487,599	408,706

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accrued Expenses	5,464	5,816	4,408	2,863	1,814	1,528
Interest Bearing Deposits	366,137	380,646	351,613	340,602	256,336	212,362
Non-Interest Bearing Deposits	278,451	278,344	207,565	181,939	159,576	132,426
Total Deposits	644,588	658,990	559,178	522,541	415,912	344,788
Short-Term Borrowings	90.63	46.45	-	313.49	-	-
Current Portion of Leases	174.1	265.44	344.24	37.72	-	-
Current Income Taxes Payable	-	-	1,502	2,271	1,885	42.34
Accrued Interest Payable	4,723	6,096	7,566	8,409	4,786	2,082
Other Current Liabilities	42,587	24,316	100,101	66,926	23,854	26,391
Long-Term Debt	5,657	7,242	6,340	6,204	5,912	5,763
Long-Term Leases	6,175	6,339	4,496	4,215	3,560	3,213
Long-Term Unearned Revenue	4,803	5,170	643.92	1,112	335.03	324.23
Pension & Post-Retirement Benefits	546.97	495.79	584.52	473.74	336.83	204.32
Other Long-Term Liabilities	6,028	6,788	2,996	3,055	2,414	1,563
Total Liabilities	720,835	721,564	689,670	618,420	460,808	385,899

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	11,087	11,087	11,087	11,087	11,087	11,087
Retained Earnings	32,738	33,207	29,820	20,711	13,024	8,344
Comprehensive Income & Other	2,658	4,227	7,308	4,574	2,680	3,376
Total Common Equity	46,483	48,521	48,215	36,372	26,791	22,807
Shareholders' Equity	46,483	48,521	48,215	36,372	26,791	22,807
Total Liabilities & Equity	767,318	770,086	737,885	654,791	487,599	408,706

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	12,097	13,893	11,180	10,770	9,472	8,976
Net Cash (Debt)	27,283	75,066	28,062	29,718	41,047	33,570
Net Cash Growth	-28.71%	167.50%	-5.57%	-27.60%	22.27%	12.66%
Net Cash Per Share	24.61	67.71	25.31	26.80	37.02	30.28
Filing Date Shares Outstanding	1,109	1,109	1,109	1,109	1,109	1,109
Total Common Shares Outstanding	1,109	1,109	1,109	1,109	1,109	1,109
Book Value Per Share	41.93	43.76	43.49	32.81	24.16	20.57
Tangible Book Value	41,314	43,778	44,118	32,705	23,482	19,584
Tangible Book Value Per Share	37.26	39.49	39.79	29.50	21.18	17.66