BankIslami Pakistan Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	4,295	6,005	11,834	10,610	4,484	2,031
Depreciation & Amortization	4,436	4,091	3,036	1,938	1,841	1,561
Other Amortization	1,249	728.43	413.72	156.05	149.4	1,176
Gain (Loss) on Sale of Assets	-150.1	-142.11	-50.45	-39.97	-228.55	41.57
Gain (Loss) on Sale of Investments	31.74	-6.35	-296.48	1,207	1.07	-14.02
Total Asset Writedown	-21.51	-21.51	1,502	199.11	-	-
Provision for Credit Losses	-526.44	-517.23	1,189	4,828	3,811	335.61
Change in Trading Asset Securities	-109.35	-71.26	54.34	-	-	-
Change in Other Net Operating Assets	-75,526	-80,284	-20,650	13,146	-13,290	-40,922
Other Operating Activities	-4,411	-961.95	3,335	3,075	3,095	904.98
Net Cash from Discontinued Operations	-	-	-	-	-	-591.07
Operating Cash Flow	-70,733	-71,181	367.43	35,060	-181.41	-35,484
Operating Cash Flow Growth	-	-	-98.95%	-	-	-
Capital Expenditures	-11,221	-11,677	-4,247	-3,063	-1,571	-2,464
Sale of Property, Plant and Equipment	741.98	734.57	76.2	568.67	83.26	33.25
Investment in Securities	5,288	19,352	-27,417	-133,475	-55,162	-29,594
Income (Loss) Equity Investments	-	-	-	-60.64	-44.58	-7.63
Purchase / Sale of Intangibles	-1,620	-1,068	-723.28	-501.65	-176.57	-134.63
Other Investing Activities	270.15	254.92	67.29	68.55	-1,191	-306.33
Investing Cash Flow	-6,542	7,597	-32,244	-136,402	-58,018	-32,466
Long-Term Debt Issued	-	-	150	-	850	-
Long-Term Debt Repaid	-	-2,384	-2,556	-1,798	-	-
Net Debt Issued (Repaid)	-2,567	-2,384	-2,406	-1,798	850	-
Common Dividends Paid	-3,032	-3,033	-2,939	-2,847	-	-
Net Increase (Decrease) in Deposit Accounts	67,956	99,812	36,637	106,629	71,124	61,851
Financing Cash Flow	62,357	94,395	31,292	101,984	71,974	61,851
Net Cash Flow	-14,918	30,812	-584.43	642.39	13,774	-6,098
Free Cash Flow	-81,954	-82,858	-3,880	31,997	-1,753	-37,947
Free Cash Flow Margin	-188.87%	-181.15%	-8.06%	87.85%	-8.73%	-297.32%
Free Cash Flow Per Share	-73.92	-74.73	-3.50	28.86	-1.58	-34.23
Cash Interest Paid	37,615	40,022	67,256	42,185	-	-
Cash Income Tax Paid	11,894	13,270	15,776	7,974	1,285	534.45

Source: S&P Global Market Intelligence. Banks template. Financial Sources.