BankIslami Pakistan Limited (PSX:BIPL)
Pakistan · Delayed Price · Currency is PKR 27.00
+0.02 (0.07%)
At close: Jul 31, 2026
BankIslami Pakistan Cash Flow Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 4,295 | 6,005 | 11,834 | 10,610 | 4,484 | 2,031 |
Depreciation & Amortization | 4,436 | 4,091 | 3,036 | 1,938 | 1,841 | 1,561 |
Other Amortization | 1,249 | 728.43 | 413.72 | 156.05 | 149.4 | 1,176 |
Gain (Loss) on Sale of Assets | -150.1 | -142.11 | -50.45 | -39.97 | -228.55 | 41.57 |
Gain (Loss) on Sale of Investments | 31.74 | -6.35 | -296.48 | 1,207 | 1.07 | -14.02 |
Total Asset Writedown | -21.51 | -21.51 | 1,502 | 199.11 | - | - |
Provision for Credit Losses | -526.44 | -517.23 | 1,189 | 4,828 | 3,811 | 335.61 |
Change in Trading Asset Securities | -109.35 | -71.26 | 54.34 | - | - | - |
Change in Other Net Operating Assets | -75,526 | -80,284 | -20,650 | 13,146 | -13,290 | -40,922 |
Other Operating Activities | -4,411 | -961.95 | 3,335 | 3,075 | 3,095 | 904.98 |
Net Cash from Discontinued Operations | - | - | - | - | - | -591.07 |
Operating Cash Flow | -70,733 | -71,181 | 367.43 | 35,060 | -181.41 | -35,484 |
Operating Cash Flow Growth | - | - | -98.95% | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -11,221 | -11,677 | -4,247 | -3,063 | -1,571 | -2,464 |
Sale of Property, Plant and Equipment | 741.98 | 734.57 | 76.2 | 568.67 | 83.26 | 33.25 |
Investment in Securities | 5,288 | 19,352 | -27,417 | -133,475 | -55,162 | -29,594 |
Income (Loss) Equity Investments | - | - | - | -60.64 | -44.58 | -7.63 |
Purchase / Sale of Intangibles | -1,620 | -1,068 | -723.28 | -501.65 | -176.57 | -134.63 |
Other Investing Activities | 270.15 | 254.92 | 67.29 | 68.55 | -1,191 | -306.33 |
Investing Cash Flow | -6,542 | 7,597 | -32,244 | -136,402 | -58,018 | -32,466 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | - | 150 | - | 850 | - |
Long-Term Debt Repaid | - | -2,384 | -2,556 | -1,798 | - | - |
Net Debt Issued (Repaid) | -2,567 | -2,384 | -2,406 | -1,798 | 850 | - |
Common Dividends Paid | -3,032 | -3,033 | -2,939 | -2,847 | - | - |
Net Increase (Decrease) in Deposit Accounts | 67,956 | 99,812 | 36,637 | 106,629 | 71,124 | 61,851 |
Financing Cash Flow | 62,357 | 94,395 | 31,292 | 101,984 | 71,974 | 61,851 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -14,918 | 30,812 | -584.43 | 642.39 | 13,774 | -6,098 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -81,954 | -82,858 | -3,880 | 31,997 | -1,753 | -37,947 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -188.87% | -181.15% | -8.06% | 87.85% | -8.73% | -297.32% |
Free Cash Flow Per Share | -73.92 | -74.73 | -3.50 | 28.86 | -1.58 | -34.23 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 37,615 | 40,022 | 67,256 | 42,185 | - | - |
Cash Income Tax Paid | 11,894 | 13,270 | 15,776 | 7,974 | 1,285 | 534.45 |