BankIslami Pakistan Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	39,186	39,024	40,488	40,511	26,999	22,110
Investment Securities	332,710	344,876	314,084	184,287	134,858	105,696
Trading Asset Securities	165.48	218.39	-	7.97	28.98	60.49
Total Investments	332,875	345,095	314,084	184,295	134,887	105,756
Gross Loans	290,117	334,086	271,654	233,967	215,356	170,159
Allowance for Loan Losses	-24,776	-25,555	-23,841	-19,106	-15,296	-15,294
Other Adjustments to Gross Loans	-5,451	-9,090	-1,708	-608.09	-332.36	-115.86
Net Loans	259,890	299,441	246,105	214,252	199,728	154,750
Property, Plant & Equipment	26,695	20,062	16,576	14,646	14,462	13,482
Goodwill	2,991	2,991	2,991	2,991	2,991	2,991
Other Intangible Assets	1,432	1,106	675.19	317.27	231.88	164.2
Other Receivables	42,147	17,996	23,269	12,926	9,231	8,306
Restricted Cash	3,198	3,055	2,175	1,510	1,248	12,235
Other Current Assets	10,180	6,185	6,706	5,461	6,574	5,494
Long-Term Deferred Tax Assets	1,664	-	110.45	3,214	4,183	5,700
Other Real Estate Owned & Foreclosed	1,213	1,215	1,215	1,216	1,506	1,671
Other Long-Term Assets	29,167	1,715	395.84	6,259	6,665	5,282
Total Assets	750,639	737,885	654,791	487,599	408,706	337,941
Accrued Expenses	5,675	4,408	2,863	1,814	1,528	1,166
Interest Bearing Deposits	355,556	351,613	340,602	256,336	212,362	190,310
Non-Interest Bearing Deposits	248,881	207,565	181,939	159,576	132,426	92,627
Total Deposits	604,437	559,178	522,541	415,912	344,788	282,937
Short-Term Borrowings	11.42	-	313.49	-	-	-
Current Portion of Leases	286.84	344.24	37.72	-	-	-
Current Income Taxes Payable	-	1,502	2,271	1,885	42.34	188.8
Accrued Interest Payable	5,832	7,566	8,409	4,786	2,082	1,748
Other Current Liabilities	66,590	100,101	66,926	23,854	26,391	21,561
Long-Term Debt	8,796	6,340	6,204	5,912	5,763	3,989
Long-Term Leases	4,912	4,496	4,215	3,560	3,213	3,456
Long-Term Unearned Revenue	211.97	643.92	1,112	335.03	324.23	640.87
Pension & Post-Retirement Benefits	671.09	584.52	473.74	336.83	204.32	139.29
Long-Term Deferred Tax Liabilities	-	1,510	-	-	-	-
Other Long-Term Liabilities	5,708	2,996	3,055	2,414	1,563	1,601
Total Liabilities	703,130	689,670	618,420	460,808	385,899	317,428
Common Stock	11,087	11,087	11,087	11,087	11,087	11,087
Retained Earnings	31,926	29,820	20,711	13,024	8,344	6,262
Comprehensive Income & Other	4,496	7,308	4,574	2,680	3,376	2,947
Total Common Equity	47,509	48,215	36,372	26,791	22,807	20,296
Minority Interest	-	-	-	-	-	216.84
Shareholders' Equity	47,509	48,215	36,372	26,791	22,807	20,513
Total Liabilities & Equity	750,639	737,885	654,791	487,599	408,706	337,941
Total Debt	14,006	11,180	10,770	9,472	8,976	7,445
Net Cash (Debt)	34,518	28,062	29,718	41,047	33,570	29,798
Net Cash Growth	0.40%	-5.57%	-27.60%	22.27%	12.66%	566.19%
Net Cash Per Share	31.13	25.31	26.80	37.02	30.28	26.88
Filing Date Shares Outstanding	1,109	1,109	1,109	1,109	1,109	1,109
Total Common Shares Outstanding	1,109	1,109	1,109	1,109	1,109	1,109
Book Value Per Share	42.85	43.49	32.81	24.16	20.57	18.31
Tangible Book Value	43,085	44,118	32,705	23,482	19,584	17,141
Tangible Book Value Per Share	38.86	39.79	29.50	21.18	17.66	15.46

Source: S&P Global Market Intelligence. Banks template. Financial Sources.