BankIslami Pakistan Limited (PSX: BIPL)

BankIslami Pakistan Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	42,284	40,488	40,511	26,999	22,110	9,673
Investment Securities	346,762	278,770	184,287	134,858	105,696	52,123
Trading Asset Securities	167.81	-	7.97	28.98	60.49	-
Total Investments	346,930	278,770	184,295	134,887	105,756	52,123
Gross Loans	230,516	271,654	233,967	215,356	170,159	186,270
Allowance for Loan Losses	-21,150	-23,841	-19,106	-15,296	-15,294	-13,065
Other Adjustments to Gross Loans	-	-1,708	-608.09	-332.36	-115.86	-229.26
Net Loans	209,366	246,105	214,252	199,728	154,750	172,976
Property, Plant & Equipment	19,210	16,576	14,646	14,462	13,482	12,718
Goodwill	2,991	2,991	2,991	2,991	2,991	2,991
Other Intangible Assets	966.56	675.19	317.27	231.88	164.2	157.5
Other Receivables	31,113	23,269	12,926	9,231	8,306	7,517
Restricted Cash	2,185	2,175	1,510	1,248	12,235	6,848
Other Current Assets	2,188	6,706	5,461	6,574	5,494	6,571
Long-Term Deferred Tax Assets	-	110.45	3,214	4,183	5,700	5,567
Other Real Estate Owned & Foreclosed	1,214	1,215	1,216	1,506	1,671	2,277
Other Long-Term Assets	4,186	35,710	6,259	6,665	5,282	5,046
Total Assets	662,635	654,791	487,599	408,706	337,941	284,464
Accrued Expenses	4,115	3,190	1,814	1,528	1,166	801.73
Interest Bearing Deposits	364,280	340,602	256,336	212,362	190,310	160,717
Non-Interest Bearing Deposits	187,617	181,939	159,576	132,426	92,627	67,840
Total Deposits	551,897	522,541	415,912	344,788	282,937	228,557
Short-Term Borrowings	13.27	313.49	-	-	-	33.98
Current Income Taxes Payable	2,038	2,271	1,885	42.34	188.8	146.62
Accrued Interest Payable	9,023	8,409	4,786	2,082	1,748	2,029
Other Current Liabilities	30,152	66,599	23,854	26,391	21,561	23,104
Long-Term Debt	5,644	6,204	5,912	5,763	3,989	2,700
Long-Term Leases	5,413	4,252	3,560	3,213	3,456	3,782
Long-Term Unearned Revenue	813.62	1,112	335.03	324.23	640.87	702.4
Pension & Post-Retirement Benefits	586.18	473.74	336.83	204.32	139.29	117.96
Long-Term Deferred Tax Liabilities	1,893	-	-	-	-	-
Other Long-Term Liabilities	5,058	3,055	2,414	1,563	1,601	2,036
Total Liabilities	616,646	618,420	460,808	385,899	317,428	264,010
Common Stock	11,087	11,087	11,087	11,087	11,087	11,087
Retained Earnings	28,097	20,711	13,024	8,344	6,262	4,624
Comprehensive Income & Other	6,805	4,574	2,680	3,376	2,947	4,548
Total Common Equity	45,989	36,372	26,791	22,807	20,296	20,259
Minority Interest	-	-	-	-	216.84	194.79
Shareholders' Equity	45,989	36,372	26,791	22,807	20,513	20,454
Total Liabilities & Equity	662,635	654,791	487,599	408,706	337,941	284,464
Total Debt	11,070	10,770	9,472	8,976	7,445	6,516
Net Cash (Debt)	34,382	29,718	41,047	33,570	29,798	4,473
Net Cash Growth	16.37%	-27.60%	22.27%	12.66%	566.19%	-82.52%
Net Cash Per Share	31.01	26.80	37.02	30.28	26.88	4.36
Filing Date Shares Outstanding	1,109	1,109	1,109	1,109	1,109	1,109
Total Common Shares Outstanding	1,109	1,109	1,109	1,109	1,109	1,109
Book Value Per Share	41.48	32.81	24.16	20.57	18.31	18.27
Tangible Book Value	42,031	32,705	23,482	19,584	17,141	17,110
Tangible Book Value Per Share	37.91	29.50	21.18	17.66	15.46	15.43

Source: S&P Capital IQ. Banks template. Financial Sources.