BankIslami Pakistan Limited (PSX: BIPL)

BankIslami Pakistan Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	50,712	40,488	40,511	26,999	22,110	9,673
Investment Securities	343,577	278,770	184,287	134,858	105,696	52,123
Trading Asset Securities	148.93	-	7.97	28.98	60.49	-
Total Investments	343,726	278,770	184,295	134,887	105,756	52,123
Gross Loans	225,704	271,654	233,967	215,356	170,159	186,270
Allowance for Loan Losses	-21,744	-23,841	-19,106	-15,296	-15,294	-13,065
Other Adjustments to Gross Loans	-	-1,708	-608.09	-332.36	-115.86	-229.26
Net Loans	203,959	246,105	214,252	199,728	154,750	172,976
Property, Plant & Equipment	18,599	16,576	14,646	14,462	13,482	12,718
Goodwill	2,991	2,991	2,991	2,991	2,991	2,991
Other Intangible Assets	1,013	675.19	317.27	231.88	164.2	157.5
Other Receivables	21,109	23,269	12,926	9,231	8,306	7,517
Restricted Cash	2,232	2,175	1,510	1,248	12,235	6,848
Other Current Assets	5,557	6,706	5,461	6,574	5,494	6,571
Long-Term Deferred Tax Assets	1,203	110.45	3,214	4,183	5,700	5,567
Other Real Estate Owned & Foreclosed	1,214	1,215	1,216	1,506	1,671	2,277
Other Long-Term Assets	3,106	35,710	6,259	6,665	5,282	5,046
Total Assets	655,422	654,791	487,599	408,706	337,941	284,464
Accrued Expenses	3,158	3,190	1,814	1,528	1,166	801.73
Interest Bearing Deposits	350,841	340,602	256,336	212,362	190,310	160,717
Non-Interest Bearing Deposits	199,872	181,939	159,576	132,426	92,627	67,840
Total Deposits	550,713	522,541	415,912	344,788	282,937	228,557
Short-Term Borrowings	445.88	313.49	-	-	-	33.98
Current Income Taxes Payable	3,168	2,271	1,885	42.34	188.8	146.62
Accrued Interest Payable	8,557	8,409	4,786	2,082	1,748	2,029
Other Current Liabilities	31,744	66,599	23,854	26,391	21,561	23,104
Long-Term Debt	6,164	6,204	5,912	5,763	3,989	2,700
Long-Term Leases	5,019	4,252	3,560	3,213	3,456	3,782
Long-Term Unearned Revenue	408.21	1,112	335.03	324.23	640.87	702.4
Pension & Post-Retirement Benefits	470.69	473.74	336.83	204.32	139.29	117.96
Other Long-Term Liabilities	4,126	3,055	2,414	1,563	1,601	2,036
Total Liabilities	614,148	618,420	460,808	385,899	317,428	264,010
Common Stock	11,087	11,087	11,087	11,087	11,087	11,087
Retained Earnings	26,578	20,711	13,024	8,344	6,262	4,624
Comprehensive Income & Other	3,609	4,574	2,680	3,376	2,947	4,548
Total Common Equity	41,274	36,372	26,791	22,807	20,296	20,259
Minority Interest	-	-	-	-	216.84	194.79
Shareholders' Equity	41,274	36,372	26,791	22,807	20,513	20,454
Total Liabilities & Equity	655,422	654,791	487,599	408,706	337,941	284,464
Total Debt	11,803	10,770	9,472	8,976	7,445	6,516
Net Cash (Debt)	39,076	29,718	41,047	33,570	29,798	4,473
Net Cash Growth	-31.73%	-27.60%	22.27%	12.66%	566.19%	-82.52%
Net Cash Per Share	35.24	26.80	37.02	30.28	26.88	4.36
Filing Date Shares Outstanding	1,109	1,109	1,109	1,109	1,109	1,109
Total Common Shares Outstanding	1,109	1,109	1,109	1,109	1,109	1,109
Book Value Per Share	37.23	32.81	24.16	20.57	18.31	18.27
Tangible Book Value	37,270	32,705	23,482	19,584	17,141	17,110
Tangible Book Value Per Share	33.62	29.50	21.18	17.66	15.46	15.43

Source: S&P Capital IQ. Banks template. Financial Sources.