BankIslami Pakistan Limited (PSX:BIPL)

BankIslami Pakistan Statistics

Total Valuation

PSX:BIPL has a market cap or net worth of PKR 30.72 billion.

Market Cap	30.72B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, February 18, 2026.

Earnings Date	Feb 18, 2026
Ex-Dividend Date	Mar 19, 2026

Share Statistics

PSX:BIPL has 1.11 billion shares outstanding. The number of shares has increased by 0.11% in one year.

Current Share Class	1.11B
Shares Outstanding	1.11B
Shares Change (YoY)	+0.11%
Shares Change (QoQ)	+0.44%
Owned by Insiders (%)	10.59%
Owned by Institutions (%)	77.18%
Float	990.00M

Valuation Ratios

The trailing PE ratio is 5.12.

PE Ratio	5.12
Forward PE	n/a
PS Ratio	0.67
PB Ratio	0.63
P/TBV Ratio	0.70
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.29
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.41%.

Return on Equity (ROE)	12.41%
Return on Assets (ROA)	0.80%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.23%
Revenue Per Employee	9.82M
Profits Per Employee	1.29M
Employee Count	4,668
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:BIPL has paid 7.96 billion in taxes.

Income Tax	7.96B
Effective Tax Rate	57.01%

Stock Price Statistics

The stock price has increased by +7.45% in the last 52 weeks. The beta is 0.60, so PSX:BIPL's price volatility has been lower than the market average.

Beta (5Y)	0.60
52-Week Price Change	+7.45%
50-Day Moving Average	32.17
200-Day Moving Average	32.85
Relative Strength Index (RSI)	26.25
Average Volume (20 Days)	640,164

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:BIPL had revenue of PKR 45.83 billion and earned 6.00 billion in profits. Earnings per share was 5.41.

Revenue	45.83B
Gross Profit	45.83B
Operating Income	13.97B
Pretax Income	13.97B
Net Income	6.00B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	5.41

Balance Sheet

The company has 72.89 billion in cash and 24.22 billion in debt, with a net cash position of 48.67 billion or 43.90 per share.

Cash & Cash Equivalents	72.89B
Total Debt	24.22B
Net Cash	48.67B
Net Cash Per Share	43.90
Equity (Book Value)	48.52B
Book Value Per Share	43.57
Working Capital	-595.99B

Cash Flow

In the last 12 months, operating cash flow was -71.18 billion and capital expenditures -11.68 billion, giving a free cash flow of -82.86 billion.

Operating Cash Flow	-71.18B
Capital Expenditures	-11.68B
Free Cash Flow	-82.86B
FCF Per Share	-74.73

Margins

Gross Margin	n/a
Operating Margin	30.47%
Pretax Margin	30.47%
Profit Margin	13.10%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 2.75, which amounts to a dividend yield of 9.92%.

Dividend Per Share	2.75
Dividend Yield	9.92%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	50.83%
Buyback Yield	-0.11%
Shareholder Yield	9.81%
Earnings Yield	19.55%
FCF Yield	-269.70%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2