Bank Makramah Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	8,271	6,370	6,886	6,111	5,931	7,149
Investment Securities	73,542	85,437	90,683	55,385	43,223	31,234
Trading Asset Securities	133.7	167.87	43.23	66.2	0.61	6.44
Total Investments	73,675	85,605	90,726	55,451	43,223	31,241
Gross Loans	45,323	45,569	55,588	52,889	54,862	59,835
Allowance for Loan Losses	-13,306	-13,937	-33,254	-34,216	-33,242	-32,764
Other Adjustments to Gross Loans	-	-	-	-19.88	-25.55	-26.88
Net Loans	32,017	31,632	22,335	18,653	21,594	27,044
Property, Plant & Equipment	10,254	10,310	9,674	9,961	10,681	10,952
Other Intangible Assets	259.68	325.1	333.6	264.72	146.14	90.43
Accrued Interest Receivable	3,288	2,304	5,101	7,914	1,470	708.97
Other Receivables	13,464	12,255	759.86	24,251	367.57	37.63
Restricted Cash	4,403	9,310	12,941	8,957	8,806	8,360
Other Current Assets	28,850	28,679	34,119	6,058	6,068	6,220
Long-Term Deferred Tax Assets	15,415	14,184	25,601	23,200	20,727	16,625
Other Real Estate Owned & Foreclosed	2,868	2,894	2,145	2,815	3,010	3,057
Other Long-Term Assets	10,643	9,815	87,600	124,903	18,601	470.4
Total Assets	203,408	213,683	298,221	288,538	140,625	111,955
Accounts Payable	126.7	320.83	197.92	99.93	66.75	61.56
Accrued Expenses	849.79	852.84	381.66	297.31	251.39	293.69
Interest Bearing Deposits	125,224	129,596	144,235	111,564	78,984	75,268
Non-Interest Bearing Deposits	33,551	39,259	41,625	45,312	42,877	34,156
Total Deposits	158,775	168,856	185,860	156,876	121,861	109,424
Short-Term Borrowings	5,632	4,806	86,303	125,440	19,247	466.74
Current Portion of Long-Term Debt	2,334	4,037	5,016	6,207	7,226	7,375
Current Portion of Leases	828.57	807.14	792.14	778.14	813.41	739.48
Accrued Interest Payable	298.59	2,016	2,879	4,279	2,336	1,350
Other Current Liabilities	3,108	3,201	3,241	3,381	2,207	2,337
Long-Term Debt	78.18	83.12	111.37	240.5	431.28	632.68
Long-Term Leases	2,601	2,506	2,492	2,571	2,681	2,476
Long-Term Unearned Revenue	158.02	168.91	300.26	282.58	398.9	389.65
Pension & Post-Retirement Benefits	27.34	143.91	79.54	18.81	-	42.99
Other Long-Term Liabilities	2,288	2,166	2,315	993.53	861.4	844.17
Total Liabilities	177,105	189,965	289,970	301,465	158,383	126,433
Common Stock	10,279	10,000	10,000	30,500	20,500	20,500
Additional Paid-In Capital	-	-	-	1,000	1,000	1,000
Retained Earnings	6,869	4,556	-6,083	-46,825	-41,683	-38,714
Comprehensive Income & Other	9,156	9,161	4,335	2,399	2,424	2,736
Total Common Equity	26,303	23,717	8,252	-12,927	-17,758	-14,478
Shareholders' Equity	26,303	23,717	8,252	-12,927	-17,758	-14,478
Total Liabilities & Equity	203,408	213,683	298,221	288,538	140,625	111,955
Total Debt	11,474	12,239	94,715	135,236	30,399	11,690
Net Cash (Debt)	-3,069	2,899	-84,849	-129,059	-14,326	-4,236
Net Cash Per Share	-3.07	2.90	-325.78	-483.89	-108.61	-32.11
Filing Date Shares Outstanding	1,028	1,000	331.11	331.11	131.91	131.91
Total Common Shares Outstanding	1,028	1,000	331.11	331.11	131.91	131.91
Book Value Per Share	25.59	23.72	24.92	-39.04	-134.62	-109.76
Tangible Book Value	26,044	23,392	7,918	-13,191	-17,904	-14,568
Tangible Book Value Per Share	25.34	23.39	23.91	-39.84	-135.73	-110.44