Bank Makramah Limited (PSX:BML)
Pakistan · Delayed Price · Currency is PKR 53.88
-0.65 (-1.19%)
At close: Sep 8, 2026
Bank Makramah Cash Flow Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 3,444 | 8,830 | -5,206 | -5,327 | -3,188 | -2,912 |
Depreciation & Amortization | 1,060 | 1,013 | 1,029 | 1,071 | 1,129 | 1,153 |
Other Amortization | 86.55 | 79.72 | 39.88 | 24.2 | 23.11 | 22.6 |
Gain (Loss) on Sale of Assets | -4,170 | -4,229 | -671.85 | -518.68 | -72.01 | -17.07 |
Gain (Loss) on Sale of Investments | -1,058 | -1,673 | 0.31 | -2,115 | 35.62 | -740.9 |
Total Asset Writedown | -89.56 | -88.14 | -0.64 | -0.3 | 61.12 | 113.88 |
Provision for Credit Losses | -16,408 | -19,163 | -1,470 | 974.52 | 486.41 | 313.23 |
Change in Trading Asset Securities | -101.95 | -163.09 | 38.37 | -44.6 | - | - |
Change in Other Net Operating Assets | -36,876 | -76,240 | -21,942 | 90,411 | 12,757 | 2,974 |
Other Operating Activities | 8,131 | 10,253 | -2,144 | -2,017 | -3,869 | -1,759 |
Operating Cash Flow | -45,982 | -81,381 | -30,327 | 82,458 | 7,362 | -852.58 |
Operating Cash Flow Growth | - | - | - | 1020.02% | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -205.85 | -156.66 | -292.86 | -272.82 | -114.94 | -308.38 |
Sale of Property, Plant and Equipment | 1,123 | 1,325 | 1,314 | 1,045 | 159.62 | 19.35 |
Investment in Securities | 31,497 | 89,032 | 6,031 | -126,023 | -20,449 | -3,205 |
Purchase / Sale of Intangibles | -9.64 | -71.22 | -108.76 | -142.79 | -29.12 | -82.27 |
Other Investing Activities | 17.04 | 14.99 | 8.14 | 3.48 | 10.01 | 31.35 |
Investing Cash Flow | 32,422 | 90,143 | 6,952 | -125,390 | -20,423 | -3,545 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Repaid | - | -904.94 | -846.78 | -860.42 | -849.43 | -716.63 |
Lease Payments | -1,063 | -904.94 | -846.78 | -860.42 | -849.43 | -716.63 |
Net Debt Issued (Repaid) | -1,063 | -904.94 | -846.78 | -860.42 | -849.43 | -716.63 |
Issuance of Common Stock | 5,000 | 5,000 | - | 10,000 | - | - |
Net Increase (Decrease) in Deposit Accounts | 7,430 | -17,004 | 28,984 | 35,015 | 12,437 | 7,695 |
Other Financing Activities | - | - | - | -166.65 | - | - |
Financing Cash Flow | 11,367 | -12,909 | 28,137 | 43,988 | 11,588 | 6,978 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | - | - | - | - | 789.02 | 274.42 |
Net Cash Flow | -2,193 | -4,146 | 4,763 | 1,056 | -684.36 | 2,855 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -46,188 | -81,538 | -30,620 | 82,186 | 7,247 | -1,161 |
Free Cash Flow Growth | - | - | - | 1034.02% | - | - |
Free Cash Flow Margin | -215.04% | -290.69% | -3580.97% | - | - | -197.95% |
Free Cash Flow Per Share | -45.86 | -81.54 | -117.56 | 308.14 | 54.94 | -8.80 |
Free Cash Flow After Leases | -47,250 | -82,443 | -31,466 | 81,325 | 6,398 | -1,878 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | 953.47 | 443.04 | 596.9 | 351.48 | 80.63 | 78.17 |