Bank Makramah Limited (PSX:BML)
Pakistan · Delayed Price · Currency is PKR 61.59
-0.25 (-0.40%)
At close: Nov 6, 2026
Bank Makramah Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 12,679 | 18,596 | 38,915 | 31,698 | 8,144 | 4,568 |
Interest Income on Investments | 18.29 | 14.99 | 8.14 | 3.48 | 10.01 | 31.35 |
Total Interest Income | 12,697 | 18,611 | 38,924 | 31,702 | 8,154 | 4,599 |
Interest Paid on Deposits | 15,410 | 19,453 | 42,989 | 34,276 | 10,398 | 5,676 |
Net Interest Income | -2,713 | -842.55 | -4,065 | -2,574 | -2,245 | -1,077 |
Net Interest Income Growth | - | - | - | - | - | - |
Gain (Loss) on Sale of Assets | 4,222 | 4,229 | 672.58 | 636.34 | 74.49 | 38.39 |
Gain (Loss) on Sale of Investments | 365.92 | 2,280 | 1,214 | -1,290 | 30.53 | 501.8 |
Other Non-Interest Income | 1,750 | 1,370 | 1,618 | 1,853 | 1,331 | 806.91 |
Total Non-Interest Income | 6,338 | 7,878 | 3,505 | 1,200 | 1,436 | 1,347 |
Non-Interest Income Growth | 67.80% | 124.75% | 192.15% | -16.47% | 6.63% | -12.75% |
Revenues Before Loan Losses | 3,625 | 7,036 | -559.76 | -1,374 | -808.27 | 269.99 |
Provision for Loan Losses | -15,707 | -21,014 | -1,415 | -1,145 | 584.11 | -316.5 |
| 19,331 | 28,050 | 855.06 | -228.88 | -1,392 | 586.49 | |
Revenue Growth | 138.66% | 3180.43% | - | - | - | - |
Salaries and Employee Benefits | 381.6 | 381.6 | - | - | - | - |
Selling, General & Administrative | 609.29 | 592.57 | 598.01 | 506.1 | 333.94 | 301.32 |
Other Non-Interest Expense | 8,446 | 8,023 | 7,600 | 6,731 | 5,587 | 5,231 |
Total Non-Interest Expense | 9,437 | 8,997 | 8,198 | 7,237 | 5,921 | 5,532 |
EBT Excluding Unusual Items | 9,894 | 19,053 | -7,343 | -7,466 | -7,314 | -4,945 |
Asset Writedown | 15.24 | 15.24 | -0.18 | 0.29 | -0.01 | -6.82 |
Other Unusual Items | 21.95 | 64.35 | 113.05 | 78.95 | 3.81 | - |
Pretax Income | 9,932 | 19,132 | -7,230 | -7,387 | -7,310 | -4,952 |
Income Tax Expense | 7,759 | 10,302 | -2,024 | -2,060 | -4,122 | -2,040 |
Net Income | 2,172 | 8,830 | -5,206 | -5,327 | -3,188 | -2,912 |
Net Income to Common | 2,172 | 8,830 | -5,206 | -5,327 | -3,188 | -2,912 |
Net Income Growth | - | - | - | - | - | - |
Basic Shares Outstanding | 1,014 | 1,000 | 260 | 267 | 132 | 132 |
Diluted Shares Outstanding | 1,014 | 1,000 | 260 | 267 | 132 | 132 |
Shares Change | 33.06% | 283.95% | -2.35% | 102.19% | - | - |
EPS (Basic) | 2.14 | 8.83 | -19.99 | -19.97 | -24.17 | -22.07 |
EPS (Diluted) | 2.14 | 8.83 | -20.00 | -20.00 | -24.20 | -22.07 |
EPS Growth | - | - | - | - | - | - |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Effective Tax Rate | 78.13% | 53.85% | - | - | - | - |