The Bank of Khyber (PSX:BOK)
28.48
+1.14 (4.17%)
At close: Sep 17, 2026
The Bank of Khyber Financials Overview
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 20,756 | 23,990 | 18,699 | 15,291 | 7,643 | 6,978 |
Revenue Growth | -10.18% | 28.30% | 22.29% | 100.07% | 9.53% | -13.05% |
Net Income Net Income Growth | 3,926 | 5,816 | 3,615 | 3,481 | 454.86 | 1,104 |
Earnings Per Share EPS Growth | 3.39 | 5.02 | 3.12 | 3.01 | 0.39 | 0.95 |
EPS Growth | -27.62% | 60.87% | 3.84% | 665.34% | -58.78% | -48.71% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Trading and Sales Trading and Sales Growth | 16,045 | 18,951 | 19,117 | 9,046 | 1,274 | 4,240 |
Commercial Banking Commercial Banking Growth | 2,133 | 1,904 | -3,152 | 3,221 | 2,874 | 876.76 |
Retail Banking Retail Banking Growth | 849.08 | 1,211 | 1,280 | 814.65 | 541.98 | 202.14 |
Corporate Finance Corporate Finance Growth | 1,710 | 1,942 | 1,451 | 2,215 | 2,941 | 1,661 |
Total Total Growth | 20,736 | 24,007 | 18,696 | 15,296 | 7,631 | 6,980 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 30,633 | 14,705 | 12,766 | 13,661 | 12,298 | 22,885 |
Total Debt Total Debt Growth | 73,283 | 37,455 | 135,689 | 52,886 | 67,665 | 111,994 |
Net Cash (Debt) Net Cash Growth | -42,650 | -22,750 | -122,923 | -39,225 | -55,367 | -89,108 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -36.83 | -19.65 | -106.16 | -33.87 | -47.82 | -76.95 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -89,898 | -100,073 | 69,757 | 18,270 | -42,434 | 59,919 |
Capital Expenditures CapEx Growth | -1,386 | -1,385 | -664.43 | -768.22 | -981.91 | -1,501 |
Free Cash Flow Free Cash Flow Growth | -91,284 | -101,459 | 69,093 | 17,502 | -43,416 | 58,419 |
Free Cash Flow Growth | - | - | 294.78% | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 18.92% | 24.24% | 19.33% | 22.77% | 5.95% | 15.82% |
FCF Margin | -439.80% | -422.91% | 369.50% | 114.45% | -568.04% | 837.14% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Period Ending | Sep '26 Sep 17, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 |
Dividend Per Share Dividend Per Share Growth | 3.200 | 3.200 | 1.700 | 1.429 |
Dividend Per Share Growth | 88.24% | 88.23% | 19.00% | - |
Dividend Yield | 11.24% | 9.65% | 14.21% | 16.92% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 17, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 8.40 | 6.95 | 4.73 | 3.86 | 31.52 | 14.75 |
P/FCF Ratio | - | - | 0.25 | 0.77 | - | 0.28 |
PS Ratio | 1.59 | 1.68 | 0.92 | 0.88 | 1.88 | 2.33 |