The Bank of Khyber (PSX:BOK)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
25.50
-0.69 (-2.63%)
At close: Oct 30, 2026

The Bank of Khyber Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
19,69023,99018,69915,2917,6436,978
Revenue Growth
-18.44%28.30%22.29%100.07%9.53%-13.05%
Net Income
3,2375,8163,6153,481454.861,104
Earnings Per Share
2.805.023.123.010.390.95
EPS Growth
-45.57%60.87%3.84%665.34%-58.78%-48.71%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Trading and Sales
18,95119,1179,0461,2744,240
Commercial Banking
1,904-3,1523,2212,874876.76
Retail Banking
1,2111,280814.65541.98202.14
Corporate Finance
1,9421,4512,2152,9411,661
Total
24,00718,69615,2967,6316,980

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
31,82914,70512,76613,66112,29822,885
Total Debt
114,15537,455135,68952,88667,665111,994
Net Cash (Debt)
-82,326-22,750-122,923-39,225-55,367-89,108
Net Cash Growth
------
Net Cash Per Share
-71.22-19.65-106.16-33.87-47.82-76.95

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
41,444-100,07369,75718,270-42,43459,919
Capital Expenditures
-1,352-1,385-664.43-768.22-981.91-1,501
Free Cash Flow
40,092-101,45969,09317,502-43,41658,419
Free Cash Flow Growth
--294.78%---

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
16.44%24.24%19.33%22.77%5.95%15.82%
FCF Margin
203.61%-422.91%369.50%114.45%-568.04%837.14%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023
Period EndingOct '26 Dec '25 Dec '24 Dec '23
Dividend Per Share
1.7003.2001.7001.429
Dividend Per Share Growth
88.24%88.23%19.00%-
Dividend Yield
6.67%9.17%11.51%12.33%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.116.954.733.8631.5214.75
P/FCF Ratio
0.76-0.250.77-0.28
PS Ratio
1.541.680.920.881.882.33