The Bank of Khyber (PSX:BOK)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
32.70
+0.18 (0.55%)
At close: Jul 30, 2026

The Bank of Khyber Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
22,92023,99018,69915,2917,6436,978
Revenue Growth
9.73%28.30%22.29%100.07%9.53%-13.05%
Net Income
5,2285,8163,6153,481454.861,104
Earnings Per Share
4.525.023.123.010.390.95
EPS Growth
18.05%60.87%3.84%665.34%-58.78%-48.71%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Banking
1,2101,2111,280814.65541.98202.14
Commercial Banking
1,4091,904-3,1523,2212,874876.76
Trading and Sales
18,45418,95119,1179,0461,2744,240
Corporate Finance
1,8641,9421,4512,2152,9411,661
Total
22,93724,00718,69615,2967,6316,980

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
13,63714,70512,76613,66112,29822,885
Total Debt
91,28737,455135,68952,88667,665111,994
Net Cash (Debt)
-77,650-22,750-122,923-39,225-55,367-89,108
Net Cash Growth
------
Net Cash Per Share
-67.06-19.65-106.16-33.87-47.82-76.95

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-42,501-100,07369,75718,270-42,43459,919
Capital Expenditures
-1,317-1,385-664.43-768.22-981.91-1,501
Free Cash Flow
-43,818-101,45969,09317,502-43,41658,419
Free Cash Flow Growth
--294.78%---

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
22.81%24.24%19.33%22.77%5.95%15.82%
FCF Margin
-191.18%-422.91%369.50%114.45%-568.04%837.14%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023
Period EndingJul '26 Dec '25 Dec '24 Dec '23
Dividend Per Share
3.4003.2001.7001.429
Dividend Per Share Growth
88.24%88.23%19.00%-
Dividend Yield
10.40%9.65%14.21%16.92%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.246.954.733.8631.5214.75
P/FCF Ratio
--0.250.77-0.28
PS Ratio
1.651.680.920.881.882.33