The Bank of Khyber (PSX:BOK)

The Bank of Khyber Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	31,829	13,347	11,703	13,630	8,398	18,092
Investment Securities	373,880	273,607	281,710	223,348	177,610	184,163
Trading Asset Securities	-	1,358	1,063	31.45	59.03	2,743
Total Investments	373,880	274,966	282,773	223,380	177,669	186,906
Gross Loans	152,831	144,032	161,862	111,942	138,952	134,405
Allowance for Loan Losses	-	-11,984	-12,847	-8,354	-7,636	-6,856
Other Adjustments to Gross Loans	-	-1,904	-1,999	-	-	-
Net Loans	152,831	130,144	147,016	103,588	131,315	127,549
Property, Plant & Equipment	5,717	6,423	6,353	6,949	5,613	5,137
Other Intangible Assets	372.77	379.65	361.36	428.61	473.72	450.24
Accrued Interest Receivable	-	6,520	9,079	13,228	6,923	6,649
Other Receivables	-	477.29	343.09	5,228	48.15	-
Restricted Cash	-	15,268	15,542	14,226	11,433	11,398
Other Current Assets	-	999.58	346.66	204.9	1,059	671.41
Long-Term Deferred Tax Assets	2,382	1,033	1,194	1,347	1,368	992.41
Other Real Estate Owned & Foreclosed	-	335.6	315.34	379.14	357.6	390.87
Other Long-Term Assets	17,105	1,295	469.79	599.05	327.33	369.94
Total Assets	584,116	453,300	477,564	383,186	344,984	358,606

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	1,874	1,497	961.65	497.89	484.29
Interest Bearing Deposits	432,525	307,052	222,742	240,654	206,486	186,310
Non-Interest Bearing Deposits	-	71,071	54,900	48,638	42,420	35,566
Total Deposits	432,525	378,123	277,642	289,292	248,906	221,876
Short-Term Borrowings	-	32,333	128,811	45,571	61,129	106,451
Current Portion of Long-Term Debt	-	553.06	719.2	700.33	992.47	101
Current Portion of Leases	-	585.57	666.44	656.71	-	-
Current Income Taxes Payable	-	-	1,451	945.27	-	-
Accrued Interest Payable	-	7,405	16,026	13,831	7,579	5,595
Other Current Liabilities	1,618	3,378	22,167	3,885	2,914	1,089
Long-Term Debt	112,799	2,812	4,011	4,208	4,175	3,994
Long-Term Leases	1,356	1,172	1,481	1,750	1,369	1,447
Long-Term Unearned Revenue	-	774.44	395.28	345.44	308.13	385.56
Pension & Post-Retirement Benefits	-	3.5	-	-	-	-
Other Long-Term Liabilities	13,009	608.67	797.59	739.02	686.53	612.84
Total Liabilities	561,306	429,623	455,665	362,885	328,557	342,036

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	11,579	11,579	11,579	11,028	11,028	10,503
Retained Earnings	11,177	10,738	8,643	9,149	5,629	5,717
Comprehensive Income & Other	53.14	1,359	1,677	124.62	-229.86	350.62
Shareholders' Equity	22,809	23,677	21,899	20,301	16,427	16,570
Total Liabilities & Equity	584,116	453,300	477,564	383,186	344,984	358,606

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	114,155	37,455	135,689	52,886	67,665	111,994
Net Cash (Debt)	-82,326	-22,750	-122,923	-39,225	-55,367	-89,108
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-71.22	-19.65	-106.16	-33.87	-47.82	-76.95
Filing Date Shares Outstanding	1,162	1,158	1,158	1,158	1,158	1,158
Total Common Shares Outstanding	1,162	1,158	1,158	1,158	1,158	1,158
Book Value Per Share	19.63	20.45	18.91	17.53	14.19	14.31
Tangible Book Value	22,437	23,297	21,538	19,873	15,954	16,120
Tangible Book Value Per Share	19.30	20.12	18.60	17.16	13.78	13.92

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 30, 2026

Data Sources Report a data error