The Bank of Khyber (PSX:BOK)
Pakistan · Delayed Price · Currency is PKR 28.48
+1.14 (4.17%)
At close: Sep 17, 2026
The Bank of Khyber Balance Sheet
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 29,280 | 13,347 | 11,703 | 13,630 | 8,398 | 18,092 |
Investment Securities | 350,884 | 273,607 | 281,710 | 223,348 | 177,610 | 184,163 |
Trading Asset Securities | 1,352 | 1,358 | 1,063 | 31.45 | 59.03 | 2,743 |
Total Investments | 352,236 | 274,966 | 282,773 | 223,380 | 177,669 | 186,906 |
Gross Loans | 186,120 | 144,032 | 161,862 | 111,942 | 138,952 | 134,405 |
Allowance for Loan Losses | -11,625 | -11,984 | -12,847 | -8,354 | -7,636 | -6,856 |
Other Adjustments to Gross Loans | -1,834 | -1,904 | -1,999 | - | - | - |
Net Loans | 172,661 | 130,144 | 147,016 | 103,588 | 131,315 | 127,549 |
Property, Plant & Equipment | 5,938 | 6,423 | 6,353 | 6,949 | 5,613 | 5,137 |
Other Intangible Assets | 347.96 | 379.65 | 361.36 | 428.61 | 473.72 | 450.24 |
Accrued Interest Receivable | 7,912 | 6,520 | 9,079 | 13,228 | 6,923 | 6,649 |
Other Receivables | 689.63 | 477.29 | 343.09 | 5,228 | 48.15 | - |
Restricted Cash | 19,151 | 15,268 | 15,542 | 14,226 | 11,433 | 11,398 |
Other Current Assets | 2,441 | 999.58 | 346.66 | 204.9 | 1,059 | 671.41 |
Long-Term Deferred Tax Assets | 2,375 | 1,033 | 1,194 | 1,347 | 1,368 | 992.41 |
Other Real Estate Owned & Foreclosed | 305.92 | 335.6 | 315.34 | 379.14 | 357.6 | 390.87 |
Other Long-Term Assets | 935.11 | 1,295 | 469.79 | 599.05 | 327.33 | 369.94 |
Total Assets | 596,430 | 453,300 | 477,564 | 383,186 | 344,984 | 358,606 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | 1,647 | 1,874 | 1,497 | 961.65 | 497.89 | 484.29 |
Interest Bearing Deposits | 402,570 | 307,052 | 222,742 | 240,654 | 206,486 | 186,310 |
Non-Interest Bearing Deposits | 83,079 | 71,071 | 54,900 | 48,638 | 42,420 | 35,566 |
Total Deposits | 485,650 | 378,123 | 277,642 | 289,292 | 248,906 | 221,876 |
Short-Term Borrowings | 68,970 | 32,333 | 128,811 | 45,571 | 61,129 | 106,451 |
Current Portion of Long-Term Debt | - | 553.06 | 719.2 | 700.33 | 992.47 | 101 |
Current Portion of Leases | 681.28 | 585.57 | 666.44 | 656.71 | - | - |
Current Income Taxes Payable | - | - | 1,451 | 945.27 | - | - |
Accrued Interest Payable | 9,070 | 7,405 | 16,026 | 13,831 | 7,579 | 5,595 |
Other Current Liabilities | 2,946 | 3,378 | 22,167 | 3,885 | 2,914 | 1,089 |
Long-Term Debt | 2,751 | 2,812 | 4,011 | 4,208 | 4,175 | 3,994 |
Long-Term Leases | 880.07 | 1,172 | 1,481 | 1,750 | 1,369 | 1,447 |
Long-Term Unearned Revenue | 733.62 | 774.44 | 395.28 | 345.44 | 308.13 | 385.56 |
Pension & Post-Retirement Benefits | 81.05 | 3.5 | - | - | - | - |
Other Long-Term Liabilities | 1,129 | 608.67 | 797.59 | 739.02 | 686.53 | 612.84 |
Total Liabilities | 574,540 | 429,623 | 455,665 | 362,885 | 328,557 | 342,036 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 11,579 | 11,579 | 11,579 | 11,028 | 11,028 | 10,503 |
Retained Earnings | 10,257 | 10,738 | 8,643 | 9,149 | 5,629 | 5,717 |
Comprehensive Income & Other | 53.39 | 1,359 | 1,677 | 124.62 | -229.86 | 350.62 |
Shareholders' Equity | 21,890 | 23,677 | 21,899 | 20,301 | 16,427 | 16,570 |
Total Liabilities & Equity | 596,430 | 453,300 | 477,564 | 383,186 | 344,984 | 358,606 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 73,283 | 37,455 | 135,689 | 52,886 | 67,665 | 111,994 |
Net Cash (Debt) | -42,650 | -22,750 | -122,923 | -39,225 | -55,367 | -89,108 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -36.83 | -19.65 | -106.16 | -33.87 | -47.82 | -76.95 |
Filing Date Shares Outstanding | 1,158 | 1,158 | 1,158 | 1,158 | 1,158 | 1,158 |
Total Common Shares Outstanding | 1,158 | 1,158 | 1,158 | 1,158 | 1,158 | 1,158 |
Book Value Per Share | 18.90 | 20.45 | 18.91 | 17.53 | 14.19 | 14.31 |
Tangible Book Value | 21,542 | 23,297 | 21,538 | 19,873 | 15,954 | 16,120 |
Tangible Book Value Per Share | 18.60 | 20.12 | 18.60 | 17.16 | 13.78 | 13.92 |