Century Insurance Company Limited (PSX:CENI)
Pakistan · Delayed Price · Currency is PKR 31.55
-1.16 (-3.55%)
At close: Nov 2, 2026
Century Insurance Company Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 1,823 | 1,650 | 1,360 | 1,197 | 1,072 | 897.58 |
Total Interest & Dividend Income | 9.58 | 274.49 | 431.89 | 327.29 | 150.78 | 98.96 |
Gain (Loss) on Sale of Investments | 301.22 | 301.22 | 178.75 | 150.15 | 46.33 | 23.69 |
Other Revenue | 36.08 | 28.28 | 80.53 | 77.34 | 61.08 | 52.16 |
| 2,170 | 2,254 | 2,051 | 1,752 | 1,331 | 1,072 | |
Revenue Growth | -3.24% | 9.94% | 17.05% | 31.67% | 24.07% | 12.15% |
Policy Benefits | 977.63 | 926.01 | 760.64 | 618.52 | 561.53 | 449.75 |
Policy Acquisition & Underwriting Costs | -77.35 | -77.35 | -63.91 | -51.07 | 20.34 | 10.71 |
Amortization of Goodwill & Intangibles | 0.3 | 0.3 | 0.09 | 0.09 | 0.04 | - |
Depreciation & Amortization | 33.89 | 33.89 | 32 | 32.03 | 32.64 | 27.74 |
Selling, General & Administrative | 222.84 | 169.79 | 148.43 | 124.55 | 127.7 | 98.09 |
Provision for Bad Debts | - | - | 1.08 | -1.18 | 0.13 | -2.88 |
Other Operating Expenses | -122.97 | -79.53 | -88.16 | -84.77 | -157.2 | -116.22 |
Total Operating Expenses | 1,406 | 1,345 | 1,112 | 926.61 | 842.14 | 690.13 |
Operating Income | 763.88 | 909.48 | 938.42 | 825.32 | 488.41 | 382.27 |
Interest Expense | -4.49 | -6.33 | -7.2 | -3.77 | -4.73 | -5.63 |
Earnings From Equity Investments | 6.6 | 3.13 | 8.57 | 9.56 | 8.28 | 12.99 |
Other Non Operating Income (Expenses) | -1.61 | -1.61 | -1.29 | -1.32 | -0.98 | -0.64 |
EBT Excluding Unusual Items | 764.38 | 904.67 | 938.51 | 829.79 | 490.98 | 388.98 |
Gain (Loss) on Sale of Assets | 5.25 | 5.25 | 3.4 | -0.57 | 2.34 | 0.65 |
Other Unusual Items | - | - | - | 0.86 | 1.86 | - |
Pretax Income | 769.63 | 909.93 | 941.91 | 830.08 | 495.18 | 389.63 |
Income Tax Expense | 316.43 | 360.36 | 357.24 | 333.21 | 181.83 | 112.1 |
Net Income | 453.2 | 549.56 | 584.67 | 496.87 | 313.35 | 277.53 |
Net Income to Common | 453.2 | 549.56 | 584.67 | 496.87 | 313.35 | 277.53 |
Net Income Growth | -22.12% | -6.00% | 17.67% | 58.56% | 12.91% | 14.39% |
Shares Outstanding (Basic) | 55 | 55 | 55 | 55 | 55 | 55 |
Shares Outstanding (Diluted) | 55 | 55 | 55 | 55 | 55 | 55 |
Shares Change | -0.01% | - | - | - | - | - |
EPS (Basic) | 8.19 | 9.93 | 10.57 | 8.98 | 5.66 | 5.02 |
EPS (Diluted) | 8.19 | 9.93 | 10.57 | 8.98 | 5.66 | 5.02 |
EPS Growth | -22.12% | -6.00% | 17.67% | 58.56% | 12.91% | 14.39% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 352.11 | 67.48 | -197.01 | 247.99 | -15.36 | 273.05 |
Free Cash Flow Per Share | 6.37 | 1.22 | -3.56 | 4.48 | -0.28 | 4.93 |
Dividend Per Share | 6.000 | 6.000 | 6.000 | 4.500 | 2.500 | 2.250 |
Dividend Growth | 0% | 0% | 33.33% | 80.00% | 11.11% | 23.75% |
Operating Margin | 35.20% | 40.34% | 45.76% | 47.11% | 36.71% | 35.65% |
Profit Margin | 20.88% | 24.38% | 28.51% | 28.36% | 23.55% | 25.88% |
Free Cash Flow Margin | 16.23% | 2.99% | -9.61% | 14.16% | -1.16% | 25.46% |
EBITDA | 796.18 | 930.64 | 956.36 | 841.16 | 504.44 | 397.83 |
EBITDA Margin | 36.69% | 41.28% | 46.63% | 48.01% | 37.91% | 37.10% |
D&A For EBITDA | 32.3 | 21.16 | 17.94 | 15.84 | 16.03 | 15.56 |
EBIT | 763.88 | 909.48 | 938.42 | 825.32 | 488.41 | 382.27 |
EBIT Margin | 35.20% | 40.34% | 45.76% | 47.11% | 36.71% | 35.65% |
Effective Tax Rate | 41.12% | 39.60% | 37.93% | 40.14% | 36.72% | 28.77% |