Crescent Star Insurance Limited (PSX:CSIL)
Pakistan · Delayed Price · Currency is PKR 5.70
+0.15 (2.70%)
At close: Sep 11, 2026
Crescent Star Insurance Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 75.72 | 99.7 | 239.92 | 257.29 | 117.51 | 94.9 |
Total Interest & Dividend Income | 70.82 | 68.17 | 29.49 | 21.15 | 9.07 | 4.72 |
Gain (Loss) on Sale of Investments | -27.03 | - | - | - | - | - |
Other Revenue | 11.66 | 22.15 | 3.15 | 22.84 | 66.14 | 50.21 |
| 131.16 | 190.02 | 272.56 | 301.28 | 192.73 | 149.83 | |
Revenue Growth | -22.46% | -30.28% | -9.53% | 56.32% | 28.63% | -8.01% |
Policy Benefits | -1.08 | -1.26 | -3.02 | 129.91 | 4.03 | 9.83 |
Policy Acquisition & Underwriting Costs | 5.09 | 6.93 | 21.42 | 18.13 | - | 4.42 |
Amortization of Goodwill & Intangibles | - | - | 1.81 | 1.15 | 1.4 | 1.59 |
Depreciation & Amortization | 0.91 | 0.91 | 1.67 | 4.19 | 7.85 | 10.07 |
Selling, General & Administrative | 159.65 | 145.44 | 157.81 | 111.06 | 153.93 | 82.14 |
Other Operating Expenses | 10.95 | 0.29 | 46.34 | 10.88 | -3.18 | 1.72 |
Total Operating Expenses | 177.1 | 153.88 | 230.72 | 276.53 | 164.03 | 109.75 |
Operating Income | -45.94 | 36.14 | 41.84 | 24.75 | 28.7 | 40.08 |
Interest Expense | - | - | - | - | - | -0.09 |
Other Non Operating Income (Expenses) | -4.42 | -4.42 | -1.86 | -2.76 | -2.71 | -2.87 |
EBT Excluding Unusual Items | -50.36 | 31.72 | 39.98 | 21.98 | 25.99 | 37.12 |
Gain (Loss) on Sale of Assets | -0.01 | -0.01 | 1.71 | -0 | - | 1.14 |
Asset Writedown | - | - | - | - | -44.75 | - |
Pretax Income | -50.37 | 31.7 | 41.69 | 21.98 | -18.76 | 38.26 |
Income Tax Expense | 9.39 | 15.07 | 7.99 | -31.35 | -2.15 | 5.89 |
Earnings From Continuing Ops. | -59.76 | 16.64 | 33.7 | 53.33 | -16.61 | 32.37 |
Minority Interest in Earnings | 0.68 | 0.66 | 12.11 | 3.58 | 21.12 | 6.42 |
Net Income | -59.08 | 17.29 | 45.81 | 56.92 | 4.51 | 38.79 |
Net Income to Common | -59.08 | 17.29 | 45.81 | 56.92 | 4.51 | 38.79 |
Net Income Growth | - | -62.24% | -19.52% | 1162.31% | -88.38% | -20.68% |
Shares Outstanding (Basic) | 128 | 108 | 108 | 108 | 108 | 108 |
Shares Outstanding (Diluted) | 128 | 108 | 108 | 108 | 108 | 108 |
Shares Change | 19.00% | - | - | - | - | - |
EPS (Basic) | -0.46 | 0.16 | 0.43 | 0.53 | 0.04 | 0.36 |
EPS (Diluted) | -0.46 | 0.16 | 0.43 | 0.53 | 0.04 | 0.36 |
EPS Growth | - | -62.24% | -19.52% | 1162.34% | -88.38% | -20.68% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -127.29 | -70.82 | -32.06 | 143.16 | -9.09 | 2.35 |
Free Cash Flow Per Share | -0.99 | -0.66 | -0.30 | 1.33 | -0.08 | 0.02 |
Operating Margin | -35.02% | 19.02% | 15.35% | 8.21% | 14.89% | 26.75% |
Profit Margin | -45.05% | 9.10% | 16.81% | 18.89% | 2.34% | 25.89% |
Free Cash Flow Margin | -97.04% | -37.27% | -11.76% | 47.52% | -4.71% | 1.57% |
EBITDA | -38.6 | 40.23 | 47.02 | 31.45 | 39.4 | 53.5 |
EBITDA Margin | -29.43% | 21.17% | 17.25% | 10.44% | 20.44% | 35.71% |
D&A For EBITDA | 7.34 | 4.09 | 5.18 | 6.7 | 10.7 | 13.43 |
EBIT | -45.94 | 36.14 | 41.84 | 24.75 | 28.7 | 40.08 |
EBIT Margin | -35.02% | 19.02% | 15.35% | 8.21% | 14.89% | 26.75% |
Effective Tax Rate | - | 47.52% | 19.17% | - | - | 15.40% |