Habib Metropolitan Bank Limited (PSX:HMB)
Pakistan · Delayed Price · Currency is PKR 112.37
-0.78 (-0.69%)
At close: Jul 31, 2026
Habib Metropolitan Bank Financials Overview
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 90,014 | 90,848 | 89,533 | 83,517 | 51,466 | 39,340 |
Revenue Growth | -2.93% | 1.47% | 7.20% | 62.28% | 30.82% | 10.76% |
Net Income Net Income Growth | 21,499 | 22,663 | 24,943 | 24,557 | 14,374 | 13,518 |
Earnings Per Share EPS Growth | 20.52 | 21.63 | 23.80 | 23.44 | 13.72 | 12.90 |
EPS Growth | -14.23% | -9.14% | 1.57% | 70.84% | 6.33% | 12.15% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Trade & Sales Trade & Sales Growth | 22,732 | 22,548 | 6,967 | -6,636 | 7,741 | 8,742 |
Retail Banking Retail Banking Growth | 21,506 | 20,905 | 33,331 | 30,763 | 14,442 | 9,098 |
Commercial Banking Commercial Banking Growth | 27,786 | 27,884 | 35,336 | 45,383 | 29,282 | 21,500 |
Islamic Banking Islamic Banking Growth | 17,990 | 19,512 | 13,898 | 14,008 | - | - |
Total Total Growth | 90,013 | 90,848 | 89,533 | 83,517 | 51,466 | 39,340 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 193,492 | 164,368 | 128,785 | 97,820 | 148,550 | 74,225 |
Total Debt Total Debt Growth | 361,344 | 314,377 | 364,020 | 348,561 | 364,010 | 331,906 |
Net Cash (Debt) Net Cash Growth | -167,851 | -150,009 | -235,235 | -250,741 | -215,460 | -257,681 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -160.19 | -143.16 | -224.50 | -239.30 | -205.62 | -245.92 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 627.95 | -107,914 | -92,945 | 114,127 | -49,241 | 40,776 |
Capital Expenditures CapEx Growth | -3,776 | -3,549 | -3,924 | -2,836 | -2,986 | -2,907 |
Free Cash Flow Free Cash Flow Growth | -3,148 | -111,463 | -96,869 | 111,290 | -52,227 | 37,869 |
Free Cash Flow Growth | - | - | - | - | - | -23.71% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 23.89% | 24.95% | 27.86% | 29.40% | 27.93% | 34.36% |
FCF Margin | -3.50% | -122.69% | -108.19% | 133.25% | -101.48% | 96.26% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 12.000 | 12.000 | 12.000 | 10.500 | 5.250 | 5.000 |
Dividend Per Share Growth | 0% | 0% | 14.29% | 100.00% | 5.00% | 11.11% |
Dividend Yield | 10.61% | 11.48% | 16.56% | 28.17% | 28.61% | 24.35% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 5.51 | 5.15 | 3.66 | 2.36 | 2.48 | 3.32 |
Forward PE | 6.62 | 5.50 | 3.21 | 2.12 | 2.13 | 3.55 |
P/FCF Ratio | - | - | - | 0.52 | - | 1.19 |
PS Ratio | 1.32 | 1.28 | 1.02 | 0.69 | 0.69 | 1.14 |