Habib Metropolitan Bank Limited (PSX:HMB)
Pakistan · Delayed Price · Currency is PKR 96.61
+0.32 (0.33%)
At close: Oct 30, 2026
Habib Metropolitan Bank Cash Flow Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 19,125 | 22,663 | 24,943 | 24,557 | 14,374 | 13,518 |
Depreciation & Amortization | 4,978 | 4,519 | 4,042 | 3,465 | 2,858 | 2,307 |
Other Amortization | 305.27 | 305.27 | 260.63 | 132.83 | 83.59 | 71.25 |
Gain (Loss) on Sale of Assets | -70.57 | -109.1 | -135.04 | -36.35 | -56.14 | -253.39 |
Gain (Loss) on Sale of Investments | 181.14 | -915.37 | -869.11 | 60.43 | 236.23 | -1.11 |
Total Asset Writedown | - | - | - | - | 0.73 | 165 |
Provision for Credit Losses | 146.96 | 1,773 | 4,327 | 5,120 | 3,606 | 2,251 |
Change in Trading Asset Securities | 19,426 | 12,892 | -39,218 | - | - | - |
Change in Other Net Operating Assets | -201,561 | -137,854 | -86,989 | 75,999 | -73,997 | 21,932 |
Other Operating Activities | 3,534 | -11,189 | 693.46 | 4,829 | 3,653 | 787.2 |
Operating Cash Flow | -153,935 | -107,914 | -92,945 | 114,127 | -49,241 | 40,776 |
Operating Cash Flow Growth | - | - | - | - | - | -20.18% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -4,144 | -3,549 | -3,924 | -2,836 | -2,986 | -2,907 |
Sale of Property, Plant and Equipment | 208.76 | 314.34 | 324.87 | 60.85 | 89.33 | 819.79 |
Investment in Securities | -35,957 | -59,814 | 173,530 | -196,008 | -60,322 | -89,730 |
Purchase / Sale of Intangibles | -379.33 | -256.41 | -444.37 | -360.76 | -60.81 | -103.11 |
Other Investing Activities | 1,206 | 955.19 | 769.67 | 663.01 | 340.41 | 158.1 |
Investing Cash Flow | -39,066 | -62,351 | 170,256 | -198,481 | -62,940 | -91,763 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Repaid | - | -2,533 | -2,332 | -2,043 | -1,690 | -1,415 |
Lease Payments | -2,778 | -2,533 | -2,332 | -2,043 | -1,690 | -1,415 |
Net Debt Issued (Repaid) | -2,778 | -2,533 | -2,332 | -2,043 | -1,690 | -1,415 |
Common Dividends Paid | -13,009 | -12,778 | -13,717 | -9,864 | -4,417 | -4,947 |
Net Increase (Decrease) in Deposit Accounts | 204,429 | 193,059 | -86,258 | 131,833 | 108,003 | 91,259 |
Financing Cash Flow | 188,642 | 177,749 | -102,307 | 119,927 | 101,896 | 84,897 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -4,359 | 7,484 | -24,996 | 35,572 | -10,284 | 33,910 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -158,079 | -111,463 | -96,869 | 111,290 | -52,227 | 37,869 |
Free Cash Flow Growth | - | - | - | - | - | -23.71% |
Free Cash Flow Margin | -183.55% | -122.69% | -108.19% | 133.25% | -101.48% | 96.26% |
Free Cash Flow Per Share | -150.91 | -106.38 | -92.45 | 106.21 | -49.84 | 36.14 |
Free Cash Flow After Leases | -160,857 | -113,996 | -99,201 | 109,247 | -53,917 | 36,454 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 92,139 | 96,538 | 171,058 | - | - | - |
Cash Income Tax Paid | 28,020 | 39,495 | 34,743 | 25,222 | 11,528 | 8,164 |