Habib Metropolitan Bank Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	89,498	79,998	74,575	94,931	71,418	67,799
Investment Securities	934,716	864,754	757,262	736,709	597,727	482,075
Trading Asset Securities	-	41,219	54,209	2,889	2,702	6,218
Total Investments	934,716	905,973	811,472	739,598	600,429	488,293
Gross Loans	620,740	586,745	538,514	466,488	475,670	436,928
Allowance for Loan Losses	-	-32,248	-30,475	-27,359	-22,270	-21,170
Other Adjustments to Gross Loans	-	-	-	-	-27.46	-24.21
Net Loans	620,740	554,497	508,040	439,129	453,373	415,734
Property, Plant & Equipment	27,022	26,661	25,662	23,407	21,711	12,077
Other Intangible Assets	618.8	692.79	741.65	368.33	140.41	163.19
Accrued Interest Receivable	-	28,966	30,292	38,438	21,175	11,353
Other Receivables	2,548	9,244	2,544	43.51	16.85	3,017
Restricted Cash	-	22,649	18,790	17,806	6,197	15,587
Other Current Assets	-	49,079	43,459	25,747	25,863	29,508
Long-Term Deferred Tax Assets	3,746	-	-	5,265	5,131	3,218
Other Real Estate Owned & Foreclosed	-	6,476	4,300	4,300	4,300	4,547
Other Long-Term Assets	113,348	7,446	5,710	184,630	202,130	183,894
Total Assets	1,792,237	1,691,682	1,525,584	1,573,663	1,411,884	1,235,191
Accrued Expenses	-	9,798	8,102	8,554	5,381	3,830
Interest Bearing Deposits	1,188,228	705,211	520,806	637,767	572,998	503,650
Non-Interest Bearing Deposits	-	413,076	404,422	373,719	306,654	268,000
Total Deposits	1,188,228	1,118,287	925,228	1,011,486	879,652	771,650
Short-Term Borrowings	-	245,917	294,940	276,504	287,946	257,718
Current Portion of Long-Term Debt	-	20,366	20,025	11,462	12,487	21,050
Current Portion of Leases	-	1,272	1,059	887.26	859.16	693.5
Current Income Taxes Payable	-	-	6,307	10,046	4,807	2,115
Accrued Interest Payable	-	14,478	16,831	20,342	15,433	7,237
Other Current Liabilities	26,605	88,297	73,510	53,884	46,538	47,699
Long-Term Debt	346,226	36,781	38,535	51,508	55,766	46,951
Long-Term Leases	11,702	10,041	9,461	8,199	6,952	5,494
Long-Term Unearned Revenue	-	1,171	1,164	721.37	529.6	532.94
Pension & Post-Retirement Benefits	-	162.38	121.02	-	35.07	56.63
Long-Term Deferred Tax Liabilities	-	4,677	2,723	-	-	-
Other Long-Term Liabilities	91,747	6,360	6,686	21,880	16,771	3,275
Total Liabilities	1,664,507	1,557,608	1,404,692	1,475,474	1,333,157	1,168,302
Common Stock	10,478	10,478	10,478	10,478	10,478	10,478
Additional Paid-In Capital	2,551	2,551	2,551	2,551	2,551	2,551
Retained Earnings	99,485	98,954	88,266	75,754	59,607	50,476
Comprehensive Income & Other	9,812	16,892	14,754	5,212	2,406	-114.94
Total Common Equity	122,326	128,875	116,050	93,996	75,042	63,390
Minority Interest	5,404	5,199	4,843	4,193	3,685	3,499
Shareholders' Equity	127,730	134,074	120,893	98,189	78,728	66,889
Total Liabilities & Equity	1,792,237	1,691,682	1,525,584	1,573,663	1,411,884	1,235,191
Total Debt	357,928	314,377	364,020	348,561	364,010	331,906
Net Cash (Debt)	-268,430	-150,009	-235,235	-250,741	-215,460	-257,681
Net Cash Per Share	-256.19	-143.16	-224.50	-239.30	-205.62	-245.92
Filing Date Shares Outstanding	1,048	1,048	1,048	1,048	1,048	1,048
Total Common Shares Outstanding	1,048	1,048	1,048	1,048	1,048	1,048
Book Value Per Share	116.74	122.99	110.75	89.71	71.62	60.50
Tangible Book Value	121,708	128,182	115,308	93,627	74,902	63,227
Tangible Book Value Per Share	116.15	122.33	110.04	89.35	71.48	60.34

Source: S&P Global Market Intelligence. Banks template. Financial Sources.