Habib Metropolitan Bank Limited (PSX:HMB)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
108.50
-0.53 (-0.49%)
At close: Aug 21, 2026

Habib Metropolitan Bank Balance Sheet

Millions PKR. Fiscal year is Jan - Dec.

Assets

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
87,33379,99874,57594,93171,41867,799
Investment Securities
1,018,832864,754757,262736,709597,727482,075
Trading Asset Securities
-41,21954,2092,8892,7026,218
Total Investments
1,018,832905,973811,472739,598600,429488,293
Gross Loans
588,699586,745538,514466,488475,670436,928
Allowance for Loan Losses
--32,248-30,475-27,359-22,270-21,170
Other Adjustments to Gross Loans
-----27.46-24.21
Net Loans
588,699554,497508,040439,129453,373415,734
Property, Plant & Equipment
27,94726,66125,66223,40721,71112,077
Other Intangible Assets
677.53692.79741.65368.33140.41163.19
Accrued Interest Receivable
-28,96630,29238,43821,17511,353
Other Receivables
20,3509,2442,54443.5116.853,017
Restricted Cash
-22,64918,79017,8066,19715,587
Other Current Assets
-49,07943,45925,74725,86329,508
Long-Term Deferred Tax Assets
1,039--5,2655,1313,218
Other Real Estate Owned & Foreclosed
-6,4764,3004,3004,3004,547
Other Long-Term Assets
107,4957,4465,710184,630202,130183,894
Total Assets
1,852,3721,691,6821,525,5841,573,6631,411,8841,235,191

Liabilities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Accrued Expenses
-9,7988,1028,5545,3813,830
Interest Bearing Deposits
1,242,340705,211520,806637,767572,998503,650
Non-Interest Bearing Deposits
-413,076404,422373,719306,654268,000
Total Deposits
1,242,3401,118,287925,2281,011,486879,652771,650
Short-Term Borrowings
-245,917294,940276,504287,946257,718
Current Portion of Long-Term Debt
-20,36620,02511,46212,48721,050
Current Portion of Leases
-1,2721,059887.26859.16693.5
Current Income Taxes Payable
--6,30710,0464,8072,115
Accrued Interest Payable
-14,47816,83120,34215,4337,237
Other Current Liabilities
42,54188,29773,51053,88446,53847,699
Long-Term Debt
312,29236,78138,53551,50855,76646,951
Long-Term Leases
12,23410,0419,4618,1996,9525,494
Long-Term Unearned Revenue
-1,1711,164721.37529.6532.94
Pension & Post-Retirement Benefits
-162.38121.02-35.0756.63
Long-Term Deferred Tax Liabilities
-4,6772,723---
Other Long-Term Liabilities
111,0006,3606,68621,88016,7713,275
Total Liabilities
1,720,4081,557,6081,404,6921,475,4741,333,1571,168,302

Shareholders' Equity

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Common Stock
10,47810,47810,47810,47810,47810,478
Additional Paid-In Capital
2,5512,5512,5512,5512,5512,551
Retained Earnings
100,81998,95488,26675,75459,60750,476
Comprehensive Income & Other
12,48916,89214,7545,2122,406-114.94
Total Common Equity
126,337128,875116,05093,99675,04263,390
Minority Interest
5,6275,1994,8434,1933,6853,499
Shareholders' Equity
131,964134,074120,89398,18978,72866,889
Total Liabilities & Equity
1,852,3721,691,6821,525,5841,573,6631,411,8841,235,191

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Total Debt
324,526314,377364,020348,561364,010331,906
Net Cash (Debt)
-237,193-150,009-235,235-250,741-215,460-257,681
Net Cash Growth
------
Net Cash Per Share
-226.32-143.16-224.50-239.30-205.62-245.92
Filing Date Shares Outstanding
1,0481,0481,0481,0481,0481,048
Total Common Shares Outstanding
1,0481,0481,0481,0481,0481,048
Book Value Per Share
120.58122.99110.7589.7171.6260.50
Tangible Book Value
125,659128,182115,30893,62774,90263,227
Tangible Book Value Per Share
119.93122.33110.0489.3571.4860.34