Habib Metropolitan Bank Limited (PSX:HMB)
Pakistan · Delayed Price · Currency is PKR 96.61
+0.32 (0.33%)
At close: Oct 30, 2026
Habib Metropolitan Bank Balance Sheet
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 95,228 | 79,998 | 74,575 | 94,931 | 71,418 | 67,799 |
Investment Securities | 889,628 | 864,754 | 757,262 | 736,709 | 597,727 | 482,075 |
Trading Asset Securities | - | 41,219 | 54,209 | 2,889 | 2,702 | 6,218 |
Total Investments | 889,628 | 905,973 | 811,472 | 739,598 | 600,429 | 488,293 |
Gross Loans | 584,701 | 586,745 | 538,514 | 466,488 | 475,670 | 436,928 |
Allowance for Loan Losses | - | -32,248 | -30,475 | -27,359 | -22,270 | -21,170 |
Other Adjustments to Gross Loans | - | - | - | - | -27.46 | -24.21 |
Net Loans | 584,701 | 554,497 | 508,040 | 439,129 | 453,373 | 415,734 |
Property, Plant & Equipment | 28,003 | 26,661 | 25,662 | 23,407 | 21,711 | 12,077 |
Other Intangible Assets | 715.22 | 692.79 | 741.65 | 368.33 | 140.41 | 163.19 |
Accrued Interest Receivable | - | 28,966 | 30,292 | 38,438 | 21,175 | 11,353 |
Other Receivables | 18,125 | 9,244 | 2,544 | 43.51 | 16.85 | 3,017 |
Restricted Cash | - | 22,649 | 18,790 | 17,806 | 6,197 | 15,587 |
Other Current Assets | - | 49,079 | 43,459 | 25,747 | 25,863 | 29,508 |
Long-Term Deferred Tax Assets | 1,312 | - | - | 5,265 | 5,131 | 3,218 |
Other Real Estate Owned & Foreclosed | - | 6,476 | 4,300 | 4,300 | 4,300 | 4,547 |
Other Long-Term Assets | 127,575 | 7,446 | 5,710 | 184,630 | 202,130 | 183,894 |
Total Assets | 1,745,286 | 1,691,682 | 1,525,584 | 1,573,663 | 1,411,884 | 1,235,191 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | - | 9,798 | 8,102 | 8,554 | 5,381 | 3,830 |
Interest Bearing Deposits | 1,241,795 | 705,211 | 520,806 | 637,767 | 572,998 | 503,650 |
Non-Interest Bearing Deposits | - | 413,076 | 404,422 | 373,719 | 306,654 | 268,000 |
Total Deposits | 1,241,795 | 1,118,287 | 925,228 | 1,011,486 | 879,652 | 771,650 |
Short-Term Borrowings | - | 245,917 | 294,940 | 276,504 | 287,946 | 257,718 |
Current Portion of Long-Term Debt | - | 20,366 | 20,025 | 11,462 | 12,487 | 21,050 |
Current Portion of Leases | - | 1,272 | 1,059 | 887.26 | 859.16 | 693.5 |
Current Income Taxes Payable | - | - | 6,307 | 10,046 | 4,807 | 2,115 |
Accrued Interest Payable | - | 14,478 | 16,831 | 20,342 | 15,433 | 7,237 |
Other Current Liabilities | 26,413 | 88,297 | 73,510 | 53,884 | 46,538 | 47,699 |
Long-Term Debt | 216,201 | 36,781 | 38,535 | 51,508 | 55,766 | 46,951 |
Long-Term Leases | 12,298 | 10,041 | 9,461 | 8,199 | 6,952 | 5,494 |
Long-Term Unearned Revenue | - | 1,171 | 1,164 | 721.37 | 529.6 | 532.94 |
Pension & Post-Retirement Benefits | - | 162.38 | 121.02 | - | 35.07 | 56.63 |
Long-Term Deferred Tax Liabilities | - | 4,677 | 2,723 | - | - | - |
Other Long-Term Liabilities | 116,755 | 6,360 | 6,686 | 21,880 | 16,771 | 3,275 |
Total Liabilities | 1,613,462 | 1,557,608 | 1,404,692 | 1,475,474 | 1,333,157 | 1,168,302 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 10,478 | 10,478 | 10,478 | 10,478 | 10,478 | 10,478 |
Additional Paid-In Capital | 2,551 | 2,551 | 2,551 | 2,551 | 2,551 | 2,551 |
Retained Earnings | 103,008 | 98,954 | 88,266 | 75,754 | 59,607 | 50,476 |
Comprehensive Income & Other | 10,193 | 16,892 | 14,754 | 5,212 | 2,406 | -114.94 |
Total Common Equity | 126,230 | 128,875 | 116,050 | 93,996 | 75,042 | 63,390 |
Minority Interest | 5,595 | 5,199 | 4,843 | 4,193 | 3,685 | 3,499 |
Shareholders' Equity | 131,824 | 134,074 | 120,893 | 98,189 | 78,728 | 66,889 |
Total Liabilities & Equity | 1,745,286 | 1,691,682 | 1,525,584 | 1,573,663 | 1,411,884 | 1,235,191 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 228,499 | 314,377 | 364,020 | 348,561 | 364,010 | 331,906 |
Net Cash (Debt) | -133,271 | -150,009 | -235,235 | -250,741 | -215,460 | -257,681 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -127.23 | -143.16 | -224.50 | -239.30 | -205.62 | -245.92 |
Filing Date Shares Outstanding | 1,047 | 1,048 | 1,048 | 1,048 | 1,048 | 1,048 |
Total Common Shares Outstanding | 1,047 | 1,048 | 1,048 | 1,048 | 1,048 | 1,048 |
Book Value Per Share | 120.57 | 122.99 | 110.75 | 89.71 | 71.62 | 60.50 |
Tangible Book Value | 125,515 | 128,182 | 115,308 | 93,627 | 74,902 | 63,227 |
Tangible Book Value Per Share | 119.89 | 122.33 | 110.04 | 89.35 | 71.48 | 60.34 |