Habib Metropolitan Bank Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	89,076	74,575	94,931	71,418	67,799
Investment Securities	859,675	757,262	736,709	597,727	482,075
Trading Asset Securities	-	54,209	2,889	2,702	6,218
Total Investments	859,675	811,472	739,598	600,429	488,293
Gross Loans	597,647	538,514	466,488	475,670	436,928
Allowance for Loan Losses	-	-30,475	-27,359	-22,270	-21,170
Other Adjustments to Gross Loans	-	-	-	-27.46	-24.21
Net Loans	597,647	508,040	439,129	453,373	415,734
Property, Plant & Equipment	26,661	25,851	23,407	21,711	12,077
Other Intangible Assets	692.79	552.08	368.33	140.41	163.19
Accrued Interest Receivable	-	30,292	38,438	21,175	11,353
Other Receivables	13,571	2,206	43.51	16.85	3,017
Restricted Cash	-	18,790	17,806	6,197	15,587
Other Current Assets	-	43,459	25,747	25,863	29,508
Long-Term Deferred Tax Assets	-	-	5,265	5,131	3,218
Other Real Estate Owned & Foreclosed	-	4,300	4,300	4,300	4,547
Other Long-Term Assets	104,358	6,048	184,630	202,130	183,894
Total Assets	1,691,682	1,525,584	1,573,663	1,411,884	1,235,191
Accrued Expenses	-	8,102	8,554	5,381	3,830
Interest Bearing Deposits	1,118,287	520,806	637,767	572,998	503,650
Non-Interest Bearing Deposits	-	404,422	373,719	306,654	268,000
Total Deposits	1,118,287	925,228	1,011,486	879,652	771,650
Short-Term Borrowings	-	294,940	276,504	287,946	257,718
Current Portion of Long-Term Debt	-	20,025	11,462	12,487	21,050
Current Portion of Leases	-	1,059	887.26	859.16	693.5
Current Income Taxes Payable	-	6,307	10,046	4,807	2,115
Accrued Interest Payable	-	16,831	20,342	15,433	7,237
Other Current Liabilities	29,736	72,697	53,884	46,538	47,699
Long-Term Debt	298,635	38,535	51,508	55,766	46,951
Long-Term Leases	11,314	9,461	8,199	6,952	5,494
Long-Term Unearned Revenue	-	1,164	721.37	529.6	532.94
Pension & Post-Retirement Benefits	-	121.02	-	35.07	56.63
Long-Term Deferred Tax Liabilities	4,677	2,723	-	-	-
Other Long-Term Liabilities	94,959	7,499	21,880	16,771	3,275
Total Liabilities	1,557,608	1,404,692	1,475,474	1,333,157	1,168,302
Common Stock	10,478	10,478	10,478	10,478	10,478
Additional Paid-In Capital	2,551	2,551	2,551	2,551	2,551
Retained Earnings	98,954	88,266	75,754	59,607	50,476
Comprehensive Income & Other	16,892	14,754	5,212	2,406	-114.94
Total Common Equity	128,875	116,050	93,996	75,042	63,390
Minority Interest	5,199	4,843	4,193	3,685	3,499
Shareholders' Equity	134,074	120,893	98,189	78,728	66,889
Total Liabilities & Equity	1,691,682	1,525,584	1,573,663	1,411,884	1,235,191
Total Debt	309,948	364,020	348,561	364,010	331,906
Net Cash (Debt)	-220,872	-235,235	-250,741	-215,460	-257,681
Net Cash Per Share	-210.80	-224.50	-239.30	-205.62	-245.92
Filing Date Shares Outstanding	1,048	1,048	1,048	1,048	1,048
Total Common Shares Outstanding	1,048	1,048	1,048	1,048	1,048
Book Value Per Share	123.02	110.75	89.71	71.62	60.50
Tangible Book Value	128,182	115,498	93,627	74,902	63,227
Tangible Book Value Per Share	122.36	110.23	89.35	71.48	60.34

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.