Habib Metropolitan Bank Limited (PSX:HMB)

Habib Metropolitan Bank Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Oct 21, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	126,033	91,161	57,966	35,574	44,879	40,855
Market Cap Growth	72.47%	57.27%	62.95%	-20.73%	9.85%	7.26%
Last Close Price	120.28	78.81	40.54	19.96	22.33	18.11
PE Ratio	5.06	3.66	2.36	2.48	3.32	3.39
PS Ratio	1.31	1.02	0.69	0.69	1.14	1.15
PB Ratio	1.00	0.75	0.59	0.45	0.67	0.67
P/FCF Ratio	-	-	0.52	-	1.19	0.82
P/OCF Ratio	-	-	0.51	-	1.10	0.80
Debt / Equity Ratio	2.38	3.01	3.55	4.62	4.96	3.53
Debt / FCF Ratio	-	-	3.13	-	8.77	4.36
Return on Equity (ROE)	22.30%	23.52%	28.53%	20.50%	21.62%	22.60%
Return on Assets (ROA)	1.63%	1.66%	1.69%	1.13%	1.23%	1.31%
Earnings Yield	19.78%	27.36%	42.36%	40.41%	30.12%	29.50%
FCF Yield	-29.12%	-106.26%	191.99%	-146.81%	84.38%	121.50%
Dividend Yield	9.98%	15.23%	25.90%	26.30%	22.39%	24.84%
Payout Ratio	51.43%	54.99%	40.17%	30.73%	36.60%	41.06%
Total Shareholder Return	9.39%	15.23%	25.90%	26.30%	22.39%	24.84%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.