Habib Metropolitan Bank Limited (PSX:HMB)

Habib Metropolitan Bank Statistics

Total Valuation

PSX:HMB has a market cap or net worth of PKR 117.98 billion.

Market Cap	117.98B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, August 20, 2025.

Earnings Date	Aug 20, 2025
Ex-Dividend Date	Aug 21, 2025

Share Statistics

PSX:HMB has 1.05 billion shares outstanding. The number of shares has decreased by -0.00% in one year.

Current Share Class	1.05B
Shares Outstanding	1.05B
Shares Change (YoY)	-0.00%
Shares Change (QoQ)	+0.08%
Owned by Insiders (%)	2.47%
Owned by Institutions (%)	5.20%
Float	484.75M

Valuation Ratios

The trailing PE ratio is 4.73 and the forward PE ratio is 5.26.

PE Ratio	4.73
Forward PE	5.26
PS Ratio	1.22
PB Ratio	0.93
P/TBV Ratio	0.98
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-8.13
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 22.30%.

Return on Equity (ROE)	22.30%
Return on Assets (ROA)	1.63%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	16.52M
Profits Per Employee	4.26M
Employee Count	5,846
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:HMB has paid 31.33 billion in taxes.

Income Tax	31.33B
Effective Tax Rate	54.83%

Stock Price Statistics

The stock price has increased by +65.33% in the last 52 weeks. The beta is 0.27, so PSX:HMB's price volatility has been lower than the market average.

Beta (5Y)	0.27
52-Week Price Change	+65.33%
50-Day Moving Average	106.54
200-Day Moving Average	92.81
Relative Strength Index (RSI)	54.75
Average Volume (20 Days)	224,574

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:HMB had revenue of PKR 96.58 billion and earned 24.93 billion in profits. Earnings per share was 23.79.

Revenue	96.58B
Gross Profit	94.61B
Operating Income	57.13B
Pretax Income	57.13B
Net Income	24.93B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	23.79

Balance Sheet

The company has 102.32 billion in cash and 298.85 billion in debt, giving a net cash position of -196.53 billion or -187.56 per share.

Cash & Cash Equivalents	102.32B
Total Debt	298.85B
Net Cash	-196.53B
Net Cash Per Share	-187.56
Equity (Book Value)	126.53B
Book Value Per Share	115.68
Working Capital	-991.99B

Cash Flow

In the last 12 months, operating cash flow was -33.23 billion and capital expenditures -3.52 billion, giving a free cash flow of -36.75 billion.

Operating Cash Flow	-33.23B
Capital Expenditures	-3.52B
Free Cash Flow	-36.75B
FCF Per Share	-35.07

Margins

Gross Margin	n/a
Operating Margin	59.16%
Pretax Margin	59.16%
Profit Margin	25.82%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 12.00, which amounts to a dividend yield of 10.66%.

Dividend Per Share	12.00
Dividend Yield	10.66%
Dividend Growth (YoY)	14.29%
Years of Dividend Growth	3
Payout Ratio	51.43%
Buyback Yield	0.00%
Shareholder Yield	10.70%
Earnings Yield	21.13%
FCF Yield	-31.15%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 24, 2011. It was a forward split with a ratio of 1.2.

Last Split Date	Mar 24, 2011
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	2