Habib Metropolitan Bank Limited (PSX:HMB)

Habib Metropolitan Bank Statistics

Total Valuation

PSX:HMB has a market cap or net worth of PKR 119.45 billion.

Market Cap	119.45B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, February 17, 2026.

Earnings Date	Feb 17, 2026
Ex-Dividend Date	Nov 3, 2025

Share Statistics

PSX:HMB has 1.05 billion shares outstanding.

Current Share Class	1.05B
Shares Outstanding	1.05B
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.24%
Owned by Insiders (%)	2.47%
Owned by Institutions (%)	5.20%
Float	484.75M

Valuation Ratios

The trailing PE ratio is 5.18 and the forward PE ratio is 5.64.

PE Ratio	5.18
Forward PE	5.64
PS Ratio	1.26
PB Ratio	0.92
P/TBV Ratio	0.97
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-10.99
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 19.40%.

Return on Equity (ROE)	19.40%
Return on Assets (ROA)	1.42%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	16.17M
Profits Per Employee	3.94M
Employee Count	5,846
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:HMB has paid 30.61 billion in taxes.

Income Tax	30.61B
Effective Tax Rate	56.19%

Stock Price Statistics

The stock price has increased by +28.48% in the last 52 weeks. The beta is 0.20, so PSX:HMB's price volatility has been lower than the market average.

Beta (5Y)	0.20
52-Week Price Change	+28.48%
50-Day Moving Average	117.09
200-Day Moving Average	104.57
Relative Strength Index (RSI)	45.60
Average Volume (20 Days)	217,218

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:HMB had revenue of PKR 94.56 billion and earned 23.05 billion in profits. Earnings per share was 22.00.

Revenue	94.56B
Gross Profit	92.49B
Operating Income	54.47B
Pretax Income	54.47B
Net Income	23.05B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	22.00

Balance Sheet

The company has 161.28 billion in cash and 389.83 billion in debt, giving a net cash position of -228.55 billion or -218.11 per share.

Cash & Cash Equivalents	161.28B
Total Debt	389.83B
Net Cash	-228.55B
Net Cash Per Share	-218.11
Equity (Book Value)	129.63B
Book Value Per Share	118.33
Working Capital	-1,184.63B

Cash Flow

In the last 12 months, operating cash flow was -32.40 billion and capital expenditures -3.07 billion, giving a free cash flow of -35.47 billion.

Operating Cash Flow	-32.40B
Capital Expenditures	-3.07B
Free Cash Flow	-35.47B
FCF Per Share	-33.85

Margins

Gross Margin	n/a
Operating Margin	57.61%
Pretax Margin	57.61%
Profit Margin	24.38%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 12.00, which amounts to a dividend yield of 10.53%.

Dividend Per Share	12.00
Dividend Yield	10.53%
Dividend Growth (YoY)	-7.69%
Years of Dividend Growth	3
Payout Ratio	54.64%
Buyback Yield	n/a
Shareholder Yield	10.53%
Earnings Yield	19.30%
FCF Yield	-29.69%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 24, 2011. It was a forward split with a ratio of 1.2.

Last Split Date	Mar 24, 2011
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	2