IGI Life Insurance Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	334.07	278.9	142.7	42.03	-349.16	-95.73
Depreciation & Amortization	69.64	68.4	74.23	92.89	100.38	84.58
Other Amortization	56.63	56.63	52.41	47.42	59.26	80.15
Gain (Loss) on Sale of Assets	-15.96	-10.99	-20.37	-27.71	-1.62	-4.09
Change in Other Net Operating Assets	5,679	11,405	4,838	-903.81	405.39	1,800
Other Operating Activities	-5,205	-6,852	-4,378	-1,363	-1,101	-1,961
Operating Cash Flow	918.87	4,946	708.56	-2,113	-887.03	-95.97
Operating Cash Flow Growth	-79.44%	597.98%	-	-	-	-
Capital Expenditures	-244.8	-222.05	-130.34	-32.8	-138.7	-233.38
Sale of Property, Plant & Equipment	16.96	22.51	33.97	75.78	4.37	6.21
Investment in Securities	-84,504	-7,897	-3,970	-3,488	6,050	-1,829
Other Investing Activities	84,279	4,605	2,493	1,552	1,279	1,974
Investing Cash Flow	-453.05	-3,492	-1,574	-1,892	7,195	-81.72
Common Dividends Paid	-	-	-	-	-0	-0.02
Financing Cash Flow	-	-	-	-	-0	-0.02
Net Cash Flow	465.81	1,453	-865.1	-4,005	6,308	-177.71
Free Cash Flow	674.07	4,724	578.22	-2,145	-1,026	-329.34
Free Cash Flow Growth	-84.27%	716.90%	-	-	-	-
Free Cash Flow Margin	3.64%	26.64%	5.37%	-28.62%	-12.57%	-4.18%
Free Cash Flow Per Share	3.95	27.69	3.39	-12.58	-6.01	-1.93
Cash Income Tax Paid	194.8	143.2	144.23	102.63	80.38	192.73
Levered Free Cash Flow	-241.47	-100.57	-41.52	-82.51	-389.91	790.86
Unlevered Free Cash Flow	-236	-95.58	-34.72	-74.14	-382.77	799.92
Change in Working Capital	5,679	11,405	4,838	-903.81	405.39	1,800

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.