Jubilee General Insurance Company Limited (PSX:JGICL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
64.99
+0.53 (0.82%)
At close: Mar 27, 2026

PSX:JGICL Statistics

Total Valuation

PSX:JGICL has a market cap or net worth of PKR 12.90 billion. The enterprise value is 9.53 billion.

Market Cap12.90B
Enterprise Value 9.53B

Important Dates

The next estimated earnings date is Friday, April 24, 2026.

Earnings Date Apr 24, 2026
Ex-Dividend Date Mar 24, 2026

Share Statistics

PSX:JGICL has 198.49 million shares outstanding.

Current Share Class 198.49M
Shares Outstanding 198.49M
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) 1.54%
Owned by Institutions (%) 24.32%
Float 107.93M

Valuation Ratios

The trailing PE ratio is 3.21.

PE Ratio 3.21
Forward PE n/a
PS Ratio 0.86
PB Ratio 0.58
P/TBV Ratio 0.58
P/FCF Ratio 291.40
P/OCF Ratio 69.64
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.42, with an EV/FCF ratio of 215.17.

EV / Earnings 2.37
EV / Sales 0.64
EV / EBITDA 1.42
EV / EBIT 1.44
EV / FCF 215.17

Financial Position

The company has a current ratio of 0.79, with a Debt / Equity ratio of 0.00.

Current Ratio 0.79
Quick Ratio 0.24
Debt / Equity 0.00
Debt / EBITDA 0.00
Debt / FCF 0.17
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 19.57% and return on invested capital (ROIC) is 18.37%.

Return on Equity (ROE) 19.57%
Return on Assets (ROA) 6.92%
Return on Invested Capital (ROIC) 18.37%
Return on Capital Employed (ROCE) 21.48%
Weighted Average Cost of Capital (WACC) 5.62%
Revenue Per Employee 21.07M
Profits Per Employee 5.66M
Employee Count710
Asset Turnover 0.25
Inventory Turnover n/a

Taxes

In the past 12 months, PSX:JGICL has paid 2.57 billion in taxes.

Income Tax 2.57B
Effective Tax Rate 39.05%

Stock Price Statistics

The stock price has increased by +21.96% in the last 52 weeks. The beta is 0.25, so PSX:JGICL's price volatility has been lower than the market average.

Beta (5Y) 0.25
52-Week Price Change +21.96%
50-Day Moving Average 77.40
200-Day Moving Average 77.01
Relative Strength Index (RSI) 37.73
Average Volume (20 Days) 62,720

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:JGICL had revenue of PKR 14.96 billion and earned 4.02 billion in profits. Earnings per share was 20.25.

Revenue14.96B
Gross Profit 8.97B
Operating Income 6.57B
Pretax Income 6.59B
Net Income 4.02B
EBITDA 6.61B
EBIT 6.57B
Earnings Per Share (EPS) 20.25
Full Income Statement

Balance Sheet

The company has 4.21 billion in cash and 7.52 million in debt, with a net cash position of 3.37 billion or 17.00 per share.

Cash & Cash Equivalents 4.21B
Total Debt 7.52M
Net Cash 3.37B
Net Cash Per Share 17.00
Equity (Book Value) 22.27B
Book Value Per Share 112.17
Working Capital -7.43B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 185.24 million and capital expenditures -140.97 million, giving a free cash flow of 44.27 million.

Operating Cash Flow 185.24M
Capital Expenditures -140.97M
Depreciation & Amortization n/a
Net Borrowing -40.72M
Free Cash Flow 44.27M
FCF Per Share 0.22
Full Cash Flow Statement

Margins

Gross margin is 59.95%, with operating and profit margins of 43.91% and 26.87%.

Gross Margin 59.95%
Operating Margin 43.91%
Pretax Margin 44.08%
Profit Margin 26.87%
EBITDA Margin 44.16%
EBIT Margin 43.91%
FCF Margin 0.30%

Dividends & Yields

This stock pays an annual dividend of 6.00, which amounts to a dividend yield of 9.23%.

Dividend Per Share 6.00
Dividend Yield 9.23%
Dividend Growth (YoY) 9.09%
Years of Dividend Growth 2
Payout Ratio 27.51%
Buyback Yield n/a
Shareholder Yield 9.23%
Earnings Yield 31.16%
FCF Yield 0.34%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 20, 2020. It was a forward split with a ratio of 1.1.

Last Split Date Mar 20, 2020
Split Type Forward
Split Ratio 1.1

Scores

Altman Z-Score n/a
Piotroski F-Score 4