Jubilee General Insurance Company Limited (PSX:JGICL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
65.26
-5.90 (-8.29%)
At close: Mar 9, 2026

PSX:JGICL Statistics

Total Valuation

PSX:JGICL has a market cap or net worth of PKR 12.95 billion. The enterprise value is 10.35 billion.

Market Cap12.95B
Enterprise Value 10.35B

Important Dates

The last earnings date was Thursday, February 26, 2026.

Earnings Date Feb 26, 2026
Ex-Dividend Date Mar 24, 2026

Share Statistics

PSX:JGICL has 198.49 million shares outstanding. The number of shares has decreased by -0.01% in one year.

Current Share Class 198.49M
Shares Outstanding 198.49M
Shares Change (YoY) -0.01%
Shares Change (QoQ) -0.04%
Owned by Insiders (%) 1.53%
Owned by Institutions (%) 24.32%
Float 103.00M

Valuation Ratios

The trailing PE ratio is 3.22.

PE Ratio 3.22
Forward PE n/a
PS Ratio 0.88
PB Ratio 0.58
P/TBV Ratio 0.58
P/FCF Ratio 292.61
P/OCF Ratio 69.93
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.55, with an EV/FCF ratio of 233.81.

EV / Earnings 2.58
EV / Sales 0.70
EV / EBITDA 1.55
EV / EBIT 1.57
EV / FCF 233.81

Financial Position

The company has a current ratio of 0.70, with a Debt / Equity ratio of 0.00.

Current Ratio 0.70
Quick Ratio 0.19
Debt / Equity 0.00
Debt / EBITDA 0.00
Debt / FCF 0.17
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 19.57% and return on invested capital (ROIC) is 18.25%.

Return on Equity (ROE) 19.57%
Return on Assets (ROA) 7.05%
Return on Invested Capital (ROIC) 18.25%
Return on Capital Employed (ROCE) 22.03%
Weighted Average Cost of Capital (WACC) 5.62%
Revenue Per Employee 21.34M
Profits Per Employee 5.80M
Employee Count693
Asset Turnover 0.26
Inventory Turnover n/a

Taxes

In the past 12 months, PSX:JGICL has paid 2.57 billion in taxes.

Income Tax 2.57B
Effective Tax Rate 39.05%

Stock Price Statistics

The stock price has increased by +9.81% in the last 52 weeks. The beta is 0.25, so PSX:JGICL's price volatility has been lower than the market average.

Beta (5Y) 0.25
52-Week Price Change +9.81%
50-Day Moving Average 80.32
200-Day Moving Average 76.28
Relative Strength Index (RSI) 28.39
Average Volume (20 Days) 85,633

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:JGICL had revenue of PKR 14.79 billion and earned 4.02 billion in profits. Earnings per share was 20.25.

Revenue14.79B
Gross Profit 9.13B
Operating Income 6.53B
Pretax Income 6.59B
Net Income 4.02B
EBITDA 6.60B
EBIT 6.53B
Earnings Per Share (EPS) 20.25
Full Income Statement

Balance Sheet

The company has 2.61 billion in cash and 7.52 million in debt, with a net cash position of 2.60 billion or 13.11 per share.

Cash & Cash Equivalents 2.61B
Total Debt 7.52M
Net Cash 2.60B
Net Cash Per Share 13.11
Equity (Book Value) 22.27B
Book Value Per Share 112.17
Working Capital -10.74B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 185.24 million and capital expenditures -140.97 million, giving a free cash flow of 44.27 million.

Operating Cash Flow 185.24M
Capital Expenditures -140.97M
Free Cash Flow 44.27M
FCF Per Share 0.22
Full Cash Flow Statement

Margins

Gross margin is 61.74%, with operating and profit margins of 44.15% and 27.18%.

Gross Margin 61.74%
Operating Margin 44.15%
Pretax Margin 44.59%
Profit Margin 27.18%
EBITDA Margin 44.63%
EBIT Margin 44.15%
FCF Margin 0.30%

Dividends & Yields

This stock pays an annual dividend of 6.00, which amounts to a dividend yield of 8.43%.

Dividend Per Share 6.00
Dividend Yield 8.43%
Dividend Growth (YoY) 9.09%
Years of Dividend Growth 2
Payout Ratio 27.51%
Buyback Yield 0.01%
Shareholder Yield 8.44%
Earnings Yield 31.03%
FCF Yield 0.34%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 20, 2020. It was a forward split with a ratio of 1.1.

Last Split Date Mar 20, 2020
Split Type Forward
Split Ratio 1.1

Scores

Altman Z-Score n/a
Piotroski F-Score 3