Jubilee General Insurance Company Limited (PSX:JGICL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
82.00
0.00 (0.00%)
At close: Sep 12, 2025

PSX:JGICL Statistics

Total Valuation

PSX:JGICL has a market cap or net worth of PKR 16.47 billion. The enterprise value is 13.75 billion.

Market Cap16.47B
Enterprise Value 13.75B

Important Dates

The last earnings date was Wednesday, August 20, 2025.

Earnings Date Aug 20, 2025
Ex-Dividend Date Apr 17, 2025

Share Statistics

PSX:JGICL has 198.49 million shares outstanding.

Current Share Class 198.49M
Shares Outstanding 198.49M
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) 1.54%
Owned by Institutions (%) 24.31%
Float 102.99M

Valuation Ratios

The trailing PE ratio is 3.88.

PE Ratio 3.88
Forward PE n/a
PS Ratio 1.16
PB Ratio 0.87
P/TBV Ratio 0.87
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.96, with an EV/FCF ratio of -9.62.

EV / Earnings 3.24
EV / Sales 0.97
EV / EBITDA 1.96
EV / EBIT 1.98
EV / FCF -9.62

Financial Position

The company has a current ratio of 0.71, with a Debt / Equity ratio of 0.00.

Current Ratio 0.71
Quick Ratio 0.25
Debt / Equity 0.00
Debt / EBITDA 0.01
Debt / FCF -0.03
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 25.15% and return on invested capital (ROIC) is 25.65%.

Return on Equity (ROE) 25.15%
Return on Assets (ROA) 8.18%
Return on Invested Capital (ROIC) 25.65%
Return on Capital Employed (ROCE) 30.62%
Revenue Per Employee 20.49M
Profits Per Employee 6.12M
Employee Count693
Asset Turnover 0.27
Inventory Turnover n/a

Taxes

In the past 12 months, PSX:JGICL has paid 2.77 billion in taxes.

Income Tax 2.77B
Effective Tax Rate 39.52%

Stock Price Statistics

The stock price has increased by +92.94% in the last 52 weeks. The beta is 0.38, so PSX:JGICL's price volatility has been lower than the market average.

Beta (5Y) 0.38
52-Week Price Change +92.94%
50-Day Moving Average 74.95
200-Day Moving Average 59.71
Relative Strength Index (RSI) 56.58
Average Volume (20 Days) 257,272

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:JGICL had revenue of PKR 14.20 billion and earned 4.24 billion in profits. Earnings per share was 21.36.

Revenue14.20B
Gross Profit 9.31B
Operating Income 6.93B
Pretax Income 7.01B
Net Income 4.24B
EBITDA 6.96B
EBIT 6.93B
Earnings Per Share (EPS) 21.36
Full Income Statement

Balance Sheet

The company has 3.09 billion in cash and 44.38 million in debt, giving a net cash position of 2.72 billion or 13.70 per share.

Cash & Cash Equivalents 3.09B
Total Debt 44.38M
Net Cash 2.72B
Net Cash Per Share 13.70
Equity (Book Value) 18.98B
Book Value Per Share 95.60
Working Capital -10.69B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -1.27 billion and capital expenditures -158.09 million, giving a free cash flow of -1.43 billion.

Operating Cash Flow -1.27B
Capital Expenditures -158.09M
Free Cash Flow -1.43B
FCF Per Share -7.20
Full Cash Flow Statement

Margins

Gross margin is 65.58%, with operating and profit margins of 48.81% and 29.86%.

Gross Margin 65.58%
Operating Margin 48.81%
Pretax Margin 49.38%
Profit Margin 29.86%
EBITDA Margin 49.03%
EBIT Margin 48.81%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 5.50, which amounts to a dividend yield of 6.63%.

Dividend Per Share 5.50
Dividend Yield 6.63%
Dividend Growth (YoY) 10.00%
Years of Dividend Growth 1
Payout Ratio 23.00%
Buyback Yield n/a
Shareholder Yield 6.71%
Earnings Yield 25.74%
FCF Yield -8.68%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 20, 2020. It was a forward split with a ratio of 1.1.

Last Split Date Mar 20, 2020
Split Type Forward
Split Ratio 1.1

Scores

Altman Z-Score n/a
Piotroski F-Score 2